Skip to content

BEAULOYE

Active
Private limited company (pre-2019)founded 200917 yrs activeDrogenbossesteenweg 198, 1180 Ukkel, BelgiumKBO/BCE: BE 0817.868.564
Summary

BEAULOYE has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show negative equity (-€31,528) and a net result of €1,778. Equity remains stable across the filed fiscal years (±2.3% per year). Its solvency ranks better than 5% of 19922 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2024
59 / 100
Fair
Negative equity caps the score. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability41▲+4
Solvency5=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
short-term debt: 27.4% of total assets, and equity is negative.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Human health activities (NACE 86)
about 87% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
-19.9%
Return on assets
1.1%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 17 years 0 20 y
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 19922 sector peers (2024).
NBB · sector comparison
Position among 19922 sector peers
Solvency
better than 5%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-06-2025, 34 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
34 d early
2023
2 d early
2022
29 d early
2021
34 d early
2020
26 d early
2019
8 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 22 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

BEAULOYE was incorporated on 18 August 2009.1 Total assets fell from EUR 202,066 in 2018 to EUR 158,450 in 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2024

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2024, micro schema

Equity
-€31,528▲ 5.3%
2023 · -€33,305
Total assets
€158,450▼ 5.0%
2023 · €166,752
Net result
€1,778
2023 · -€504
Working capital
-€44,116▼ 3.9%
2022 · -€42,451
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 86, Human health activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20202021202220232024
Operating result€260▼ 97.8%€15,678▲ 5,926%€12,582▼ 19.7%€12,020▼ 4.5%€14,897▲ 23.9%
Net result-€9,539below the sector's middle half€5,389below the sector's middle half-€1,276below the sector's middle half-€504below the sector's middle half▲ 60.5%€1,778below the sector's middle half
Equity-€36,914below the sector's middle half▼ 34.8%-€31,525below the sector's middle half▲ 14.6%-€32,801below the sector's middle half▼ 4.0%-€33,305below the sector's middle half▼ 1.5%-€31,528below the sector's middle half▲ 5.3%
Total assets€188,547within the sector's middle half▼ 3.5%€183,610within the sector's middle half▼ 2.6%€174,891within the sector's middle half▼ 4.7%€166,752within the sector's middle half▼ 4.7%€158,450within the sector's middle half▼ 5.0%
Debt€225,462▲ 1.2%€215,135▼ 4.6%€207,692▼ 3.5%€200,057▼ 3.7%€189,977▼ 5.0%
Working capital-€41,397below the sector's middle half▼ 42.7%-€42,451below the sector's middle half-€44,116below the sector's middle half▼ 3.9%
Solvency-19.6%below the sector's middle half▼ 5.6pp-17.2%below the sector's middle half▲ 2.4pp-18.8%below the sector's middle half▼ 1.6pp-20.0%below the sector's middle half▼ 1.2pp-19.9%below the sector's middle half▲ 0.1pp
Current ratio0.01below the sector's middle half▼ 0.030.01below the sector's middle half0.00below the sector's middle half▼ 0.01
Return on assets (ROA)-5.1%below the sector's middle half▼ 6.1pp2.9%below the sector's middle half▲ 8.0pp-0.7%below the sector's middle half▼ 3.7pp-0.3%below the sector's middle half▲ 0.4pp1.1%below the sector's middle half▲ 1.4pp
above within below the middle half (P25 to P75) of NACE 86, Human health activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€10,000€0€10,000€20,000Operating result 2020: €260€260Net result 2020: -€9,539-€9,539Operating result 2021: €15,678€15,678Net result 2021: €5,389€5,389Operating result 2022: €12,582€12,582Net result 2022: -€1,276-€1,276Operating result 2023: €12,020€12,020Net result 2023: -€504-€504Operating result 2024: €14,897€14,897Net result 2024: €1,778€1,77820202021202220232024-€5,000€0€5,000€10,000€15,000Operating result 2022: €12,582€12,600Net result 2022: -€1,276-€1,280Operating result 2023: €12,020€12,000Net result 2023: -€504-€504Operating result 2024: €14,897€14,900Net result 2024: €1,778€1,780202220232024
The operating result recovers in 2024; 2024 is 24% above 2023.
Key figures and ratios
2024 value · change against 2023
EBITDA
€23,869▲
2023 · €21,239
Cash flow
€10,750▲
2023 · €8,714
Debt to equity
-6.03▼
2023 · -6.01
Interest coverage
2.53▲
2023 · 2.22
Debt ≤ 1 year
€43,342▼
2023 · €44,286
Debt > 1 year
€146,636▼
2023 · €155,771
Income taxes
€3,673▲
2023 · €2,976
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 1,379 companies that looked in July 2024 the way this one looks now, 2.4% went bankrupt within 24 months and 94% are still going.

