BEDIGRO
ActiveSummary
BEDIGRO has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.74M and a net result of €121k. Equity is growing by ~9.7% per year across the filed fiscal years. Its solvency ranks better than 86% of 7777 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
78
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability75▼-1
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €130k at 30 days acceptable
Liquidity short (current ratio 0.9 against 0.97 in 2024; short-term debt: 22.3% and cash: 12.9% of total assets), and 22.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
77.6%
Return on assets
5.4%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 29-09-2025 was due by 29-04-2026 and was filed on 10-03-2026, 50 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
50 d early
2024
111 d early
2023
52 d early
2022
38 d early
2021
49 d early
2020
99 d early
2019
28 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 29-09-2026 and is due by 29-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today29-09-2026 close29-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.74M▼ 9.1%
2024 · €1.91M
2018: €664k
2019: €959k
2020: €1.40M
2021: €1.85M
2022: €1.73M
2023: €1.91M
2024: €1.91M
2018 → 2025
Total assets
€2.24M▼ 8.3%
2024 · €2.45M
2018: €2.73M
2019: €2.75M
2020: €2.96M
2021: €3.27M
2022: €3.45M
2023: €2.51M
2024: €2.45M
2018 → 2025
Net result
€121k▼ 17.5%
2024 · €146k
2018: €143k
2019: €295k
2020: €441k
2021: €448k
2022: €177k
2023: €216k
2024: €146k
2018 → 2025
Working capital
€-50k▼ 253%
2024 · €-14k
2018: €147k
2019: €296k
2020: €593k
2021: €651k
2022: €489k
2023: €-177k
2024: €-14k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.85M-€1.73M▼ 6.1%€1.91M▲ 10.2%€1.91M▲ 0.2%€1.74M▼ 9.1%
Operating result€676k-€279k▼ 58.7%€363k▲ 29.9%€256k▼ 29.5%€213k▼ 16.6%
Net result€448k-€177k▼ 60.5%€216k▲ 22.3%€146k▼ 32.5%€121k▼ 17.5%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 17% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.24M
Fixed assets
€1.79M ▼ 8.7%
Current assets
€451k ▼ 6.9%
Equity and liabilities €2.24M
Equity
€1.74M ▼ 9.1%
Debt
€503k ▼ 5.6%
Debt's share of the balance-sheet total rises from 21.8% to 22.4%. Equity and debt are lower.
Key figures and ratios
EBITDA
€391k▼
2024 · €446k
Cash flow
€299k▼
2024 · €336k
Current ratio
0.90▼
2024 · 0.97
Debt to equity
0.29▲
2024 · 0.28
ROE
6.9%▼
2024 · 7.6%
ROA
5.4%▼
2024 · 6.0%
Interest coverage
12.35▼
2024 · 12.91
Debt ≤ 1 year
€501k▲
2024 · €498k
Debt > 1 year
€3k▼
2024 · €35k
Income taxes
€61k▼
2024 · €75k
Staff costs
€9k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 51 lines
Balance sheet
Code20242025
Assets
Total assets20/58€2.45M€2.24M▼
Fixed assets21/28€1.96M€1.79M▼
Tangible fixed assets22/27€1.96M€1.79M▼
Land and buildings22€1.14M€1.04M▼
Plant, machinery and equipment23€61k€42k▼
Furniture and vehicles24€98k€42k▼
Other tangible fixed assets26€659k€665k▲
Current assets29/58€484k€451k▼
Amounts receivable within one year40/41€163k€133k▼
Trade receivables40€98k€48k▼
Other amounts receivable41€65k€84k▲
Cash at bank and in hand54/58€264k€290k▲
Deferred charges and accrued income490/1€58k€28k▼
Equity and liabilities
Total equity and liabilities10/49€2.45M€2.24M▼
Equity10/15€1.91M€1.74M▼
Contributions10/11€20k€20k=
Reserves13€1.89M€1.72M▼
Distributable reserves133€1.89M€1.72M▼
Profit (loss) carried forward14€996€997▲
Amounts payable17/49€533k€503k▼
Amounts payable after more than one year17€35k€3k▼
Financial debts170/4€35k€3k▼
Amounts payable within one year42/48€498k€501k▲
Current portion of amounts payable after more than one year42€160k€85k▼
Trade debts44€2k€13k▲
Suppliers440/4€2k€13k▲
Taxes, remuneration and social security45€23k€30k▲
Taxes450/3€19k€28k▲
Remuneration and social security454/9€3k€2k▼
Other amounts payable47/48€314k€373k▲
Income statement
Code20242025
Non-recurring operating income76A€62k-
Remuneration, social security and pensions62-€9k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€190k€178k▼
Other operating charges640/8€19k€23k▲
Non-recurring operating charges66A€5k-
Gross operating margin9900€469k€423k▼
Operating profit (loss)9901€256k€213k▼
Financial charges65/66B€35k€32k▼
Recurring financial charges65€35k€32k▼
Profit (loss) for the period before taxes9903€221k€182k▼
Income taxes67/77€75k€61k▼
Profit (loss) for the period9904€146k€121k▼
Profit (loss) for the period to be appropriated9905€146k€121k▼
Appropriation of the result
Profit (loss) to be appropriated9906€147k€122k▼
Profit (loss) brought forward from the previous period14P€994€996▲
Transfer from equity791/2€143k€295k▲
Transfer to equity691/2€146k€121k▼
To other reserves6921€146k€121k▼
Profit to be distributed694/7€143k€295k▲
Return on contributions (dividend)694€143k€295k▲
Social balance
Average headcount (FTE)9087-0.2
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-03
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
29-09
Financial
Weakest financial yearnet €121k ▼17.5%
Net result drops to €121k, the lowest in the series.
08-01
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
08-03
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
22-03
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
11-03
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
29-09
Financial
Highest result since 2018net €448k ▲1.5%
Net result €448k, the highest in the series.
20-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
29-09
Financial
Equity above €1MEq €1.40M ▲46%
3 profitable years in a row build equity to €1.40M.
01-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
08-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
26-03
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
29-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Roeselare · 1 establishment unit since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kwadestraat 82/B8800 RoeselareGround area
2,122 m²
Building footprint
201 m²
Volume, LiDAR
1,545 m³
Parcel 36017A1100/00G000, Flanders · tallest building 10.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Kwadestraat 82/B, 8800 Roeselare
since 20002.097.339.047
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36017A1100/00G000 | Flanders | 2,122 m² | 1 · 201 m² | 10.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
D'HAENE KARL
BE 0885.338.893
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Aalst · Eq €1,717,215
ROBEN CONSULT
BE 0879.799.601
Bornem · Eq €1,764,813
RYCKEWAERT
BE 0889.043.996
Koekelare · Eq €1,715,443
MOLENHEIDE
BE 0454.798.554
Merksplas · Eq €1,771,583
Of 8,455 companies in sector 43120 we hold annual accounts for 3,233. 1,318 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-03-2000
Fiscal year end29-09
Activities, NACEBEL 2025
43120Site preparation
64210Activities of holding companies
70100Activities of head offices
77310Rental and leasing activities
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.