BECO TEAM
ActiveThe computed 12-month bankruptcy probability of BECO TEAM is 2.0% (moderate). The 2024 annual accounts show equity of €77k and a net result of €318. Equity is growing by ~11.9% per year across the filed fiscal years. Its solvency ranks better than 27% of 36373 sector peers (fiscal year 2024). The company has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
38
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability28▼-23
Solvency50▲+6
Growth52=
Track record100
Bankruptcy probability, 12 months
2.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days only on tighter terms
Liquidity tight (current ratio 1.27 against 1.21 in 2023; short-term debt: 74.6% of total assets), and 74.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
25.4%
Return on assets
0.1%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-09-2025, 60 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
60 d late
2023
12 d early
2022
6 d early
2021
24 d late
2020
30 d late
2019
3 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€318▼ 90.9%
2023 · €3k
2018: €18k
2019: €16k
2020: €-13k
2021: €6k
2022: €25k
2023: €3k
2018 → 2024
Working capital
€61k▼ 5.1%
2023 · €64k
2018: €20k
2019: €38k
2020: €23k
2021: €31k
2022: €83k
2023: €64k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€42k-€48k▲ 15.3%€74k▲ 52.7%€77k▲ 4.8%€77k▲ 0.4%
Operating result€303-€14k▲ 4,516%€50k▲ 258%€13k▼ 74.4%€82k▲ 537%
Net result€-13k-€6k€25k▲ 298%€3k▼ 86.2%€318▼ 90.9%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 537% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €305k
Fixed assets
€17k▼ 34.7%
Current assets
€288k▼ 22.2%
Equity and liabilities €305k
Equity
€77k▲ 0.4%
Debt
€227k▼ 28.6%
The debt ratio falls from 80.5% to 74.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€91k▲
2023 · €22k
Cash flow
€9k▼
2023 · €12k
Solvency
25.4%▲
2023 · 19.5%
Current ratio
1.27▲
2023 · 1.21
Quick ratio
1.16▲
2023 · 0.93
Debt / equity
2.94▼
2023 · 4.14
ROE
0.4%▼
2023 · 4.5%
ROA
0.1%▼
2023 · 0.9%
Interest coverage
1.10▼
2023 · 3.78
Debt
€227k▼
2023 · €319k
Debt ≤ 1 year
€227k▼
2023 · €306k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€396k€305k▼
Fixed assets21/28€26k€17k▼
Tangible fixed assets22/27€17k€8k▼
Furniture and vehicles24€17k€8k▼
Financial fixed assets28€9k€9k=
Current assets29/58€370k€288k▼
Stocks and contracts in progress3€85k€25k▼
Stocks30/36-€25k
Contracts in progress37€85k-
Amounts receivable within one year40/41€279k€191k▼
Trade receivables40€265k€182k▼
Other amounts receivable41€14k€9k▼
Deferred charges and accrued income490/1€6k€72k▲
Equity and liabilities
Total equity and liabilities10/49€396k€305k▼
Equity10/15€77k€77k▲
Contributions10/11€6k€6k=
Outside capital11€6k-
Share premium1100/10€6k-
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Legal reserve130€2k-
Reserves not available under the articles1311-€2k
Profit (loss) carried forward14€69k€69k▲
Amounts payable17/49€319k€227k▼
Amounts payable after more than one year17€8k-
Financial debts170/4€8k-
Amounts payable within one year42/48€306k€227k▼
Current portion of amounts payable after more than one year42€9k€11k▲
Financial debts43€47k€47k=
Credit institutions430/8€47k€47k=
Trade debts44€235k€147k▼
Suppliers440/4€235k€147k▼
Advances received on contracts in progress46-€8k
Taxes, remuneration and social security45€15k€14k▼
Taxes450/3€15k€14k▼
Other amounts payable47/48€761-
Accrued charges and deferred income492/3€4k-
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€9k=
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€16k
Other operating charges640/8€709€813▲
Gross operating margin9900€22k€107k▲
Operating profit (loss)9901€13k€82k▲
Financial income75/76B€80€610▲
Recurring financial income75€80€610▲
Financial charges65/66B€6k€82k▲
Recurring financial charges65€6k€82k▲
Profit (loss) for the period before taxes9903€7k€318▼
Income taxes67/77€4k-
Profit (loss) for the period9904€3k€318▼
Profit (loss) for the period to be appropriated9905€3k€318▼
Appropriation of the result
Profit (loss) to be appropriated9906€69k€69k▲
Profit (loss) brought forward from the previous period14P€66k€69k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 60 days late
2024
19-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
25-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €25k ▲298%
Net result €25k, the highest in the series.
24-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 24 days late
2021
31-12
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial
Weakest financial yearnet €-13k ▼184%
Net result drops to €-13k, the lowest in the series; recovery starts the following year.
28-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
25-09
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 56 days late
2018
01-10
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 62 days late
2017
07-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2016
20-12
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 142 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Alsembergsesteenweg 8421180 UkkelGround area
1,616 m²
Building footprint
1,089 m²
Volume, LiDAR
6,528 m³
Parcel 21614E0126/00A002, Brussels · tallest building 12.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BECO TEAM
since 20152.243.225.760
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21614E0126/00A002 | Brussels | 1,616 m² | 1 · 1,089 m² | 12.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DOUR IMMO
BE 0443.923.171
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RODIX CONSTRUCT
BE 0898.663.428
Namur · Eq €77k
GFPS
BE 0671.660.662
Zaventem · Eq €77k
ANTIC.BUILD
BE 0743.467.485
Wemmel · Eq €77k
MG DECOR
BE 0792.602.440
Sint-Jans-Molenbeek · Eq €77k
Of 15,529 companies in sector 43990 we hold annual accounts for 7,423. 6,240 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-05-2015
Fiscal year end31-12
Activities, NACEBEL
43990Other specialised construction activities
43999Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.