BECDG

Active

Private limited companyfounded 20188 yrs activeArthur Goemaerelei 61, 2018 Antwerpen, BelgiumKBO/BCE: BE 0699.868.262

BECDG has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €648k and a net result of €393k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 30% of 9622 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.2% (low).

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Checked score

Score 2024

67 / 100

Healthy

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2023

Profitability83▼-17

Solvency47▼-17

Growth78=

Track record100

Bankruptcy probability, 12 months

1.2% Low

0%0.5%1.5%4%10%≥ 25%

Credit up to €40k at 30 days acceptable

Liquidity tight (current ratio 1.23 against 1.86 in 2023; short-term debt: 55% and cash: 45.1% of total assets), and 77.9% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 47

Relative position

BE, all sectors

reference

Sector 47

higher

← fewer bankruptcies more bankruptcies →

Multiple establishment units

Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.

KBO · establishment units

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2024

Solvency, return and age of the figures

Solvency

22.1%

Return on assets

13.4%

Age of the figures

21 mo

Filed after the deadline

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 6 filings

Deviation from the deadline

2025

not confirmed

2024

29 d late

2023

on the day

2022

101 d late

2021

5 d early

2020

15 d early

2019

54 d late

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, abbreviated schema

Equity

€648k▼ 48.9%

2023 · €1.27M

2019: €111k 2020: €66k 2021: €123k 2022: €637k 2023: €1.27M

2019 → 2024

Total assets

€2.93M▼ 10.2%

2023 · €3.27M

2019: €526k 2020: €532k 2021: €1.45M 2022: €2.89M 2023: €3.27M

2019 → 2024

Net result

€393k▼ 60.1%

2023 · €984k

2019: €93k 2020: €-45k 2021: €58k 2022: €513k 2023: €984k

2019 → 2024

Working capital

€371k▼ 65.1%

2023 · €1.06M

2019: €176k 2020: €105k 2021: €240k 2022: €551k 2023: €1.06M

2019 → 2024

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20202021202220232024Trend

Equity€66k-€123k▲ 87.5%€637k▲ 416%€1.27M▲ 99.3%€648k▼ 48.9%

Operating result€-36k-€78k€730k▲ 834%€1.33M▲ 82.6%€630k▼ 52.8%

Net result€-45k-€58k€513k▲ 791%€984k▲ 91.7%€393k▼ 60.1%

Turnover and EBIT margin not published: the abbreviated schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result falls in 2024; 2024 is 53% below 2023.

Balance-sheet composition

2024 in colour, 2023 as the grey bar beneath

Assets €2.93M

32.4%

67.6%

Fixed assets €949k▼ 1.6%

Current assets €1.98M▼ 13.9%

Equity and liabilities €2.93M

22.1%

77.9%

Equity €648k▼ 48.9%

Debt €2.28M▲ 14.3%

The debt ratio rises from 61.1% to 77.9%. Equity is lower and debt is higher.

Key figures and ratios

2024 value · change against 2023

EBITDA

€693k▼

2023 · €1.38M

Cash flow

€456k▼

2023 · €1.03M

Solvency

22.1%▼

2023 · 38.9%

Current ratio

1.23▼

2023 · 1.86

Quick ratio

1.00▼

2023 · 1.20

Debt / equity

3.52▲

2023 · 1.57

ROE

60.6%▼

2023 · 77.6%

ROA

13.4%▼

2023 · 30.1%

Interest coverage

5.66▼

2023 · 16.12

Debt

€2.28M▲

2023 · €2.00M

Debt ≤ 1 year

€1.61M▲

2023 · €1.24M

Debt > 1 year

€651k▼

2023 · €722k

Income taxes

€127k▼

2023 · €271k

Staff costs

€221k▲

2023 · €173k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2024 against 2023

