BEBOFI
ActiveSummary
BEBOFI has been active since 1985 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €78,452 and a net result of €2,029. Equity is growing by ~8.4% per year across the filed fiscal years. Its solvency ranks better than 87% of 19362 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability71▼-17
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7,000 at 30 days acceptable
Liquidity ample (current ratio 5.97 against 4.57 in 2023; short-term debt: 16.5% and cash: 66.8% of total assets), and 16.5% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-08-2025, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
25 d late
2023
26 d late
2022
7 d early
2021
114 d late
2020
77 d early
2019
17 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 11 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Equity
€78,452▲ 0.5%
2023 · €78,089
Total assets
€93,974▼ 5.4%
2023 · €99,386
Net result
€2,029▼ 86.4%
2023 · €14,913
Working capital
€77,079▲ 1.3%
2023 · €76,082
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result-€741▼ 15.4%-€765▼ 3.2%€272€22,255▲ 8,075%€3,376▼ 84.8%
Net result-€788▼ 14.4%-€810▼ 2.8%€77€14,913▲ 19,316%€2,029▼ 86.4%
Equity€50,729▼ 1.5%€49,919▼ 1.6%€64,675▲ 29.6%€78,089▲ 20.7%€78,452▲ 0.5%
Total assets€61,830▼ 0.9%€61,019▼ 1.3%€75,538▲ 23.8%€99,386▲ 31.6%€93,974▼ 5.4%
Debt€11,100▲ 2.3%€11,100=€10,862▼ 2.1%€21,297▲ 96.1%€15,522▼ 27.1%
Working capital€50,729▼ 1.6%€49,919▼ 1.6%€63,249▲ 26.7%€76,082▲ 20.3%€77,079▲ 1.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 85% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €93,148
Fixed assets
€547 ▼ 37.9%
Current assets
€92,600 ▼ 4.9%
Equity and liabilities €93,974
Equity
€78,452 ▲ 0.5%
Debt
€15,522 ▼ 27.1%
Debt's share of the balance-sheet total falls from 21.4% to 16.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€4,009▼
2023 · €22,674
Cash flow
€2,662▼
2023 · €15,333
Current ratio
5.97▲
2023 · 4.57
Debt to equity
0.20▼
2023 · 0.27
ROE
2.6%▼
2023 · 19.1%
ROA
2.2%▼
2023 · 15.0%
Interest coverage
38.18▼
2023 · 419.89
Debt ≤ 1 year
€15,522▼
2023 · €21,297
Income taxes
€1,242▼
2023 · €7,287
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 16,986 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 94% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit under 5% of the balance sheet
0.5%
went bankrupt
4.9%
stopped otherwise
94%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 16,986 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | - | €74 | €420 | €633 | ▲ 50.9% |
| Other operating charges640/8 | - | €600 | €1,217 | €29,057 | €528 | ▼ 98.2% |
| Gross operating margin9900 | -€115 | -€165 | €1,563 | €51,731 | €4,537 | ▼ 91.2% |
| Operating profit (loss)9901 | -€741 | -€765 | €272 | €22,255 | €3,376 | ▼ 84.8% |
| Financial charges65/66B | - | €45 | €76 | €54 | €105 | ▲ 94.4% |
| Recurring financial charges65 | €47 | €45 | €76 | €54 | €105 | ▲ 94.4% |
| Profit (loss) for the period before taxes9903 | -€788 | -€810 | €196 | €22,201 | €3,271 | ▼ 85.3% |
| Income taxes67/77 | - | - | €119 | €7,287 | €1,242 | ▼ 83.0% |
| Profit (loss) for the period9904 | -€788 | -€810 | €77 | €14,913 | €2,029 | ▼ 86.4% |
| Profit (loss) for the period to be appropriated9905 | -€788 | -€810 | €77 | €14,913 | €2,029 | ▼ 86.4% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €61,830 | €61,019 | €75,538 | €99,386 | €93,974 | ▼ 5.4% |
| Formation expenses20 | - | - | €1,426 | €1,126 | €826 | ▼ 26.6% |
| Fixed assets21/28 | - | - | - | €880 | €547 | ▼ 37.9% |
| Tangible fixed assets22/27 | - | - | - | €880 | €547 | ▼ 37.9% |
| Furniture and vehicles24 | - | - | - | €880 | €547 | ▼ 37.9% |
| Current assets29/58 | €61,830 | €61,019 | €74,112 | €97,379 | €92,600 | ▼ 4.9% |
| Amounts receivable after more than one year29 | - | €58,000 | €58,000 | €29,459 | €29,459 | = |
| Other amounts receivable291 | - | €58,000 | €58,000 | €29,459 | €29,459 | = |
