BEAU’M
ActiveBEAU’M has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €398k and a net result of €19k. Equity is growing by ~36.1% per year across the filed fiscal years. Its solvency ranks better than 69% of 10345 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
74
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability72▲+2
Solvency81=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 3.65 against 4.79 in 2024; short-term debt: 18.2% and cash: 17.9% of total assets), and 43.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
56.2%
Return on assets
2.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
28 d early
2023
30 d early
2022
34 d early
2021
3 d early
2020
1 d early
2019
4 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€398k▲ 4.9%
2024 · €380k
2018: €52k
2019: €67k
2020: €108k
2021: €144k
2022: €165k
2023: €372k
2024: €380k
2018 → 2025
Total assets
€709k▲ 3.6%
2024 · €684k
2018: €351k
2019: €350k
2020: €417k
2021: €405k
2022: €395k
2023: €752k
2024: €684k
2018 → 2025
Net result
€19k▲ 143%
2024 · €8k
2018: €26k
2019: €15k
2020: €41k
2021: €36k
2022: €21k
2023: €195k
2024: €8k
2018 → 2025
Working capital
€341k▲ 6.9%
2024 · €319k
2018: €21k
2019: €35k
2020: €57k
2021: €83k
2022: €108k
2023: €318k
2024: €319k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€144k-€165k▲ 14.8%€372k▲ 125%€380k▲ 2.1%€398k▲ 4.9%
Operating result€54k-€35k▼ 34.5%€268k▲ 661%€17k▼ 93.8%€36k▲ 113%
Net result€36k-€21k▼ 41.2%€195k▲ 816%€8k▼ 96.1%€19k▲ 143%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 113% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €709k
Fixed assets
€239k▼ 14.9%
Current assets
€470k▲ 16.5%
Equity and liabilities €709k
Equity
€398k▲ 4.9%
Provisions
€63k=
Debt
€247k▲ 2.6%
The debt ratio falls from 35.2% to 34.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€77k▲
2024 · €59k
Cash flow
€60k▲
2024 · €50k
Solvency
56.2%▲
2024 · 55.5%
Current ratio
3.65▼
2024 · 4.79
Quick ratio
1.64▲
2024 · 1.41
Debt / equity
0.62▼
2024 · 0.63
ROE
4.7%▲
2024 · 2.0%
ROA
2.6%▲
2024 · 1.1%
Interest coverage
10.23▲
2024 · 6.31
Debt
€247k▲
2024 · €241k
Debt ≤ 1 year
€129k▲
2024 · €84k
Debt > 1 year
€118k▼
2024 · €157k
Income taxes
€11k▲
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€684k€709k▲
Fixed assets21/28€281k€239k▼
Intangible fixed assets21€246k€219k▼
Tangible fixed assets22/27€34k€19k▼
Plant, machinery and equipment23€32k€19k▼
Furniture and vehicles24€2k€0▼
Financial fixed assets28€1k€1k=
Current assets29/58€404k€470k▲
Stocks and contracts in progress3€285k€258k▼
Stocks30/36€285k€258k▼
Amounts receivable within one year40/41€74k€82k▲
Trade receivables40€72k€82k▲
Other amounts receivable41€2k€0▼
Current investments50/53€0-
Cash at bank and in hand54/58€36k€127k▲
Deferred charges and accrued income490/1€9k€3k▼
Equity and liabilities
Total equity and liabilities10/49€684k€709k▲
Equity10/15€380k€398k▲
Contributions10/11€19k€19k=
Reserves13€361k€380k▲
Tax-exempt reserves132€190k€190k=
Distributable reserves133€171k€189k▲
Provisions and deferred taxes16€63k€63k=
Deferred taxes168€63k€63k=
Amounts payable17/49€241k€247k▲
Amounts payable after more than one year17€157k€118k▼
Financial debts170/4€157k€118k▼
Amounts payable within one year42/48€84k€129k▲
Current portion of amounts payable after more than one year42€44k€38k▼
Trade debts44€31k€58k▲
Suppliers440/4€31k€58k▲
Taxes, remuneration and social security45€10k€28k▲
Taxes450/3€10k€28k▲
Remuneration and social security454/9€0-
Other amounts payable47/48€0€5k▲
Income statement
Code20242025
Non-recurring operating income76A€6k€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€43k€42k▼
Other operating charges640/8€4k€7k▲
Gross operating margin9900€63k€84k▲
Operating profit (loss)9901€17k€36k▲
Financial income75/76B€4k€1k▼
Recurring financial income75€4k€1k▼
Financial charges65/66B€9k€8k▼
Recurring financial charges65€9k€8k▼
Profit (loss) for the period before taxes9903€11k€29k▲
Transfer to deferred taxes680€0-
Income taxes67/77€4k€11k▲
Profit (loss) for the period9904€8k€19k▲
Transfer to tax-exempt reserves689€0-
Profit (loss) for the period to be appropriated9905€8k€19k▲
Appropriation of the result
Profit (loss) to be appropriated9906€8k€19k▲
Transfer to equity691/2€8k€19k▲
To other reserves6921€8k€19k▲
Social balance
Average headcount (FTE)9087-0.0
The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
03-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €8k ▼96.1%
Net result drops to €8k, the lowest in the series; recovery starts the following year.
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €195k ▲816%
Operating result €268k, net result €195k, both a record.
31-12
Financial
Equity above €200kEq €372k ▲125%
6 profitable years in a row build equity to €372k.
27-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €150kEq €165k ▲14.8%
5 profitable years in a row build equity to €165k.
28-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €100kEq €108k ▲61.1%
3 profitable years in a row build equity to €108k.
27-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
29-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
16-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
27-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tielt · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oostrozebekestraat 1828760 TieltGround area
2,933 m²
Building footprint
1,029 m²
Volume, LiDAR
6,318 m³
2 parcels, Flanders · tallest building 7.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BEAU’M
since 20152.247.235.523
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 37018F1190/00N002 | Flanders | 1,616 m² | 1 · 854 m² | 7.6 m · 2 fl. |
| 37007E0572/00H000 | Flanders | 1,317 m² | 1 · 175 m² | 6.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2025 · 3 entries · 2,503 EUR awarded · 2,503 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 168 EUR | 2,238 EUR |
| 2024 | 1 | 2,070 EUR | 0 EUR |
| 2023 | 1 | 265 EUR | 265 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 237 companies in sector 47522 we hold annual accounts for 139. 88 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-10-2015
Fiscal year end31-12
Activities, NACEBEL
47522Retail trade
47529Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.