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BECH

Active Public limited companyfounded 1990active for 36 yearsFrançois Roffiaenstraat 11, 1050 IxellesKBO/BCE: BE 0441.045.340

Overview

Lifetime

20 annual accounts with figures on one time axis, 36 filings since 1990
peak -€344 (2018)
-€923▼ €24
lowest -€3,255 (2016)
-€1,323▲ €24
peak €178,771 (2006)
€164,346▼ 0.8%
€21,618▲ 6.5%
Board2 names since 2017
2 directors and 1 other
Owners
50%
Documentsfilings and deeds
28-09-202659 days late
2025micro format
Loss of €1,323

Key points

from the 2025 annual accounts

Losses

-€11,364 in ten years
-3,255201620172018201920202021202220232024-1,3232025

Every financial year from 2016 to 2025 closed with a loss. 2016 was the heaviest.

Filings

36 annual accounts since 1990
AprilJune31 JulyOctober1990200020102020

The 2025 accounts came 59 days late. The other nine of the last ten were filed on time.

Turnover not published (micro format)

Checked score

Bankruptcy probability within 12 months

Financial strength

Score breakdown

Comparable companies, two years later

In July 2024, 12,322 companies had the same profile as BECH has now. Each dot stands for 31 companies, two years later.

90.3%
were still trading
8.5%
stopped another way
0.7%
went bankrupt
  • Micro
  • 20 years or older
  • solvency 30% or more
  • a small loss

Another 0.4% stopped without a precise date, possibly only after those two years.

Test of the method

The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 2.9% 3.1%
10 5.6% 6.1%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 12,322 companies, not a prediction for BECH. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Board and ownership

Director
Director
  • 50%score equity €1.1m (2025) · 2025 annual accounts of
Board & ownership

Recent changes

Appointments: (director) and (director) General meeting of 01-04-2017 · Gazette deed
First establishment François Roffiaenstraat 11, Ixelles
Incorporation published on 10-07-1990 · Gazette deed
All 40 events

Official details

Source: KBO
Status
Active since 13-06-1990Normal situation
Activity
No activity registered in the KBO
Establishment unit
2.048.818.2611050 Ixelles, since 06-07-1990
Financial year end
31 December
Peppol
Not found in the Peppol Directory
Company details

Annual accounts 2025

-€923▼ 2.7%
€1,323▼ 1.8%
€164,346▼ 0.8%
€185,964=
Filing
Filed on 28-09-2026
Financials

Insights on BECH

BECH files the micro format. That format states no turnover. The gross margin fell from -€516 in 2006 to -€923 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2025

micro format, filed on 28-09-2026, 59 days late
-€923
▼ €24
-€1,323
▼ €36
-€1,323
▲ €24
-€21,574
▼ €1,323
88.4%
▼ 0.7 percentage points
0.00
▼ 0.00

Turnover and EBIT margin are not published. The micro format does not require them.

Balance sheet

balance sheet total €185,964 on 31-12-2025
What the company ownsHow it is paid for

