BECOVET
ActiveSummary
BECOVET has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €140,203 and a net result of €64,947. Equity is growing by ~45.9% per year across the filed fiscal years. Its solvency ranks better than 58% of 1912 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency89▼-10
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10,000 at 30 days acceptable
Liquidity ample (current ratio 2.83 against 3.98 in 2024; short-term debt: 34.7% and cash: 6.9% of total assets), and 36% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 63
Relative position
BE, all sectors
reference
Computing infrastructure, data processing, hosting and other information service activities (NACE 63)
about 52% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
64%
Return on assets
29.7%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 01-04-2026, 29 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
29 d early
2024
44 d early
2023
43 d early
2022
40 d early
2021
39 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 39 days before the deadline; the sector median for financial year 2024 is 10 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today30-09-2026 close30-04-2027 deadline
History
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How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
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Financials · fiscal year 2025, micro schema
Equity
€140,203▲ 3.7%
2024 · €135,257
Total assets
€219,008▲ 20.3%
2024 · €182,008
Net result
€64,947▲ 6.9%
2024 · €60,756
Working capital
€138,722▲ 7.6%
2024 · €128,919
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 63, Computing infrastructure, data processing, hosting and other information service activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€19,205-€15,645▼ 18.5%€59,802▲ 282%€78,763▲ 31.7%€88,707▲ 12.6%
Net result€13,687within the sector's middle half-€11,324within the sector's middle half▼ 17.3%€46,789within the sector's middle half▲ 313%€60,756above the sector's middle half▲ 29.9%€64,947above the sector's middle half▲ 6.9%
Equity€18,187below the sector's middle half-€29,111below the sector's middle half▲ 60.1%€75,501within the sector's middle half▲ 159%€135,257within the sector's middle half▲ 79.1%€140,203within the sector's middle half▲ 3.7%
Total assets€76,481below the sector's middle half-€94,737below the sector's middle half▲ 23.9%€157,112below the sector's middle half▲ 65.8%€182,008within the sector's middle half▲ 15.8%€219,008within the sector's middle half▲ 20.3%
Debt€58,294-€65,625▲ 12.6%€81,611▲ 24.4%€46,751▼ 42.7%€78,805▲ 68.6%
Working capital-€8,105-€8,297€60,164▲ 625%€128,919▲ 114%€138,722▲ 7.6%
Solvency23.8%within the sector's middle half-30.7%within the sector's middle half▲ 6.9pp48.1%within the sector's middle half▲ 17.3pp74.3%within the sector's middle half▲ 26.3pp64.0%within the sector's middle half▼ 10.3pp
above
within
below
the middle half (P25 to P75) of NACE 63, Computing infrastructure, data processing, hosting and other information service activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 13% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €219,008
Fixed assets
€4,382 ▼ 55.6%
Current assets
€214,626 ▲ 24.7%
Equity and liabilities €219,008
Equity
€140,203 ▲ 3.7%
Debt
€78,805 ▲ 68.6%
Debt's share of the balance-sheet total rises from 25.7% to 36.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€94,184▲
2024 · €84,241
Cash flow
€70,424▲
2024 · €66,234
Current ratio
2.83▼
2024 · 3.98
Debt to equity
0.56▲
2024 · 0.35
ROE
46.3%▲
2024 · 44.9%
ROA
29.7%▼
2024 · 33.4%
Interest coverage
19.29▼
2024 · 22.61
Debt ≤ 1 year
€75,904▲
2024 · €43,229
Income taxes
€23,255▲
2024 · €16,493
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 26,964 companies that looked in July 2024 the way this one looks now, 1.5% went bankrupt within 24 months and 95% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
1.5%
went bankrupt
3.4%
stopped otherwise
95%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 26,964 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3,149 | €5,478 | €5,478 | €5,478 | €5,478 | = |
| Other operating charges640/8 | - | €1,117 | €1,390 | €1,370 | €1,235 | ▼ 9.9% |
| Gross operating margin9900 | €23,591 | €22,240 | €66,669 | €85,611 | €95,419 | ▲ 11.5% |
| Operating profit (loss)9901 | €19,205 | €15,645 | €59,802 | €78,763 | €88,707 | ▲ 12.6% |
| Financial income75/76B | - | - | €1 | €2,211 | €4,378 | ▲ 98.0% |
| Recurring financial income75 | - | - | €1 | €2,211 | €4,378 | ▲ 98.0% |
| Financial charges65/66B | - | €57 | €72 | €3,726 | €4,883 | ▲ 31.0% |