Balance sheet Code20232024

Assets

Total assets20/58€3.27M€2.93M▼

Fixed assets21/28€965k€949k▼

Tangible fixed assets22/27€958k€944k▼

Land and buildings22€741k€712k▼

Plant, machinery and equipment23€185k€165k▼

Furniture and vehicles24€28k€32k▲

Other tangible fixed assets26€4k€35k▲

Financial fixed assets28€7k€5k▼

Current assets29/58€2.30M€1.98M▼

Stocks and contracts in progress3€811k€377k▼

Stocks30/36€811k€377k▼

Amounts receivable within one year40/41€291k€279k▼

Trade receivables40€206k€14k▼

Other amounts receivable41€85k€264k▲

Cash at bank and in hand54/58€1.19M€1.32M▲

Deferred charges and accrued income490/1€4k€5k▲

Equity and liabilities

Total equity and liabilities10/49€3.27M€2.93M▼

Equity10/15€1.27M€648k▼

Contributions10/11€19k€19k=

Reserves13€1.25M€630k▼

Non-distributable reserves130/1€2k€0▼

Reserves not available under the articles1311€2k€0▼

Distributable reserves133€1.25M€630k▼

Profit (loss) carried forward14€0€0=

Amounts payable17/49€2.00M€2.28M▲

Amounts payable after more than one year17€722k€651k▼

Financial debts170/4€722k€651k▼

Amounts payable within one year42/48€1.24M€1.61M▲

Current portion of amounts payable after more than one year42€389k€231k▼

Trade debts44€376k€322k▼

Suppliers440/4€376k€322k▼

Advances received on contracts in progress46€0€65k▲

Taxes, remuneration and social security45€197k€45k▼

Taxes450/3€166k€13k▼

Remuneration and social security454/9€31k€32k▲

Other amounts payable47/48€277k€948k▲

Accrued charges and deferred income492/3€35k€21k▼

Income statement Code20232024

Remuneration, social security and pensions62€173k€221k▲

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€49k€63k▲

Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€5k€442k▲

Other operating charges640/8€9k€4k▼

Gross operating margin9900€1.57M€1.36M▼

Operating profit (loss)9901€1.33M€630k▼

Financial income75/76B€8k€12k▲

Recurring financial income75€8k€12k▲

Financial charges65/66B€86k€122k▲

Recurring financial charges65€86k€122k▲

Profit (loss) for the period before taxes9903€1.25M€519k▼

Income taxes67/77€271k€127k▼

Profit (loss) for the period9904€984k€393k▼

Profit (loss) for the period to be appropriated9905€984k€393k▼

Appropriation of the result

Profit (loss) to be appropriated9906€984k€393k▼

Transfer from equity791/2-€1.00M

Transfer to equity691/2€632k€380k▼

To other reserves6921€632k€380k▼

Profit to be distributed694/7€352k€1.01M▲

Return on contributions (dividend)694€155k€1.00M▲

Directors or managers695€197k€13k▼

Social balance

Average headcount (FTE)90873.54.1▲

The notes to these accounts (18 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 12Financial 6Filings 6

2025

29-08

NBB filing Annual accounts filed

fiscal year 2024 · abbreviated schema · 29 days late

2024

31-07

NBB filing Annual accounts filed

fiscal year 2023 · abbreviated schema

2023

31-12

Financial Highest result since 2019net €984k ▲91.7%

Operating result €1.33M, net result €984k, both a record.

31-12

Financial Equity above €1MEq €1.27M ▲99.3%

3 profitable years in a row build equity to €1.27M.

09-11

NBB filing Annual accounts filed

fiscal year 2022 · abbreviated schema · 101 days late

2022

31-12

Financial Equity above €500kEq €637k ▲416%

2 profitable years in a row build equity to €637k.

26-07

NBB filing Annual accounts filed

fiscal year 2021 · abbreviated schema

2021

31-12

Financial Back to profitnet €58k

Net result €58k after one loss-making year.

31-12

Financial Equity above €100kEq €123k ▲87.5%

Equity rises from €66k to €123k.

16-07

NBB filing Annual accounts filed

fiscal year 2020 · abbreviated schema

2020

31-12

Financial Weakest financial yearnet €-45k ▼149%

Net result drops to €-45k, the lowest in the series; recovery starts the following year.

23-09

NBB filing Annual accounts filed

fiscal year 2019 · abbreviated schema · 54 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Antwerpen · 2 establishment units since 2018

establishment All 2 establishment units on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Arthur Goemaerelei 612018 Antwerpen

Ground area

642 m²

Building footprint

354 m²

Volume, LiDAR

5,999 m³

2 parcels, Flanders · tallest building 28.1 m, ±6 floors. Linked by address, not a title deed.

2 establishment units

BECDG

Arthur Goemaerelei 61, 2018 AntwerpenAgents in the wholesale of textiles, clothing, fur, footwear and leather goods

since 20182.277.571.975

Mechelsesteenweg 146, 2018 Antwerpen

Agents in the wholesale of textiles, clothing, fur, footwear and leather goods

since 20192.315.981.896

2 parcels

Flanders 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
11810K1543/00K042	Flanders	477 m²	1 · 275 m²	28.1 m · 6 fl.
11810K1904/00C000	Flanders	164 m²	1 · 79 m²	16.5 m · 4 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2025 · 2 entries · 9,500 EUR awarded · 9,500 EUR paid

Year	Entries	awarded	paid
2025	2	9,500 EUR	9,500 EUR

Schemes

Subsidies voor internationaal ondernemen

1 entry · 7,500 EUR · 7,500 EUR paid · Vlaams Agentschap voor Internationaal Ondernemen

Hinderpremie bij openbare werken

1 entry · 2,000 EUR · 2,000 EUR paid · Fonds voor Innoveren en Ondernemen

Similar companies · same sector, comparable size

LIU JO RETAIL BENELUX

Of 6,501 companies in sector 47716 we hold annual accounts for 2,438. 1,341 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded12-07-2018

Fiscal year end31-12

Activities, NACEBEL

47716Retail sale of clothing and accessories for women, men, children and babies (general range)

82300Organisation of conventions and trade shows

46423Wholesale of clothing, excluding workwear and underwear

46424Wholesale trade

73110Advertising agencies

77224Rental and leasing activities

95290Repair and maintenance of other personal and household goods

Sources

Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers

Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.