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Bed Construct

Active
Private limited companyfounded 2024active for 2 yearsPrudent Bolslaan 62, 1020 Brussel, BelgiumKBO/BCE: BE 1006.084.592
Summary

The computed 12-month bankruptcy probability of Bed Construct is 1.7% (moderate). The 2025 annual accounts show equity of €27,153 and a net result of €24,153. Its solvency ranks better than 49% of 34,590 sector peers (NACE 43, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Specialised construction activities
NACE 43130
1 site
Size
€59,305total assets 2025
Equity
€27,153
Profit
€24,153
Turnover not published (micro format)
Financial health
56 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
1.7%
Structure
Accounts on time
Why 56raises riskFounded in 2024Size: total assets €59,305Sector: Specialised construction activities (NACE 43)lowers riskFigures for financial year 2025 (filed 30-04-2026)Show the evidence

Checked score

Score 2025
56 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 56% of its sector peers (NACE 43, micro)
Financial strength
Strong
Solvency 71
equity 45.8% of total assets
Liquidity 36
short-term debt 54.2% · cash 11.3%
Profitability 100
return on assets 40.7%
Bankruptcy probability, 12 months
1.7% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,587 companies, NACE 43, micro)
Last 24 months 03-2025: 2.0% 04-2025: 2.0%● unchanged vs 03-2025 05-2025: 2.0%● unchanged vs 04-2025 06-2025: 2.4%▲ +0.4 percentage points vs 05-2025 07-2025: 2.5%▲ +0.1 percentage points vs 06-2025 08-2025: 2.8%▲ +0.3 percentage points vs 07-2025 09-2025: 3.1%▲ +0.3 percentage points vs 08-2025 10-2025: 3.1%● unchanged vs 09-2025 11-2025: 3.1%● unchanged vs 10-2025 12-2025: 3.0%▼ -0.1 percentage points vs 11-2025 01-2026: 3.3%▲ +0.3 percentage points vs 12-2025 02-2026: 3.4%▲ +0.1 percentage points vs 01-2026 03-2026: 3.5%▲ +0.1 percentage points vs 02-2026highest value 04-2026: 3.5%● unchanged vs 03-2026highest value 05-2026: 2.0%▼ -1.5 percentage points vs 04-2026 06-2026: 2.0%● unchanged vs 05-2026 07-2026: 2.0%● unchanged vs 06-2026 08-2026: 2.0%● unchanged vs 07-2026 09-2026: 1.9%▼ -0.1 percentage points vs 08-2026 10-2026: 1.7%▼ -0.2 percentage points vs 09-2026lowest value
Credit of up to €1,500 on 30-day terms is acceptable
Liquidity ample (current ratio 1.84, above the usual 1.5; short-term debt: 54.2% and cash: 11.3% of total assets), but 54.2% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 49% on solvency, 25% on liquidity and 92% on profitability.

The bankruptcy probability was computed on 21-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
raises risk · Founded in 2024
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
raises risk · Size: total assets €59,305
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
lowers risk · Figures for financial year 2025 (filed 30-04-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
on the day
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2024.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. IncorporationAppointment: BUMBU Laurentiu-Florin (administrateur non…

Financials · financial year 2025, micro format

Equity
€27,153
Total assets
€59,305
Net result
€24,153
Working capital
€27,153

Turnover and EBIT margin not published: the micro format does not require them.

Balance-sheet composition
Equity and liabilities €59,305
Equity €27,153
Debt €32,152
Debt finances 54.2% of the balance-sheet total.
Key figures and ratios
2025 value
Current ratio
1.84
Debt to equity
1.18
ROE
89.0%
ROA
40.7%
Debt ≤ 1 year
€32,152
Income taxes
€6,113
Staff costs
€26,846

