BECK
ActiveSummary
BECK has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €383,000 and a net result of €201,322. Equity is growing by ~7.4% per year across the filed fiscal years. Its solvency ranks better than 58% of 26040 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability96▲+90
Solvency67▲+21
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25,000 at 30 days acceptable
Liquidity ample (current ratio 2.92 against 1.54 in 2023; short-term debt: 14% and cash: 0.2% of total assets), but 58.4% of the assets are financed with debt.
Credit check for your own amount and term
Open the credit simulator : see how the verdict changes with amount, term and advance.
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-08-2025, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
26 d late
2023
28 d late
2022
32 d late
2021
92 d late
2020
16 d late
2019
87 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 47 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (1)
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2024, micro schema
Equity
€383,000▲ 111%
2023 · €181,678
Total assets
€919,646▲ 5.5%
2023 · €871,895
Net result
€201,322
2023 · -€87,736
Working capital
€246,963▲ 170%
2023 · €91,402
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result-€14,415€33,301€104,597▲ 214%-€72,692€290,386
Net result-€25,747€2,596€67,993▲ 2,519%-€87,736€201,322
Equity€198,825▼ 11.5%€201,421▲ 1.3%€269,413▲ 33.8%€181,678▼ 32.6%€383,000▲ 111%
Total assets€952,348▲ 113%€892,880▼ 6.2%€924,591▲ 3.6%€871,895▼ 5.7%€919,646▲ 5.5%
Debt€753,523▲ 240%€691,459▼ 8.2%€655,178▼ 5.2%€690,218▲ 5.3%€536,646▼ 22.2%
Working capital€136,921▼ 17.6%€100,565▼ 26.6%€153,292▲ 52.4%€91,402▼ 40.4%€246,963▲ 170%
Staff (FTE)11=1=1=
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €290,386 after a loss of €72,692 in 2023, the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €919,646
Fixed assets
€544,151 ▼ 11.0%
Current assets
€375,495 ▲ 44.2%
Equity and liabilities €919,646
Equity
€383,000 ▲ 111%
Debt
€536,646 ▼ 22.2%
Debt's share of the balance-sheet total falls from 79.2% to 58.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€317,347▲
2023 · -€44,194
Cash flow
€228,283▲
2023 · -€59,238
Current ratio
2.92▲
2023 · 1.54
Debt to equity
1.40▼
2023 · 3.80
ROE
52.6%▲
2023 · -48.3%
ROA
21.9%▲
2023 · -10.1%
Interest coverage
20.02▲
2023 · -2.94
Debt ≤ 1 year
€128,531▼
2023 · €168,981
Debt > 1 year
€408,115▼
2023 · €521,237
Income taxes
€73,497▲
2023 · €0
Staff costs
-€7,223▼
2023 · €49,908
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 17,792 companies that looked in July 2024 the way this one looks now, 0.2% went bankrupt within 24 months and 97% are still going.
- Small
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.2%
went bankrupt
3.2%
stopped otherwise
97%
still going
For this company itself Checked computes a higher bankruptcy probability: 0.7% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 17,792 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €44,334 | €46,760 | €49,908 | -€7,223 | ▼ 114% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €18,443 | €28,132 | €28,715 | €28,498 | €26,961 | ▼ 5.4% |
| Other operating charges640/8 | - | €2,266 | €45,450 | €10,020 | €8,574 | ▼ 14.4% |
| Gross operating margin9900 | €35,556 | €108,033 | €225,522 | €15,734 | €318,697 | ▲ 1,926% |
| Operating profit (loss)9901 | -€14,415 | €33,301 | €104,597 | -€72,692 | €290,386 | ▲ 499% |
| Financial income75/76B | - | €301 | €5 | €11 | €283 | ▲ 2,467% |
| Recurring financial income75 | €103 | €301 | €5 | €11 | €283 | ▲ 2,467% |
| Financial charges65/66B | - | €28,397 | €16,452 | €15,055 | €15,850 | ▲ 5.3% |
| Recurring financial charges65 | €10,332 | €28,397 | €16,452 | €15,055 | €15,850 | ▲ 5.3% |
| Profit (loss) for the period before taxes9903 | -€24,645 | €5,205 | €88,150 | -€87,736 | €274,819 | ▲ 413% |
| Income taxes67/77 | €1,103 | €2,609 | €20,157 | €0 | €73,497 | - |
| Profit (loss) for the period9904 | -€25,747 | €2,596 | €67,993 | -€87,736 | €201,322 | ▲ 329% |
| Profit (loss) for the period to be appropriated9905 | -€25,747 | €2,596 | €67,993 | -€87,736 | €201,322 | ▲ 329% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €952,348 | €892,880 | €924,591 | €871,895 | €919,646 | ▲ 5.5% |
| Fixed assets21/28 | €623,143 | €626,495 | €599,610 | €611,513 | €544,151 | ▼ 11.0% |
| Intangible fixed assets21 | €5,067 | €4,025 | €2,984 | €1,943 | €902 | ▼ 53.6% |
| Tangible fixed assets22/27 | €617,776 | €622,170 | €596,326 | €609,270 | €542,950 | ▼ 10.9% |
| Land and buildings22 | - | €607,716 | €584,829 | €561,943 | €539,057 | ▼ 4.1% |
| Plant, machinery and equipment23 | - | €7,376 | €5,067 | €43,406 | €1,440 | ▼ 96.7% |
| Furniture and vehicles24 | - | €7,078 | €6,430 | €3,921 | €2,453 | ▼ 37.4% |
| Financial fixed assets28 | €300 | €300 | €300 | €300 | €300 | = |
| Current assets29/58 | €329,205 | €266,384 | €324,980 | €260,383 | €375,495 | ▲ 44.2% |
| Stocks and contracts in progress3 | €144,097 | €102,681 | €138,686 | €84,511 | €0 | ▼ 100% |
