Becommerce
ActiveSummary
Becommerce has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €113,426 and a net result of -€68,976. Equity is shrinking by ~7.7% per year across the filed fiscal years. Its solvency ranks better than 45% of 4235 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-70
Solvency57▼-27
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6,000 at 30 days acceptable
Liquidity tight (current ratio 1.26 against 2.32 in 2024; short-term debt: 66.7% and cash: 16.3% of total assets), and 68.3% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
31.7%
Return on assets
-19.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-06-2026, 35 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
35 d early
2024
30 d early
2023
2 d early
2022
28 d early
2021
33 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 26 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€68,976
2024 · €3,246
Working capital
€62,615▼ 62.2%
2024 · €165,806
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€38,947--€183,124▼ 370%€68,247-€6,109-€72,499▼ 1,087%
Net result-€39,858below the sector's middle half--€169,693below the sector's middle half▼ 326%€69,698within the sector's middle half€3,246within the sector's middle half▼ 95.3%-€68,976below the sector's middle half
Equity€218,704within the sector's middle half-€49,010below the sector's middle half▼ 77.6%€179,156within the sector's middle half▲ 266%€182,402within the sector's middle half▲ 1.8%€113,426below the sector's middle half▼ 37.8%
Total assets€423,233below the sector's middle half-€163,003below the sector's middle half▼ 61.5%€461,489below the sector's middle half▲ 183%€309,788below the sector's middle half▼ 32.9%€357,566below the sector's middle half▲ 15.4%
Debt€204,529-€113,992▼ 44.3%€282,333▲ 148%€127,386▼ 54.9%€244,139▲ 91.7%
Working capital€197,044within the sector's middle half-€28,019within the sector's middle half▼ 85.8%€315,570within the sector's middle half▲ 1,026%€165,806within the sector's middle half▼ 47.5%€62,615within the sector's middle half▼ 62.2%
Solvency51.7%within the sector's middle half-30.1%within the sector's middle half▼ 21.6pp38.8%within the sector's middle half▲ 8.8pp58.9%within the sector's middle half▲ 20.1pp31.7%within the sector's middle half▼ 27.2pp
Current ratio1.96within the sector's middle half-1.25within the sector's middle half▼ 0.723.65above the sector's middle half▲ 2.412.32within the sector's middle half▼ 1.331.26within the sector's middle half▼ 1.06
Return on assets (ROA)-9.4%below the sector's middle half--104.1%below the sector's middle half▼ 94.7pp15.1%above the sector's middle half▲ 119.2pp1.0%within the sector's middle half▼ 14.1pp-19.3%below the sector's middle half▼ 20.3pp
Staff (FTE)6within the sector's middle half-6within the sector's middle half=3.5within the sector's middle half▼ 41.7%0below the sector's middle half▼ 100%0below the sector's middle half
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €72,499 in 2025 against €6,109 in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €357,566
Fixed assets
€56,331 ▲ 203%
Current assets
€301,234 ▲ 3.4%
Equity and liabilities €357,566
Equity
€113,426 ▼ 37.8%
Debt
€244,139 ▲ 91.7%
Debt's share of the balance-sheet total rises from 41.1% to 68.3%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
-€38,827▼
2024 · €9,939
Cash flow
-€35,303▼
2024 · €19,294
Debt to equity
2.15▲
2024 · 0.70
ROE
-60.8%▼
2024 · 1.8%
Interest coverage
-34.73▼
2024 · 6.42
Debt ≤ 1 year
€238,619▲
2024 · €125,406
Staff costs
€347,886▼
2024 · €380,098
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 4,815 companies that looked in July 2024 the way this one looks now, 1.9% went bankrupt within 24 months and 88% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a loss of 10% of the balance sheet or more
1.9%
went bankrupt
9.8%
stopped otherwise
88%
still going
A further 0.5% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 4,815 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €30,026 | €388 | €0 | €118 | €0 | ▼ 100% |
| Remuneration, social security and pensions62 | €207,216 | €234,650 | €244,196 | €380,098 | €347,886 | ▼ 8.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €7,481 | €8,668 | €16,826 | €16,048 | €33,672 | ▲ 110% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | €145,339 | - | €8,000 | €1,500 | €0 | ▼ 100% |
| Other operating charges640/8 | €446 | €1,010 | €3,028 | €1,958 | €929 | ▼ 52.5% |
| Non-recurring operating charges66A | €102,006 | - | €11,286 | €0 | €85,309 | - |
| Gross operating margin9900 | €423,540 | €61,204 | €351,583 | €393,495 | €395,298 | ▲ 0.5% |
| Operating profit (loss)9901 | -€38,947 | -€183,124 | €68,247 | -€6,109 | -€72,499 | ▼ 1,087% |
| Financial income75/76B | €1,771 | €16,528 | €2,384 | €10,902 | €4,641 | ▼ 57.4% |
| Recurring financial income75 | €1,771 | €16,528 | €2,384 | €10,902 | €4,641 | ▼ 57.4% |
| Financial charges65/66B | €2,681 | €3,097 | €933 | €1,547 | €1,118 | ▼ 27.7% |
| Recurring financial charges65 | €2,681 | €3,097 | €933 | €1,547 | €1,118 | ▼ 27.7% |
| Profit (loss) for the period before taxes9903 | -€39,858 | -€169,693 | €69,698 | €3,246 | -€68,976 | ▼ 2,225% |