in euro

in euro

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend20252024202320222021202020192018201720162015201420132012201120102009200820072006
Balance sheet: assets
20/58 185,964185,964185,964185,964185,964185,964185,964186,213186,213185,964185,964185,964185,964185,964185,964185,992186,023186,051185,920185,922
21/28 185,920185,920185,920185,920185,920185,920185,920185,920185,920185,920185,920185,920185,920185,920185,920185,920185,920185,920185,920185,920
22/27 185,920185,920185,920185,920185,920185,920185,920185,920185,920185,920185,920185,920185,920185,920185,920185,920185,920185,920185,920185,920
22 185,920185,920185,920185,920185,920185,920185,920185,920185,920185,920185,920185,920185,920185,920185,920185,920185,920185,920185,920185,920
29/58 4444444444444429329344444444444472103131-2
40/41 ------0249249-----------
41 ------0249249-----------
54/58 44444444444444444444444444444472103131-2
Balance sheet: equity and liabilities
10/49 185,964185,964185,964185,964185,964185,964185,964186,213186,213185,964185,964185,964185,964185,964185,964185,992186,023186,051185,920185,922
10/15 164,346165,669167,015168,284169,519170,353170,716171,540171,884172,455175,710175,710175,710175,710175,710176,333176,954177,574178,186178,771
10/11 193,357193,357193,357193,357193,357193,357193,357193,357193,357193,357193,357193,357193,357193,357193,357193,357193,357193,357193,357193,357
10 193,357193,357193,357193,357193,357---------------
100 193,357193,357193,357193,357193,357193,357193,357193,357193,357193,357193,357193,357193,357193,357193,357193,357193,357193,357193,357193,357
14 -29,011-27,688-26,342-25,073-23,838-23,004-22,641-21,817-21,473-20,902-17,647-17,647-17,647-17,647-17,647-17,024-16,403-15,783-15,171-14,586
17/49 21,61820,29518,94917,68016,44515,61115,24814,67314,32913,50910,25410,25410,25410,25410,2549,6599,0698,4777,7347,151
42/48 21,61820,29518,94917,68016,44515,61115,24814,67314,32913,50910,25410,25410,25410,25410,2549,6599,0698,4777,7347,151
43 ------------------90-
430/8 ------------------90-
44 ---------3,255--------14-
440/4 ---------3,255--------14-
47/48 21,61820,29518,94917,68016,44515,61115,24814,67314,32910,25410,25410,25410,25410,25410,2549,6599,0698,4777,6307,151
Income statement
9900 -923-899-885-887-487-363-575-344-555-3,255----491-491-487-488-494-480-516
60/61 --------------491487488494480516
640/8 4003873843483480249-16----10410410310389103191
9901 -1,323-1,286-1,270-1,234-835-363-824-344-571-3,255----595-595-590-591-583-583-707
65/66B -60-----------2828312929227
65 -60-----------2828312929227
9903 -1,323-1,346-1,270-1,234-835-363-824-344-571-3,255----623-623-621-620-612-585-734
9904 -1,323-1,346-1,270-1,234-835-363-824-344-571-3,255----623-623-621-620-612-585-734
9905 -1,323-1,346-1,270-1,234-835-363-824-344-571-3,255----623-623-621-620-612-585-734
Appropriation of the result
9906 -29,011-27,688-26,342-25,073-23,838-23,004-22,641-21,817-21,473-20,902-17,647-17,647-17,647-17,647-17,647-17,024-16,403-15,783-15,171-14,586
14P -27,688-26,342-25,073-23,838-23,004---------------
Document PDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDF

The accounts for 16 older financial years (1990-2005) were filed as documents without figures as data, scans for example.

The notes to these accounts have 1 item. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 28-09-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank

2025 annual accounts filed 59 days after the deadline. Filed on 28 September 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00527972.

Financial year Type Filed Reference Document
31-12-2025 micro format 28-09-2026 2026-00527972 PDF
31-12-2024 micro format 28-07-2025 2025-00317759 PDF
31-12-2023 micro format 16-05-2024 2024-00090323 PDF
31-12-2022 micro format 28-07-2023 2023-00281604 PDF
31-12-2021 micro format 24-06-2022 2022-20089210 PDF
31-12-2020 micro format 02-04-2021 2021-09500548 PDF
31-12-2019 micro format 06-04-2020 2020-09000301 PDF
31-12-2018 micro format 12-04-2019 2019-09800184 PDF
31-12-2017 micro format 27-04-2018 2018-10800420 PDF
31-12-2016 micro format 20-07-2017 2017-33000471 PDF
31-12-2015 full format 02-06-2017 2017-14200081 PDF
31-12-2014 full format 02-06-2017 2017-14200080 PDF
31-12-2013 full format 02-06-2017 2017-14200079 PDF
31-12-2012 full format 02-06-2017 2017-14200078 PDF
31-12-2011 full format 20-11-2012 2012-64300410 PDF
31-12-2010 full format 01-07-2011 2011-25300008 PDF
31-12-2009 full format 28-06-2010 2010-26300536 PDF
31-12-2008 full format 01-06-2009 2009-19800237 PDF
31-12-2007 full format 19-06-2008 2008-28200016 PDF
31-12-2006 full format 21-06-2007 2007-26600236 PDF
31-12-2005 full format 27-06-2006 2006-33004866 PDF
31-12-2004 full format 30-06-2005 2005-38204563 PDF
31-12-2003 full format 29-06-2004 2004-34500825 PDF
31-12-2002 full format 30-06-2003 2003-34100805 PDF
31-12-2001 full format 27-06-2002 2002-28304626 PDF
31-12-2000 full format 27-06-2001 2001-27703576 PDF
31-12-1999 full format 17-07-2000 2000-42501121 PDF
31-12-1998 full format 29-09-1999 1999-49800369 PDF
31-12-1997 full format 31-08-1998 1998-43402497 PDF
31-12-1996 full format 29-08-1997 1997-40204624 PDF
31-12-1995 full format 18-09-1996 1996-44101540 PDF
31-12-1994 full format 21-09-1995 1995-50201737 PDF
31-12-1993 full format 06-07-1994 1994-26704656 PDF
31-12-1992 full format 01-09-1993 1993-34100662 PDF
31-12-1991 full format 18-08-1992 1992-28900829 PDF
31-12-1990 full format 30-04-1991 1991-04602789 PDF