  • Micro
  • 10 to 20 years old
  • negative equity
  • a profit under 5% of the balance sheet
2.4% went bankrupt
3.2% stopped otherwise
94% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 1,379 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 38 lines
Balance sheet Code20232024
Assets
Total assets20/58€166,752€158,450▼
Fixed assets21/28€166,582€158,450▼
Tangible fixed assets22/27€166,582€158,450▼
Land and buildings22€132,634€126,460▼
Furniture and vehicles24€3,672€3,028▼
Leasing and similar rights25€30,275€28,961▼
Current assets29/58€170-
Deferred charges and accrued income490/1€170-
Equity and liabilities
Total equity and liabilities10/49€166,752€158,450▼
Equity10/15-€33,305-€31,528▲
Contributions10/11€12,400€12,400=
Profit (loss) carried forward14-€45,705-€43,928▲
Amounts payable17/49€200,057€189,977▼
Amounts payable after more than one year17€155,771€146,636▼
Financial debts170/4€155,771€146,636▼
Amounts payable within one year42/48€44,286€43,342▼
Current portion of amounts payable after more than one year42€9,020€9,135▲
Financial debts43€225€19▼
Credit institutions430/8€225€19▼
Trade debts44€1,020€1,203▲
Suppliers440/4€1,020€1,203▲
Taxes, remuneration and social security45-€673
Taxes450/3-€673
Other amounts payable47/48€34,022€32,311▼
Income statement Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9,218€8,972▼
Other operating charges640/8€1,494€1,545▲
Gross operating margin9900€22,733€25,414▲
Operating profit (loss)9901€12,020€14,897▲
Financial income75/76B-€3
Recurring financial income75-€3
Financial charges65/66B€9,548€9,450▼
Recurring financial charges65€9,548€9,450▼
Profit (loss) for the period before taxes9903€2,472€5,451▲
Income taxes67/77€2,976€3,673▲
Profit (loss) for the period9904-€504€1,778▲
Profit (loss) for the period to be appropriated9905-€504€1,778▲
Appropriation of the result
Profit (loss) to be appropriated9906-€45,705-€43,928▲
Profit (loss) brought forward from the previous period14P-€45,201-€45,705▼

