Summary
Beaugarnine is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €1.15M and a net result of €579k. Its solvency ranks better than 71% of 8048 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
Founded in 2024, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
3 d early
2024
14 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
History
Financials · fiscal year 2025, micro schema
Equity
€1.15M▲ 102%
2024 · €571k
Net result
€579k▲ 2.4%
2024 · €566k
Total assets
€1.54M▲ 97.6%
2024 · €779k
Solvency
74.7%▲ 1.4pp
2024 · 73.2%
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20242025
Operating result€748k-€840k▲ 12.3%
Net result€566k-€579k▲ 2.4%
Equity€571k-€1.15M▲ 102%
Total assets€779k-€1.54M▲ 97.6%
Debt€209k-€390k▲ 86.9%
Working capital€572k-€1.15M▲ 101%
Solvency73.2%-74.7%▲ 1.4pp
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 12% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €1.54M
Equity
€1.15M ▲ 102%
Debt
€390k ▲ 86.9%
Debt's share of the balance-sheet total falls from 26.8% to 25.3%. Equity and debt are higher.
Key figures and ratios
ROE
50.4%▼
2024 · 99.1%
ROA
37.6%▼
2024 · 72.6%
Debt ≤ 1 year
€388k▲
2024 · €207k
Income taxes
€264k▲
2024 · €182k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Other operating charges640/8 | - | €913 | - |
| Gross operating margin9900 | €748k | €841k | ▲ 12.4% |
| Operating profit (loss)9901 | €748k | €840k | ▲ 12.3% |
| Financial income75/76B | - | €4k | - |
| Recurring financial income75 | - | €4k | - |
| Financial charges65/66B | €78 | €100 | ▲ 29.2% |
| Recurring financial charges65 | €78 | €100 | ▲ 29.2% |
| Profit (loss) for the period before taxes9903 | €748k | €844k | ▲ 12.8% |
| Income taxes67/77 | €182k | €264k | ▲ 45.1% |
| Profit (loss) for the period9904 | €566k | €579k | ▲ 2.4% |
| Profit (loss) for the period to be appropriated9905 | €566k | €579k | ▲ 2.4% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €779k | €1.54M | ▲ 97.6% |
| Current assets29/58 | €779k | €1.54M | ▲ 97.6% |
| Amounts receivable within one year40/41 | €480k | €46k | ▼ 90.5% |
| Trade receivables40 | €480k | €46k | ▼ 90.5% |
| Current investments50/53 | - | €902k | - |
| Cash at bank and in hand54/58 | €296k | €589k | ▲ 98.8% |
| Deferred charges and accrued income490/1 | €3k | €3k | ▲ 2.0% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €779k | €1.54M | ▲ 97.6% |
| Equity10/15 | €571k | €1.15M | ▲ 102% |
| Contributions10/11 | €5k | €5k | = |
| Reserves13 | €566k | €1.15M | ▲ 102% |
| Distributable reserves133 | €566k | €1.15M | ▲ 102% |
| Amounts payable17/49 | €209k | €390k | ▲ 86.9% |
| Amounts payable within one year42/48 | €207k | €388k | ▲ 87.5% |
| Trade debts44 | €2k | €1k | ▼ 2.0% |
| Suppliers440/4 | €2k | €1k | ▼ 2.0% |
| Taxes, remuneration and social security45 | €206k | €387k | ▲ 88.2% |
| Taxes450/3 | €206k | €387k | ▲ 88.2% |
| Accrued charges and deferred income492/3 | €2k | €2k | = |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €566k | €579k | ▲ 2.4% |
| Operating cash flow (approximation) | €566k | €579k | ▲ 2.4% |
| Change in cash | - | €293k | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
More with these figures Sector benchmark What changed Value indication
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €1MEq €1.15M ▲102%
2 profitable years in a row build equity to €1.15M.
17-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zoersel · 1 establishment unit since 2024
Ground area
1,958 m²
Building footprint
221 m²
Volume, LiDAR
1,228 m³
Parcel 11453I0412/00A000, Flanders · tallest building 9.2 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Beaugarnine
since 20242.358.830.360
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11453I0412/00A000 | Flanders | 1,958 m² | 1 · 221 m² | 9.2 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,730 companies in sector 64210 we hold annual accounts for 19,766. 12,359 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded08-04-2024
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
70100Activities of head offices
70200Business and other management consultancy
82990Other business support services
Contact
E-mail
hafedhche@hotmail.com
Scores and ratios are computed by Checked and are not a credit decision.