| Stocks30/36 | - | €102,681 | €138,686 | €84,511 | €0 | ▼ 100% |
| Amounts receivable within one year40/41 | €165,158 | €142,725 | €113,081 | €145,802 | €354,373 | ▲ 143% |
| Trade receivables40 | - | €49,673 | €14,054 | €9,653 | €18,591 | ▲ 92.6% |
| Other amounts receivable41 | - | €93,052 | €99,027 | €136,149 | €335,782 | ▲ 147% |
| Cash at bank and in hand54/58 | €13,897 | €15,414 | €38,349 | €4,948 | €1,535 | ▼ 69.0% |
| Deferred charges and accrued income490/1 | - | €5,565 | €34,864 | €25,122 | €19,586 | ▼ 22.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €952,348 | €892,880 | €924,591 | €871,895 | €919,646 | ▲ 5.5% |
| Equity10/15 | €198,825 | €201,421 | €269,413 | €181,678 | €383,000 | ▲ 111% |
| Contributions10/11 | - | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Reserves13 | €184,610 | €187,110 | €255,103 | €255,103 | €456,425 | ▲ 78.9% |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Distributable reserves133 | - | €185,250 | €253,243 | €253,243 | €454,565 | ▲ 79.5% |
| Profit (loss) carried forward14 | €8,015 | €8,111 | €8,111 | -€79,625 | -€79,625 | = |
| Amounts payable17/49 | €753,523 | €691,459 | €655,178 | €690,218 | €536,646 | ▼ 22.2% |
| Amounts payable after more than one year17 | €559,292 | €525,640 | €483,490 | €521,237 | €408,115 | ▼ 21.7% |
| Financial debts170/4 | - | €525,640 | €483,490 | €521,237 | €408,115 | ▼ 21.7% |
| Amounts payable within one year42/48 | €192,285 | €165,819 | €171,688 | €168,981 | €128,531 | ▼ 23.9% |
| Current portion of amounts payable after more than one year42 | - | €40,852 | €42,151 | €37,653 | €38,010 | ▲ 0.9% |
| Trade debts44 | €74,229 | €65,109 | €65,576 | €88,081 | €908 | ▼ 99.0% |
| Suppliers440/4 | - | €65,109 | €65,576 | €88,081 | €908 | ▼ 99.0% |
| Taxes, remuneration and social security45 | - | €59,858 | €63,466 | €43,247 | €68,322 | ▲ 58.0% |
| Taxes450/3 | - | €50,821 | €52,949 | €29,539 | €68,322 | ▲ 131% |
| Remuneration and social security454/9 | - | €9,038 | €10,517 | €13,709 | €0 | ▼ 100% |
| Other amounts payable47/48 | - | - | €496 | €0 | €21,292 | - |
| Accrued charges and deferred income492/3 | - | €0 | - | - | - | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€25,747 | €2,596 | €67,993 | -€87,736 | €201,322 | ▲ 329% |
| + Depreciation and write-downs630 | €18,443 | €28,132 | €28,715 | €28,498 | €26,961 | ▼ 5.4% |
| Operating cash flow (approximation) | -€7,304 | €30,727 | €96,707 | -€59,238 | €228,283 | ▲ 485% |
| Investment in fixed assets (approximation) | - | -€31,484 | -€1,830 | -€40,400 | €40,400 | ▲ 200% |
| Change in cash | - | €1,516 | €22,935 | -€33,401 | -€3,413 | ▲ 89.8% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
31-12
Financial
Back to profitnet €201,322
Net result €201,322 after one loss-making year.
31-12
Financial
Equity above €200,000Eq €383,000 ▲111%
Equity rises from €181,678 to €383,000.
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
31-12
Financial
Weakest financial yearnet -€87,736
Net result drops to -€87,736, the lowest in the series; recovery starts the following year.
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 32 days late
2022
31-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 92 days late
2021
31-12
Financial
Back to profitnet €2,596
Net result €2,596 after one loss-making year.
31-12
Financial
Equity above €200,000Eq €201,421 ▲1.3%
Equity rises from €198,825 to €201,421.
16-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 16 days late
2020
26-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 87 days late
2019
31-12
Financial
Equity above €200,000Eq €224,572 ▲25.4%
2 profitable years in a row build equity to €224,572.
Show earlier events
26-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
17-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 17 days late
2017
18-10
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 79 days late
2016
31-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brecht · 1 establishment unit since 2008
Ground area
2,552 m²
Building footprint
280 m²
Volume, LiDAR
2,002 m³
Parcel 11042B0025/00F002, Flanders · tallest building 11.3 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
BECK
since 20082.172.799.802
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11042B0025/00F002 | Flanders | 2,552 m² | 1 · 280 m² | 11.3 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
OPTICIENS SOTIAUX
BE 0476.447.073
Braine-le-Comte · Eq €382,441
H.D.
BE 0462.767.204
Mons · Eq €384,896
OPTISCH CENTRUM CLAEYS
BE 0420.328.219
Zottegem · Eq €385,063
EMERSON
BE 0892.305.671
Nivelles · Eq €378,974
OPTIEK DE JONCKHEERE
BE 0783.976.269
Gistel · Eq €378,493
Of 1,733 companies in sector 47742 we hold annual accounts for 1,139. 862 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded06-08-2008
Fiscal year end31-12
Activities, NACEBEL 2025
47742Retail sale of prescription glasses, lenses and sunglasses
32500Manufacture of medical and dental instruments and supplies
E-invoicing
Reachable via Peppol
Peppol ID
0208:0899691133
Also
9925:BE0899691133
Registered
30-01-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.