| Amounts receivable within one year40/41 | - | - | €1,800 | €9,460 | €410 | ▼ 95.7% |
| Trade receivables40 | - | - | €1,800 | €9,460 | €410 | ▼ 95.7% |
| Cash at bank and in hand54/58 | €3,830 | €3,019 | €14,312 | €58,460 | €62,732 | ▲ 7.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €61,830 | €61,019 | €75,538 | €99,386 | €93,974 | ▼ 5.4% |
| Equity10/15 | €50,729 | €49,919 | €64,675 | €78,089 | €78,452 | ▲ 0.5% |
| Contributions10/11 | €30,987 | €30,987 | €61,500 | €61,500 | €61,500 | = |
| Capital10 | - | €30,987 | €61,500 | €61,500 | €61,500 | = |
| Issued capital100 | - | €30,987 | €61,500 | €61,500 | €61,500 | = |
| Reserves13 | €19,743 | €18,932 | €3,175 | €16,589 | €16,952 | ▲ 2.2% |
| Non-distributable reserves130/1 | - | €3,099 | €3,175 | €3,175 | €3,175 | = |
| Legal reserve130 | - | €3,099 | €3,175 | €3,175 | €3,175 | = |
| Distributable reserves133 | - | €15,834 | - | €13,413 | €13,776 | ▲ 2.7% |
| Amounts payable17/49 | €11,100 | €11,100 | €10,862 | €21,297 | €15,522 | ▼ 27.1% |
| Amounts payable within one year42/48 | €11,100 | €11,100 | €10,862 | €21,297 | €15,522 | ▼ 27.1% |
| Trade debts44 | - | - | - | €47 | - | - |
| Suppliers440/4 | - | - | - | €47 | - | - |
| Taxes, remuneration and social security45 | - | - | €319 | €8,717 | €1,746 | ▼ 80.0% |
| Taxes450/3 | - | - | €319 | €8,717 | €1,746 | ▼ 80.0% |
| Other amounts payable47/48 | - | €11,100 | €10,543 | €12,532 | €13,776 | ▲ 9.9% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€788 | -€810 | €77 | €14,913 | €2,029 | ▼ 86.4% |
| + Depreciation and write-downs630 | - | - | €74 | €420 | €633 | ▲ 50.9% |
| Operating cash flow (approximation) | -€788 | -€810 | €151 | €15,333 | €2,662 | ▼ 82.6% |
| Investment in fixed assets (approximation) | - | - | - | - | -€300 | - |
| Change in cash | - | -€810 | €11,292 | €44,148 | €4,272 | ▼ 90.3% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 25 days late
2024
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
2023
31-12
Financial
Highest result since 2018net €14,913 ▲19,316%
Operating result €22,255, net result €14,913, both a record.
24-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €77
Net result €77 after 4 loss-making years.
22-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 114 days late
2021
30-09
Financial
Weakest financial yearnet -€810
Net result drops to -€810, the lowest in the series; recovery starts the following year.
12-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
13-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
14-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 29 days late
2017
28-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
08-03
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 1985
Ground area
215 m²
Building footprint
113 m²
Volume, LiDAR
1,226 m³
Parcel 44804D2116/00K002, Flanders · tallest building 15.9 m, ±4 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
BEBOFI NV
since 19852.027.691.958
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44804D2116/00K002 | Flanders | 215 m² | 1 · 113 m² | 15.9 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.
Similar companies · same sector, comparable size
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CALUWAERT
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Heating Management Services
BE 0405.527.603
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Reximmo
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Of 11,756 companies in sector 68310 we hold annual accounts for 6,907. 5,114 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded30-08-1985
Fiscal year end31-12
Activities, NACEBEL 2025
68310Real estate agency activities
46180Agents specialised in the wholesale of other particular products
E-invoicing
Reachable via Peppol
Peppol ID
0208:0427691212
Also
9925:BE0427691212
Registered
05-12-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.