Peer companies

Historical observation

Of the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 95.8% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.8% went bankrupt
2.3% stopped otherwise
95.8% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 1.7% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,473 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 30 lines
Balance sheet Code2025
Assets
Total assets20/58€59,305
Current assets29/58€59,305
Amounts receivable within one year40/41€44,160
Trade receivables40€44,160
Cash at bank and in hand54/58€6,694
Deferred charges and accrued income490/1€8,451
Equity and liabilities
Total equity and liabilities10/49€59,305
Equity10/15€27,153
Contributions10/11€3,000
Contributions outside capital11€3,000
Other1109/19€3,000
Profit (loss) carried forward14€24,153
Amounts payable17/49€32,152
Amounts payable within one year42/48€32,152
Trade debts44€724
Suppliers440/4€724
Taxes, remuneration and social security45€31,427
Taxes450/3€6,113
Remuneration and social security454/9€25,314
Income statement Code2025
Remuneration, social security and pensions62€26,846
Other operating charges640/8€300
Gross operating margin9900€57,548
Operating profit (loss)9901€30,402
Financial charges65/66B€136
Recurring financial charges65€136
Profit (loss) for the period before taxes9903€30,266
Income taxes67/77€6,113
Profit (loss) for the period9904€24,153
Profit (loss) for the period to be appropriated9905€24,153
Appropriation of the result
Profit (loss) to be appropriated9906€24,153
Line2025
Remuneration, social security and pensions62€26,846
Other operating charges640/8€300
Gross operating margin9900€57,548
Operating profit (loss)9901€30,402
Financial charges65/66B€136
Recurring financial charges65€136
Profit (loss) for the period before taxes9903€30,266
Income taxes67/77€6,113
Profit (loss) for the period9904€24,153
Profit (loss) for the period to be appropriated9905€24,153
Line2025
Assets
Total assets20/58€59,305
Current assets29/58€59,305
Amounts receivable within one year40/41€44,160
Trade receivables40€44,160
Cash at bank and in hand54/58€6,694
Deferred charges and accrued income490/1€8,451
Equity and liabilities
Total equity and liabilities10/49€59,305
Equity10/15€27,153
Contributions10/11€3,000
Contributions outside capital11€3,000
Other1109/19€3,000
Profit (loss) carried forward14€24,153
Amounts payable17/49€32,152
Amounts payable within one year42/48€32,152
Trade debts44€724
Suppliers440/4€724
Taxes, remuneration and social security45€31,427
Taxes450/3€6,113
Remuneration and social security454/9€25,314
Line2025
Profit (loss) for the period9904€24,153
Operating cash flow (approximation)€24,153

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (1)
Financial year Type Filed Reference
30-09-2025 micro format 30-04-2026 2026-00097497

Similar companies · same sector, comparable size

Of the 602 active companies whose main activity is specialised construction activities (NACE 43130), figures are known for 309. 193 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
1 director, no change since 2024
BUMBU Laurentiu-Florin
Administrateur non statutaire · since 20-02-2024
Current
Derived from published Gazette deeds. The KBO keeps the official list of office holders; we do not read it, so the two can differ. See the directors and other office holders in the KBO →

Mandate history

1 person since 2024, 1 in office
Show
  • Board
Mandates per person, with start and end dates
Name Functions and periods
BUMBU Laurentiu-Florin
  • Administrateur non statutaire, from 20-02-2024 to date
See the board, name and registered office on a given date →

Owners and capital

Owners

No owners or capital events in the accounts and acts we read.

Group and network

Connections & network

1 current director
Depth

The network starts from this company’s directors. Other companies they run appear here as nodes.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

History

Bed Construct was incorporated on 16 February 2024 as a private limited company.1 Since 2024, BUMBU Laurentiu-Florin has served as administrateur non statutaire of the company.2 The company has filed annual accounts once, for financial year 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 20-02-2024
  3. 3National Bank, annual accounts 2025