| Recurring financial charges65 | €18 | €57 | €72 | €3,726 | €4,883 | ▲ 31.0% |
| Profit (loss) for the period before taxes9903 | €19,187 | €15,588 | €59,731 | €77,249 | €88,202 | ▲ 14.2% |
| Income taxes67/77 | €5,500 | €4,264 | €12,941 | €16,493 | €23,255 | ▲ 41.0% |
| Profit (loss) for the period9904 | €13,687 | €11,324 | €46,789 | €60,756 | €64,947 | ▲ 6.9% |
| Profit (loss) for the period to be appropriated9905 | €13,687 | €11,324 | €46,789 | €60,756 | €64,947 | ▲ 6.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €76,481 | €94,737 | €157,112 | €182,008 | €219,008 | ▲ 20.3% |
| Fixed assets21/28 | €26,292 | €20,815 | €15,337 | €9,860 | €4,382 | ▼ 55.6% |
| Tangible fixed assets22/27 | €26,292 | €20,815 | €15,337 | €9,860 | €4,382 | ▼ 55.6% |
| Furniture and vehicles24 | - | €20,815 | €15,337 | €9,860 | €4,382 | ▼ 55.6% |
| Current assets29/58 | €50,189 | €73,922 | €141,775 | €172,148 | €214,626 | ▲ 24.7% |
| Amounts receivable within one year40/41 | €20,751 | €21,909 | €40,790 | €40,812 | €65,772 | ▲ 61.2% |
| Trade receivables40 | - | €21,909 | €40,790 | €38,612 | €65,772 | ▲ 70.3% |
| Other amounts receivable41 | - | - | - | €2,200 | - | - |
| Current investments50/53 | - | - | - | €126,846 | €133,714 | ▲ 5.4% |
| Cash at bank and in hand54/58 | €29,438 | €52,014 | €100,985 | €3,510 | €15,140 | ▲ 331% |
| Deferred charges and accrued income490/1 | - | - | - | €980 | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €76,481 | €94,737 | €157,112 | €182,008 | €219,008 | ▲ 20.3% |
| Equity10/15 | €18,187 | €29,111 | €75,501 | €135,257 | €140,203 | ▲ 3.7% |
| Contributions10/11 | - | €5,000 | €5,000 | €5,000 | €5,000 | = |
| Reserves13 | - | €10,000 | €50,000 | €100,000 | €50,000 | ▼ 50.0% |
| Distributable reserves133 | - | €10,000 | €50,000 | €100,000 | €50,000 | ▼ 50.0% |
| Profit (loss) carried forward14 | €13,187 | €14,111 | €20,501 | €30,257 | €85,203 | ▲ 182% |
| Amounts payable17/49 | €58,294 | €65,625 | €81,611 | €46,751 | €78,805 | ▲ 68.6% |
| Amounts payable within one year42/48 | €58,294 | €65,625 | €81,611 | €43,229 | €75,904 | ▲ 75.6% |
| Trade debts44 | €6,009 | €2,548 | €3,095 | €3,671 | €3,443 | ▼ 6.2% |
| Suppliers440/4 | - | €2,548 | €3,095 | €3,671 | €3,443 | ▼ 6.2% |
| Taxes, remuneration and social security45 | - | €8,026 | €18,064 | €4,781 | €18,676 | ▲ 291% |
| Taxes450/3 | - | €8,026 | €18,064 | €4,781 | €18,676 | ▲ 291% |
| Other amounts payable47/48 | - | €55,051 | €60,452 | €34,777 | €53,786 | ▲ 54.7% |
| Accrued charges and deferred income492/3 | - | - | - | €3,522 | €2,901 | ▼ 17.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €13,687 | €11,324 | €46,789 | €60,756 | €64,947 | ▲ 6.9% |
| + Depreciation and write-downs630 | €3,149 | €5,478 | €5,478 | €5,478 | €5,478 | = |
| Operating cash flow (approximation) | €16,836 | €16,802 | €52,267 | €66,234 | €70,424 | ▲ 6.3% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | - |
| Change in cash | - | €22,576 | €48,971 | -€97,475 | €11,629 | ▲ 112% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Highest result since 2021net €64,947 ▲6.9%
Operating result €88,707, net result €64,947, both a record.
17-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Liquidity doublescurrent ratio 3.98
Current ratio from 1.74 to 3.98; short-term debt falls from €81,611 to €43,229.
30-09
Financial
Equity above €100,000Eq €135,257 ▲79.1%
4 profitable years in a row build equity to €135,257.
18-03
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
21-03
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-09
Financial
Weakest financial yearnet €11,324 ▼17.3%
Net result drops to €11,324, the lowest in the series; recovery starts the following year.
22-03
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wevelgem · 1 establishment unit since 2020
Ground area
623 m²
Building footprint
178 m²
Volume, LiDAR
486 m³
2 parcels, Flanders · tallest building 7.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BECOVET
since 20202.305.706.826
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34029A0509/00D007 | Flanders | 331 m² | 1 · 71 m² | 0.0 m |
| 34029A0509/00C007 | Flanders | 292 m² | 1 · 107 m² | 7.2 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 3,149 companies in sector 63920 we hold annual accounts for 1,524. 1,245 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded19-07-2020
Fiscal year end30-09
Activities, NACEBEL 2025
63920Other information service activities
46190Agents in non-specialised wholesale trade
E-invoicing
Reachable via Peppol
Peppol ID
0208:0750840772
Registered
21-11-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.