Equity
-€36,552
Debts exceed assets in financial year 2025.
BEARS ESTATES
Lifetime
2 annual accounts with figures on one time axispeak €41,473 (2025)
€41,473▲ 794%
lowest -€85,102 (2024)
-€1,450▲ €83,652
peak -€35,102 (2024)
-€36,552▼ €1,450
€650,182▼ 2.0%
Board2 names since 2024
2 directorsBEA Ian Roy and 1 other
Documentsfilings and deeds
31-07-2026on the last day
2025micro format
Gross margin from €4,639 to €41,473Loss of €1,450Cash from €436 to €3,925
Key points
from the 2025 annual accountsChecked score
54
Fair
Financially stronger than 27% of micro companies without a NACE code
Probability in this band: 1.5% to 4.2%
Negative equity caps the score at 59.
Bankruptcy probability within 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%
About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
08-2025: 1.0%
09-2025: 1.0%● unchanged vs 08-2025
10-2025: 1.0%● unchanged vs 09-2025
11-2025: 1.1%▲ +0.1 percentage points vs 10-2025
12-2025: 1.1%● unchanged vs 11-2025
01-2026: 1.2%▲ +0.1 percentage points vs 12-2025highest value
02-2026: 1.2%● unchanged vs 01-2026highest value
03-2026: 1.2%● unchanged vs 02-2026
04-2026: 1.1%▼ -0.1 percentage points vs 03-2026
05-2026: 1.1%● unchanged vs 04-2026
06-2026: 1.1%● unchanged vs 05-2026
07-2026: 1.1%● unchanged vs 06-2026
08-2026: 0.5%▼ -0.6 percentage points vs 07-2026lowest value
09-2026: 0.5%● unchanged vs 08-2026lowest value
10-2026: 0.5%● unchanged vs 09-2026lowest value
11-2026: 0.5%● unchanged vs 10-2026lowest value
Financial strengthWeak
Score breakdown
raises risk
Capped at 59: negative equity
Liquidity: current ratio 0.71, cash €3,925
Founded in 2024
lowers risk
Size: total assets €613,629
No main activity registered
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 13% of them on solvency, 39% on liquidity, 22% on profitability and 33% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 1,251 companies had the same profile as BEARS ESTATES has now. Each dot stands for 4 companies, two years later.
96.6%
were still trading
2.1%
stopped another way
1.0%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of BEARS ESTATES itself: 0.5% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,251 companies, not a prediction for BEARS ESTATES. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
Liquidity is insufficient, with a current ratio of 0.71 (0.83 in 2024), below 1. Short-term debt is 11.1% and cash 0.6% of total assets. Equity is negative.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
2425
2024 to 2025 · latest year -€36,552
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
on the day
2024
16 days early
← before the deadline
after the deadline →
tick = median of all Belgian filings
The company filed its last 2 accounts on average 8 days before the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- BEA Ian Roy founderdeed of 31-07-2024
- BEA Mateo Rafael founderdeed of 31-07-2024
- BEA Maria Renée Bautista founderdeed of 31-07-2024
Recent changes
Publication in the Belgian Official Gazette
Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1011996743
Incorporation
Founding capital of €50,000 · Founders: BEA Ian Roy, BEA Mateo Rafael and BEA Maria Renée Bautista · Appointments: BEA Ian Roy (director) and BEA Maria Renée Bautista (director) · published on 31-07-2024 · Gazette deed
First establishment
Blockmansstraat 14, Woluwe-Saint-Pierre
Official details
Source: KBO- Status
- Active since 29-07-2024Normal situation
- Activity
- “De samenstelling en het beheer van een onroerend vermogen en de huurfinanciering en leasing…” (deed in Dutch)From the articles, 2 activitiesNo NACE code in the KBO yet
- Establishment unit
- 2.362.182.2061150 Woluwe-Saint-Pierre, since 29-07-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 26-03-2025
Annual accounts 2025
- ≈ €170,000estimated
- €613,629▼ 2.4%
- Filing
- Filed on 31-07-2026, on the last day of the filing period
Insights on BEARS ESTATES
BEARS ESTATES has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€36,552) and a net result of -€1,450.
The computed 12-month bankruptcy probability is 0.5% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about BEARS ESTATES
- What is the company number of BEARS ESTATES?
- The company number of BEARS ESTATES is 1011.996.743. The VAT number is the same number with BE in front: BE 1011.996.743.
- Where is BEARS ESTATES based?
- The registered office is at Blockmansstraat 14, 1150 Woluwe-Saint-Pierre.Company details
- What is the legal form of BEARS ESTATES?
- BEARS ESTATES is a private limited company (BV).
- When was BEARS ESTATES founded?
- BEARS ESTATES was founded on 29-07-2024.
- Is BEARS ESTATES still active?
- Yes, BEARS ESTATES is an active enterprise in the KBO register.
- What is the turnover of BEARS ESTATES?
- The turnover in financial year 2025 is ≈ €170,000. This figure is estimated from the gross margin of €41,473 and 2,934 comparable companies of the same size. It probably lies between €100,000 and €300,000. It is a rough estimate.Financials
- Is BEARS ESTATES profitable?
- In financial year 2025, BEARS ESTATES made a loss of €1,450.
- Where can I find the annual accounts of BEARS ESTATES?
- BEARS ESTATES filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of BEARS ESTATES due?
- BEARS ESTATES must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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