BEBAF
ActiveSummary
The computed 12-month bankruptcy probability of BEBAF is 2.1% (moderate). The 2025 annual accounts show equity of €7.2m and a net result of €1.2m. Equity is growing by ~60% per year across the filed fiscal years. The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability40▼-10
Solvency100=
Growth78=
Track record94
Bankruptcy probability, 12 months
2.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €460,000 at 30 days acceptable
short-term debt: 0% and cash: 15% of total assets, and 0% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
100%
Return on assets
16.6%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
31 d late
2024
28 d late
2023
30 d late
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 3 accounts on average 30 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
Equity
€7.2m▲ 20.0%
2024 · €6.0m
Total assets
€7.2m▲ 1.0%
2024 · €7.1m
Net result
€1.2m▼ 80.0%
2024 · €6.0m
Working capital
€1.2m
2024 · -€43,870
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line202320242025
Operating result-€1,598--€700▲ 56.2%-€1,313▼ 87.6%
Net result-€1,736-€6.0m€1.2m▼ 80.0%
Equity€3,264-€6.0m▲ 183,776%€7.2m▲ 20.0%
Total assets€6.9m-€7.1m▲ 3.9%€7.2m▲ 1.0%
Debt€6.9m-€1.1m▼ 83.6%€998▼ 99.9%
Working capital-€6.0m--€43,870▲ 99.3%€1.2m
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €1,313 in 2025 against €700 in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €7.2m
Fixed assets
€6.0m =
Current assets
€1.2m ▲ 6.9%
Equity and liabilities €7.2m
Equity
€7.2m ▲ 20.0%
Debt
€998 ▼ 99.9%
Debt's share of the balance-sheet total falls from 15.8% to 0.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
-€1,064▼
2024 · -€451
Cash flow
€1.2m▼
2024 · €6.0m
Debt to equity
0.00▼
2024 · 0.19
ROE
16.6%▼
2024 · 99.9%
ROA
16.6%▼
2024 · 84.2%
Interest coverage
-3.22▼
2024 · -1.58
Debt ≤ 1 year
€998▼
2024 · €1.1m
A ratio outside any meaningful range has been withheld (balance sheet total €7.2m, equity €7.2m).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Goods, raw materials, services and sundry goods60/61 | €0 | - | €0 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €248 | €248 | €248 | = |
| Other operating charges640/8 | €162 | - | - | - |
| Gross operating margin9900 | -€1,187 | -€451 | -€1,064 | ▼ 136% |
| Operating profit (loss)9901 | -€1,598 | -€700 | -€1,313 | ▼ 87.6% |
| Financial income75/76B | €0 | €6.0m | €1.2m | ▼ 80.0% |
| Recurring financial income75 | €0 | €6.0m | €1.2m | ▼ 80.0% |
| Financial charges65/66B | €138 | €285 | €330 | ▲ 15.8% |
| Recurring financial charges65 | €138 | €285 | €330 | ▲ 15.8% |
| Profit (loss) for the period before taxes9903 | -€1,736 | €6.0m | €1.2m | ▼ 80.0% |
| Profit (loss) for the period9904 | -€1,736 | €6.0m | €1.2m | ▼ 80.0% |
| Profit (loss) for the period to be appropriated9905 | -€1,736 | €6.0m | €1.2m | ▼ 80.0% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €6.9m | €7.1m | €7.2m | ▲ 1.0% |
| Formation expenses20 | €994 | €745 | €497 | ▼ 33.3% |
| Fixed assets21/28 | €6.0m | €6.0m | €6.0m | = |
| Financial fixed assets28 | €6.0m | €6.0m | €6.0m | = |
| Current assets29/58 | €811,866 | €1.1m | €1.2m | ▲ 6.9% |
| Amounts receivable within one year40/41 | €0 | €20,000 | €75,000 | ▲ 275% |
| Other amounts receivable41 | €0 | €20,000 | €75,000 | ▲ 275% |
| Cash at bank and in hand54/58 | €811,866 | €1.1m | €1.1m | ▲ 1.8% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €6.9m | €7.1m | €7.2m | ▲ 1.0% |
| Equity10/15 | €3,264 | €6.0m | €7.2m | ▲ 20.0% |
| Contributions10/11 | €5,000 | €5,000 | €5,000 | = |
| Profit (loss) carried forward14 | -€1,736 | €6.0m | €7.2m | ▲ 20.0% |
| Amounts payable17/49 | €6.9m | €1.1m | €998 | ▼ 99.9% |
| Amounts payable within one year42/48 | €6.9m | €1.1m | €998 | ▼ 99.9% |
| Trade debts44 | €0 | €0 | €998 | - |
| Suppliers440/4 | €0 | €0 | €998 | - |
| Other amounts payable47/48 | €6.9m | €1.1m | €0 | ▼ 100% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | -€1,736 | €6.0m | €1.2m | ▼ 80.0% |
| + Depreciation and write-downs630 | €248 | €248 | €248 | = |
| Operating cash flow (approximation) | -€1,487 | €6.0m | €1.2m | ▼ 80.0% |
| Investment in fixed assets (approximation) | - | -€248 | -€248 | = |
| Change in cash | - | €249,264 | €19,604 | ▼ 92.1% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Liquidity times 1204current ratio 1157.51
Current ratio from 0.96 to 1157.51; short-term debt falls from €1.1m to €998.
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial
Back to profitnet €6.0m
Net result €6.0m after one loss-making year.
31-12
Financial
Equity above €5mEq €6.0m ▲183,776%
Equity rises from €3,264 to €6.0m.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ans · 1 establishment unit since 2022
Ground area
2,245 m²
Building footprint
190 m²
Parcel 62066A0038/00X000, Wallonia. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
BEBAF
since 20222.338.251.415
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62066A0038/00X000 | Wallonia | 2,245 m² | 1 · 190 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Identification & contact
Identification
Legal formPrivate limited company
Founded10-11-2022
Fiscal year end31-12
E-invoicing
Not found in the Peppol register
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
What can you do?
Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.
If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.