Acts, filings and financial milestones

2026
30-04
NBB filing Annual accounts filed
financial year 2025 · micro format
2024
20-02
Gazette deed Incorporation
Appointment: BUMBU Laurentiu-Florin (administrateur non statutaire) · Board rule · Founder9 facts ▸
  • Board rule, 1
  • Director appointment, BUMBU Laurentiu-Florin (administrateur non statutaire)
  • Other provision, “début_activités, acquisition_personnalité_juridique_dépôt_greffe_expédition_acte_constitutif” (deed in French)
  • Incorporation, “Bed Construct” (deed in French)
  • Founder, BUMBU Laurentiu-Florin (comparant)
  • Founding capital, €3,000
  • Other provision, “recherche dénomination et information légale, article 2:3 du Code des sociétés et des associations” (deed in French)
  • Other provision, “arrêt des statuts, arrêter statuts” (deed in French)
  • Capital
Gazette deedNBB filing
1 of 1 deed read

Register details

Identification
Legal formPrivate limited company
Founded16-02-2024
Financial year end30-09
Activities, NACEBEL 2025
43130Specialised construction activities
43230Insulation installation
43350Other building finishing work
43910Bricklaying and masonry work
81220Other building cleaning and industrial cleaning
81300Landscape service activities
E-invoicing
Reachable via Peppol
Peppol ID 0208:1006084592
Also 9925:BE1006084592
Registered 19-09-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 21 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice, with enterprise number 1006.084.592

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2024
registered office establishment The establishment unit on the map
Ground area
214 m²
Building footprint
191 m²
Building volume
3,145 m³
Parcel 21816C0084/00C007, Brussels · tallest building 19.7 m. Linked by address, not a title deed.
7 companies at this address See who is registered here
1 establishment unit
Prudent Bolslaan 62, 1020 Brussel
Specialised construction activities
since 2024unit no. 2.357.522.345
1 parcel
Brussels 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
21816C0084/00C007 Brussels 214 m² 1 · 191 m² 19.7 m · 6
How the parcels are linked
Good to know
The parcel matches the address exactly.

Articles of association

What the company does

PurposeThe activities the company may carry out under its articles.
“1) tous travaux de nettoyage et désinfection maisons, locaux, meubles et ameublement et objets divers; 2) tous travaux d'électricité; 3)…” (deed in French)
30 activities (deed in French)
  1. 1) tous travaux de nettoyage et désinfection maisons, locaux, meubles et ameublement et objets divers ;
  2. 2) tous travaux d'électricité ;
  3. 3) tous travaux de rénovation, transformation, de construction de bâtiments, de pose de toitures ;
  4. 4) tous travaux de pose de chapes, faux plafonds, de carrelage, cloisons amovibles et des travaux d'égouts ;
  5. 5) tous travaux d'aménagement de plaines de Jeux, de sports, de pares et d'espaces verts pour installations sportives ;
  6. 6) tous travaux de constructions de pavillons démontables ou baraquements non métalliques sportives;
  7. 7) tous travaux d'isolations thermiques et acoustique ;
  8. 8) tous travaux de fabrications et d'installation de cheminées ;
  9. 9) tous travaux de placements de ferronnerie, de valets et de menuiserie métallique et PVC ;
  10. 10) tous travaux de peintures industrielles ;
  11. 11) tous travaux dans les bâtiments ou autres projets de constructions de matériaux d'isolation thermique, matériaux d'isolation acoustique et antivibratoire ;
  12. 12) menuiserie métallique;
  13. 13) menuiserie en bois et en matière plastique;
  14. 14) nettoyage industriel ;
  15. 15) montage et démontage d'échafaudages et de plates, formes de travail ;
  16. 16) tous travaux de rejointement ;
  17. 17) le nettoyage à la vapeur, le sablage et les activités analogues appliquées aux parties extérieurs des bâtiments ;
  18. 18) vente de tous produits industriels et machines industrielles ;
  19. 19) véhicules neufs et d’occasions;
  20. 20) toutes opérations d'import et export de tout type de marchandises ;
  21. 21) tout matériel informatique, hardware, software ; installation, maintenance et ventes de pièces détachées ;
  22. 22) ventes de taus matériaux de construction de chauffage, sanitaire, tuyaux, anti-incendie ;
  23. 23) travaux de chauffage, sanitaire, plomberie ;
  24. 24) travaux de soudure ;
  25. 25) carrosserie mécanique et peintures automobiles ;
  26. 26) tous produits alimentaires, boissons, principalement fruits, légumes, poissons, conserves, produits laitiers, fromages, articles d'épicène, night-shop ;
  27. 27) tous restaurants, snack-bars, salon de consommation, salon de thé, débit de boissons, service traiteurs ;
  28. 28) tous articles de parfumerie, toilette, cosmétique, produits de beauté, maquillage ainsi que de savons et détergents ;
  29. 29) tous produits de boulangerie et de la pâtisserie ;
  30. 30) tous produits électroménagers, tous films de bandes magnétiques, cassettes, tous articles imprimés ou enregistrés, ainsi qu'appareils, instruments et accessoires permettant leur lecture, vision ou audition et leur réparation.