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20202021202220232024Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7,678€8,726€9,169€9,218€8,972▼ 2.7%
Other operating charges640/8-€1,340€1,360€1,494€1,545▲ 3.4%
Gross operating margin9900€9,271€25,744€23,111€22,733€25,414▲ 11.8%
Operating profit (loss)9901€260€15,678€12,582€12,020€14,897▲ 23.9%
Financial income75/76B--€3-€3-
Recurring financial income75--€3-€3-
Financial charges65/66B-€9,409€11,042€9,548€9,450▼ 1.0%
Recurring financial charges65€9,800€9,409€11,042€9,548€9,450▼ 1.0%
Profit (loss) for the period before taxes9903-€9,539€6,269€1,543€2,472€5,451▲ 120%
Income taxes67/77-€880€2,819€2,976€3,673▲ 23.4%
Profit (loss) for the period9904-€9,539€5,389-€1,276-€504€1,778▲ 453%
Profit (loss) for the period to be appropriated9905-€9,539€5,389-€1,276-€504€1,778▲ 453%
Line20202021202220232024Change
Assets
Total assets20/58€188,547€183,610€174,891€166,752€158,450▼ 5.0%
Fixed assets21/28€188,030€183,610€174,441€166,582€158,450▼ 4.9%
Tangible fixed assets22/27€188,030€183,610€174,441€166,582€158,450▼ 4.9%
Land and buildings22-€144,980€138,807€132,634€126,460▼ 4.7%
Furniture and vehicles24-€5,725€4,044€3,672€3,028▼ 17.5%
Leasing and similar rights25-€32,904€31,590€30,275€28,961▼ 4.3%
Current assets29/58€518-€450€170--
Amounts receivable within one year40/41--€450---
Other amounts receivable41--€450---
Cash at bank and in hand54/58€518-----
Deferred charges and accrued income490/1---€170--
Equity and liabilities
Total equity and liabilities10/49€188,547€183,610€174,891€166,752€158,450▼ 5.0%
Equity10/15-€36,914-€31,525-€32,801-€33,305-€31,528▲ 5.3%
Contributions10/11-€12,400€12,400€12,400€12,400=
Profit (loss) carried forward14-€49,314-€43,925-€45,201-€45,705-€43,928▲ 3.9%
Amounts payable17/49€225,462€215,135€207,692€200,057€189,977▼ 5.0%
Amounts payable after more than one year17€183,547€174,336€164,791€155,771€146,636▼ 5.9%
Financial debts170/4-€174,336€164,791€155,771€146,636▼ 5.9%
Amounts payable within one year42/48€41,915€40,799€42,901€44,286€43,342▼ 2.1%
Current portion of amounts payable after more than one year42-€8,803€8,909€9,020€9,135▲ 1.3%
Financial debts43-€99€1,029€225€19▼ 91.5%
Credit institutions430/8-€99€1,029€225€19▼ 91.5%
Trade debts44€1,188€461€1,106€1,020€1,203▲ 18.0%
Suppliers440/4-€461€1,106€1,020€1,203▲ 18.0%
Taxes, remuneration and social security45-€880--€673-
Taxes450/3-€880--€673-
Other amounts payable47/48-€30,555€31,857€34,022€32,311▼ 5.0%
Line20202021202220232024Change
Profit (loss) for the period9904-€9,539€5,389-€1,276-€504€1,778▲ 453%
+ Depreciation and write-downs630€7,678€8,726€9,169€9,218€8,972▼ 2.7%
Operating cash flow (approximation)-€1,861€14,115€7,893€8,714€10,750▲ 23.4%
Investment in fixed assets (approximation)--€4,307€0-€1,359-€840▲ 38.2%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

2025
27-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Back to profitnet €1,778
Net result €1,778 after 2 loss-making years.
29-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
02-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
27-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Back to profitnet €5,389
Net result €5,389 after one loss-making year.
05-07
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial Weakest financial yearnet -€9,539
Net result drops to -€9,539, the lowest in the series; recovery starts the following year.
23-07
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial Back to profitnet €2,008
Net result €2,008 after one loss-making year.
27-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 27 days late
2018
27-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 27 days late
2017
18-08
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 18 days late
2016
29-08
NBB filing Annual accounts filed
fiscal year 2015 · full schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 2009
seat establishment The establishment unit on the map
Ground area
2,750 m²
Building footprint
302 m²
Volume, LiDAR
2,069 m³
Parcel 21616G0337/00C002, Brussels · tallest building 11.8 m, ±2 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
Beauloye
Drogenbossesteenweg 198, 1180 UkkelHuman health activities
since 20092.180.821.504
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21616G0337/00C002 Brussels 2,750 m² 1 · 302 m² 11.8 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 5,533 companies in sector 86931 we hold annual accounts for 553. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company (pre-2019)
Founded18-08-2009
Fiscal year end31-12
Activities, NACEBEL 2025
86931Psychology services
86104Human health activities
Contact
E-mail nicolas.beauloye@chu-brugmann.beUkkel
Phone 0479/93.00.63Ukkel
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance

If you follow this company, Checked tells you the day it appears in the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.