| Profit (loss) for the period9904 | -€39,858 | -€169,693 | €69,698 | €3,246 | -€68,976 | ▼ 2,225% |
| Profit (loss) for the period to be appropriated9905 | -€39,858 | -€169,693 | €69,698 | €3,246 | -€68,976 | ▼ 2,225% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €423,233 | €163,003 | €461,489 | €309,788 | €357,566 | ▲ 15.4% |
| Fixed assets21/28 | €21,660 | €20,992 | €27,039 | €18,576 | €56,331 | ▲ 203% |
| Intangible fixed assets21 | €2,772 | €1,386 | €27,039 | €16,373 | €46,380 | ▲ 183% |
| Tangible fixed assets22/27 | €18,888 | €19,606 | €0 | €2,203 | €9,952 | ▲ 352% |
| Plant, machinery and equipment23 | €3,841 | €1,920 | €0 | €2,203 | €8,318 | ▲ 278% |
| Furniture and vehicles24 | €15,047 | €17,686 | €0 | - | €1,633 | - |
| Current assets29/58 | €401,573 | €142,011 | €434,450 | €291,212 | €301,234 | ▲ 3.4% |
| Amounts receivable within one year40/41 | €263,515 | €119,608 | €377,864 | €141,679 | €192,685 | ▲ 36.0% |
| Trade receivables40 | €152,903 | €69,799 | €283,746 | €118,184 | €146,308 | ▲ 23.8% |
| Other amounts receivable41 | €110,611 | €49,809 | €94,118 | €23,494 | €46,377 | ▲ 97.4% |
| Cash at bank and in hand54/58 | €136,205 | €16,811 | €50,536 | €143,291 | €58,182 | ▼ 59.4% |
| Deferred charges and accrued income490/1 | €1,854 | €5,592 | €6,050 | €6,242 | €50,367 | ▲ 707% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €423,233 | €163,003 | €461,489 | €309,788 | €357,566 | ▲ 15.4% |
| Equity10/15 | €218,704 | €49,010 | €179,156 | €182,402 | €113,426 | ▼ 37.8% |
| Reserves13 | - | - | €69,698 | €72,944 | €0 | ▼ 100% |
| Profit (loss) carried forward14 | €218,704 | €49,010 | €109,459 | €109,459 | €113,426 | ▲ 3.6% |
| Amounts payable17/49 | €204,529 | €113,992 | €282,333 | €127,386 | €244,139 | ▲ 91.7% |
| Amounts payable within one year42/48 | €204,529 | €113,992 | €118,880 | €125,406 | €238,619 | ▲ 90.3% |
| Trade debts44 | €195,356 | €98,112 | €82,856 | €88,683 | €224,864 | ▲ 154% |
| Suppliers440/4 | €195,356 | €98,112 | €82,856 | €88,683 | €224,864 | ▲ 154% |
| Taxes, remuneration and social security45 | €9,173 | €15,880 | €36,024 | €36,723 | €13,756 | ▼ 62.5% |
| Taxes450/3 | - | €1,340 | €16,850 | €0 | €496 | - |
| Remuneration and social security454/9 | €9,173 | €14,540 | €19,174 | €36,723 | €13,260 | ▼ 63.9% |
| Accrued charges and deferred income492/3 | - | - | €163,453 | €1,980 | €5,520 | ▲ 179% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€39,858 | -€169,693 | €69,698 | €3,246 | -€68,976 | ▼ 2,225% |
| + Depreciation and write-downs630 | €7,481 | €8,668 | €16,826 | €16,048 | €33,672 | ▲ 110% |
| Operating cash flow (approximation) | -€32,377 | -€161,025 | €86,524 | €19,294 | -€35,303 | ▼ 283% |
| Investment in fixed assets (approximation) | - | -€8,000 | -€22,873 | -€7,585 | -€71,428 | ▼ 842% |
| Change in cash | - | -€119,394 | €33,725 | €92,755 | -€85,109 | ▼ 192% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-08
State Gazette act
General meeting · Director appointment
Permanent representative · Director resignation
26-06
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
29-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Back to profitnet €69,698
Net result €69,698 after 2 loss-making years.
31-12
Financial
Liquidity triplescurrent ratio 3.65
Current ratio from 1.25 to 3.65.
31-12
Financial
Equity above €150,000Eq €179,156 ▲266%
Equity rises from €49,010 to €179,156.
03-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Weakest financial yearnet -€169,693
Net result drops to -€169,693, the lowest in the series; recovery starts the following year.
28-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 27 acts read
About the unread acts
We know of 27 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
27 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2026
Ground area
5,742 m²
Building footprint
4,237 m²
Volume, LiDAR
114,695 m³
2 parcels, Brussels · tallest building 36.3 m, ±10 floors. Linked by address, not a title deed.
31
companies at this address
See who is registered here
1 establishment unit
Becom
since 20262.394.201.906
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21804D1348/00E000 | Brussels | 5,332 m² | 1 · 3,876 m² | 36.3 m · 10 fl. |
| 21812N0746/00E000 | Brussels | 410 m² | 1 · 362 m² | 19.8 m · 6 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
The group is listed under Ownership & control below; here you explore it as a network.
This company
Company
Director
Shareholding
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Ownership & control
1 board mandateBoard mandates of this companythis company sits on their board1
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Of 12,955 companies in sector 47120 we hold annual accounts for 2,193. 1,492 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formNon-profit association
Founded17-12-2007
Fiscal year end31-12
Activities, NACEBEL 2025
47120Other non-specialised retail sale
94110Activities of business and employers' organisations
Contact
Website
www.becom.digitalBrussel
E-invoicing
Reachable via Peppol
Peppol ID
0208:0894199943
Also
9925:BE0894199943
Registered
26-11-2024
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.