The full purpose is in the deed

DurationHow long the company exists; usually unlimited, so until it is dissolved.
Unlimited
Name clauseThe name the company operates under according to its articles.
Bed Construct
Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
“1020 Bruxelles (Laeken), avenue Prudent Bols 62 b014” (deed in French)
“Région de Bruxelles-Capitale, transfert en tout endroit de la Région de Bruxelles-Capitale ou de la Région wallonne par simple décision de…” (deed in French)

deed of 20-02-2024

Who represents it, and how

Who signsWho may bind the company towards others, for example by signing a contract.
Each director alone
Board ruleHow the board is made up, meets and takes decisions.
“Avec ou sans limitation, assemblée nommant fixe nombre et durée mandat” (deed in French)

deed of 20-02-2024

Capital, shares and profit

Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
“Libre de céder tout ou partie librement” (deed in French)

deed of 20-02-2024

Meetings and financial year

Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
First Friday of March at 18:00

deed of 20-02-2024

Oversight and winding up

Dissolution ruleWhen and by whom the company can be dissolved.
“Prévues_pour_modifications_statuts, assemblée_générale” (deed in French)
Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
One provision in the deed

deed of 20-02-2024

Other provisionsOther rules from the articles that fall under none of the themes above.

Other provision: “Compte de capitaux propres, apports du fondateur inscrits sur compte disponible” (deed in French)
Other provision: “Nominatives, nature des actions” (deed in French)
Other provision: “Nominatifs, nature des autres titres” (deed in French)
Other provision: “Pouvoir d'administration interne, tous actes nécessaires ou utiles à l'objet sauf loi et statuts réservant à assemblée générale” (deed in French)
Other provision: “Rémunération des administrateurs, assemblée majorité absolue ou actionnaire unique fixe montant fixe ou proportionnel” (deed in French)
Other provision: “Trois ans, contrôle de la société” (deed in French)
Other provision: “Assemblée générale par procédure écrite, tous actionnaires peuvent prendre par écrit toutes décisions relevant assemblée dans limites loi…” (deed in French)
Other provision: “Séances_procès-verbaux, registre_tenu_au_siège” (deed in French)
Other provision: “Délibérations, quel_que_soit_nombre_titres_représentés” (deed in French)
Other provision: “Répartition_réserves, bénéfice_exercice_en_cours_ou_précédent_tant_que_comptes_non_approuvés” (deed in French)
Liquidation distribution: “Apurement dettes charges frais ou consignation, entre actionnaires proportion actions” (deed in French)
Other provision: “Élection_domicile, communications sommations assignations significations” (deed in French)
Other provision: “Compétence_judiciaire, entre_société_actionnaires_administrateurs_commissaires_liquidateurs_affaires_société_exécution_statuts” (deed in French)
Other provision: “Apport en numéraire avec émission de nouvelles actions – droit de préférence, organe qui procède à l’émission” (deed in French)
4 more provisions in the deed, see the deed of 20-02-2024

deed of 20-02-2024