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Beba Construct

Active
Private limited companyfounded 2024active for 2 yearsAmbachtenstraat 5, 2260 Westerlo, BelgiumKBO/BCE: BE 1007.054.394
Summary

The computed 12-month bankruptcy probability of Beba Construct is 4.7% (elevated). The 2025 annual accounts show equity of €8,495 and a net result of €5,495. Its solvency ranks better than 13% of 34,483 sector peers (NACE 43, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.

Financials · financial year 2025, micro format

Equity
€8,495
Total assets
€100,874
Net result
€5,495
Working capital
-€540

Turnover and EBIT margin not published: the micro format does not require them.

Balance-sheet composition
Assets €100,874
Fixed assets €25,579
Current assets €75,295
Equity and liabilities €100,874
Equity €8,495
Debt €92,379
Debt finances 91.6% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€12,768
Cash flow
€9,765
Current ratio
0.99
Quick ratio
0.83
Debt to equity
10.87
ROE
64.7%
ROA
5.4%
Interest coverage
7.50
Debt ≤ 1 year
€75,835
Debt > 1 year
€16,544
Income taxes
€1,700

Peer companies

Historical observation

Of the 2,157 companies that looked in July 2024 the way this one looks now, 3.0% went bankrupt within 24 months and 94.1% are still going.

  • Micro
  • 2 to 5 years old
  • solvency under 10%
  • a profit of 5% of the balance sheet or more
3.0% went bankrupt
2.8% stopped otherwise
94.1% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 4.7% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,472 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 2,157 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 47 lines
Balance sheet Code2025
Assets
Total assets20/58€100,874
Fixed assets21/28€25,579
Tangible fixed assets22/27€23,719
Furniture and vehicles24€15,583
Leasing and similar rights25€8,137
Financial fixed assets28€1,860
Current assets29/58€75,295
Stocks and contracts in progress3€12,000
Stocks30/36€12,000
Amounts receivable within one year40/41€63,253
Trade receivables40€52,673
Other amounts receivable41€10,580
Cash at bank and in hand54/58€42
Equity and liabilities
Total equity and liabilities10/49€100,874
Equity10/15€8,495
Contributions10/11€3,000
Reserves13€5,400
Distributable reserves133€5,400
Profit (loss) carried forward14€95
Amounts payable17/49€92,379
Amounts payable after more than one year17€16,544
Financial debts170/4€16,544
Amounts payable within one year42/48€75,835
Current portion of amounts payable after more than one year42€5,920
Financial debts43€11,063
Credit institutions430/8€11,063
Trade debts44€58,416
Suppliers440/4€58,416
Taxes, remuneration and social security45€237
Taxes450/3€237
Other amounts payable47/48€200
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4,269
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€5,504
Other operating charges640/8€897
Gross operating margin9900€19,169
Operating profit (loss)9901€8,499
Financial income75/76B€399
Recurring financial income75€399
Financial charges65/66B€1,703
Recurring financial charges65€1,703
Profit (loss) for the period before taxes9903€7,195
Income taxes67/77€1,700
Profit (loss) for the period9904€5,495
Profit (loss) for the period to be appropriated9905€5,495
Appropriation of the result
Profit (loss) to be appropriated9906€5,495
Transfer to equity691/2€5,400
To other reserves6921€5,400

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4,269
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€5,504
Other operating charges640/8€897
Gross operating margin9900€19,169
Operating profit (loss)9901€8,499
Financial income75/76B€399
Recurring financial income75€399
Financial charges65/66B€1,703
Recurring financial charges65€1,703
Profit (loss) for the period before taxes9903€7,195
Income taxes67/77€1,700
Profit (loss) for the period9904€5,495
Profit (loss) for the period to be appropriated9905€5,495
Line2025
Assets
Total assets20/58€100,874
Fixed assets21/28€25,579
Tangible fixed assets22/27€23,719
Furniture and vehicles24€15,583
Leasing and similar rights25€8,137
Financial fixed assets28€1,860
Current assets29/58€75,295
Stocks and contracts in progress3€12,000
Stocks30/36€12,000
Amounts receivable within one year40/41€63,253
Trade receivables40€52,673
Other amounts receivable41€10,580
Cash at bank and in hand54/58€42
Equity and liabilities
Total equity and liabilities10/49€100,874
Equity10/15€8,495
Contributions10/11€3,000
Reserves13€5,400
Distributable reserves133€5,400
Profit (loss) carried forward14€95
Amounts payable17/49€92,379
Amounts payable after more than one year17€16,544
Financial debts170/4€16,544
Amounts payable within one year42/48€75,835
Current portion of amounts payable after more than one year42€5,920
Financial debts43€11,063
Credit institutions430/8€11,063
Trade debts44€58,416
Suppliers440/4€58,416
Taxes, remuneration and social security45€237
Taxes450/3€237
Other amounts payable47/48€200
Line2025
Profit (loss) for the period9904€5,495
+ Depreciation and write-downs630€4,269
Operating cash flow (approximation)€9,765

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (1)
Financial year Type Filed Reference
31-12-2025 micro format 30-06-2026 2026-00225762

Similar companies · same sector, comparable size

Of the 10,931 active companies whose main activity is bricklaying and masonry work (NACE 43910), figures are known for 5,492. 2,718 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.