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend20252024202320222021202020192018201720162015201420132012201120102009200820072006
-------------------0
00000000000000-28-31-28---
-21,574-20,251-18,905-17,636-16,401-15,567-15,204-14,380-14,036-13,465-10,210-10,210-10,210-10,210-10,210-9,587-8,966-8,346--7,149
88.4%89.1%89.8%90.5%91.2%91.6%91.8%92.1%92.3%92.7%94.5%94.5%94.5%94.5%94.5%94.8%95.1%95.4%95.8%96.2%
0.000.000.000.000.000.000.000.020.020.000.000.000.000.000.000.010.010.02-0.00
0.130.120.110.110.100.090.090.090.080.080.060.060.060.060.060.050.050.050.040.04
-0.8%-0.8%-0.8%-0.7%-0.5%-0.2%-0.5%-0.2%-0.3%-1.9%----0.4%-0.4%-0.4%-0.4%-0.3%-0.3%-0.4%
-0.7%-0.7%-0.7%-0.7%-0.4%-0.2%-0.4%-0.2%-0.3%-1.8%----0.3%-0.3%-0.3%-0.3%-0.3%-0.3%-0.4%
------------------11 days-

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Insights on BECH

The operating result for 2025 is a loss of €1,323, larger than the loss of €1,286 in 2024. It is the lowest result since 2016.

Debt's share of the balance-sheet total rises from 10.9% to 11.6%. Equity is lower and debt is higher.

Board & ownership

Board

2 directors, last change in 2017
Director
current term since 01-04-2026
listed in the 2025 annual accounts, filed on 28-09-2026
Director
current term since 01-04-2026
listed in the 2025 annual accounts, filed on 28-09-2026

Office holders in the KBO →

Mandates through the years

2 names, the dashed line is today

Director

Director
Board
Mandates as a list
    • Director, appointed by deed of 31-07-2017, still in office
    • Director, appointed by deed of 31-07-2017, still in office

See the board, name and registered office on a given date →

Control

Shareholder
Equity €1.1m
Profit €56,465 in 2025 (profit €51,017 in 2024)
Checked score
Source: accounts 2025
50%
This company
BECH
Equity €164,346
Loss €1,323 in 2025

Capital

Capital
€193,357
Source
2025 annual accounts

Owners through the years

as the annual accounts name them
50%
Owners as a list
    • 2004 to 2025: 50%

Source: lists of holdings in the owners' accounts

Network & group

No group

BECH has no parent and no holdings in its annual accounts.

At the same address

François Roffiaenstraat 11, 1050 Ixelles · 4 other companies
CIT CASOAR
registered office since 20-12-2019 · founded in 2019
total assets €2.5m (2025)
0739.910.753
IMMAR
registered office since 13-06-1990 · founded in 1990
total assets €1.1m (2025)
0441.045.637
LAMA
registered office since 06-07-1990 · founded in 1990
total assets €200,612 (2025)
0441.045.934
BEDEMA
registered office since 23-12-2022 · founded in 2022
total assets €79,651 (2025)
0795.350.213

Connections & network

2 current directors
Depth

The network starts from the directors of BECH. Every other company they run is a node.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

Timeline

Timeline

40 events since 1990

Deadline for the 2026 accounts: 31-07-2027

2026
Annual accounts 2025 filed NBBmicro format · 59 days late
2025
Annual accounts 2024 filed PDFmicro format · 3 days before the deadline
2024
Annual accounts 2023 filed PDFmicro format · 76 days before the deadline
2023
Annual accounts 2022 filed PDFmicro format · 3 days before the deadline
2022
Annual accounts 2021 filed PDFmicro format · 37 days before the deadline
2021
Annual accounts 2020 filed PDFmicro format · 120 days before the deadline
2020
Annual accounts 2019 filed PDFmicro format · 116 days before the deadline
2019
Annual accounts 2018 filed PDFmicro format · 110 days before the deadline
2018
Annual accounts 2017 filed PDFmicro format · 95 days before the deadline
2017
Appointments: (director) and (director)General meeting of 01-04-20173 points ▸
  • General meeting, 01-04-2017
  • Director appointment,
  • Director appointment,

Open the deed in the Belgian Official Gazette

Annual accounts 2016 filed PDFmicro format · 11 days before the deadline
Annual accounts 2012 filed PDFfull format · 1402 days late
Annual accounts 2013 filed PDFfull format · 1037 days late
Annual accounts 2014 filed PDFfull format · 672 days late
Annual accounts 2015 filed PDFfull format · 306 days late
2016
Weakest financial year net -€3,255 The net result drops to -€3,255, the lowest from 2006 to 2025. It recovers the following year.
2012
Annual accounts 2011 filed PDFfull format · 112 days late
2011
Annual accounts 2010 filed PDFfull format · 30 days before the deadline
2010
Annual accounts 2009 filed PDFfull format · 33 days before the deadline
2009
Annual accounts 2008 filed PDFfull format · 60 days before the deadline
2008
Annual accounts 2007 filed PDFfull format · 42 days before the deadline
2007
Annual accounts 2006 filed PDFfull format · 40 days before the deadline
2006
Annual accounts 2005 filed PDFfull format
2005
Annual accounts 2004 filed PDFfull format
2004
Annual accounts 2003 filed PDFfull format
2003
Annual accounts 2002 filed PDFfull format
2002
Annual accounts 2001 filed PDFfull format
2001
Annual accounts 2000 filed PDFfull format
2000
Annual accounts 1999 filed PDFfull format
1999
Annual accounts 1998 filed PDFfull format
1998
Annual accounts 1997 filed NBBfull format
1997
Annual accounts 1996 filed NBBfull format
1996
Annual accounts 1995 filed NBBfull format
1995
Annual accounts 1994 filed NBBfull format
1994
Annual accounts 1993 filed NBBfull format
1993
Annual accounts 1992 filed NBBfull format
1992
Annual accounts 1991 filed NBBfull format
1991
Annual accounts 1990 filed NBBfull format
1990
First establishment François Roffiaenstraat 11, Ixelles
Incorporation published on 10-07-1990

Financial milestones sit on the financial year-end date, not the filing date.

Sources: Publications in the Belgian Official GazetteFilings with the National Bank

History

BECH was incorporated on 13 June 1990.1 Total assets went from €186,213 in 2018 to €185,964 in 2025.2

  1. 1KBO register
  2. 2National Bank, annual accounts 2018 and 2025

Company details

Identity

Enterprise number
0441.045.340
VAT number
BE 0441.045.340
Legal form
Public limited company
Status
Active, normal situation
Founded
13-06-1990
Financial year
ends on 31 December
Peppol
Not found in the Peppol Directory
Name
BECH in French
Entity type
Legal entity

Registered office and establishments

1 establishment
Establishment Since Unit number
François Roffiaenstraat 11 registered office 1050 Ixelles 6523 Insurance, reinsurance and pension funding, except compulsory social security 06-07-1990 2.048.818.261

Buildings and parcels at the address

Ground area
305 m²
Buildings
131 m²
Volume, LiDAR
1,552 m³
Tallest building
15.4 m
Buildings to scale, each on its own parcel
131 m², 15.3 m 131 m², 15.3 m

Location

registered office establishment The establishment unit on the map
5 companies at this address See who is registered here

Parcels

Cadastral parcelArea Buildings Height / floors
21443C0237/00W005305 m² 1 · 131 m² 15.3 m · 4

Invoicing and payment

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Register as of 12 November 2026 · Peppol Directory