BeAr Studio
ActiveSummary
BeAr Studio has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €25,504 and a net result of €2,759. Equity has been stable since 2024 (±2.2% per year). Its solvency ranks better than 68% of 344 sector peers (NACE 71, financial year 2026). The computed 12-month bankruptcy probability is below 0.1% (very low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 05-10-2022 Normal situation
- Activity
- Activities of building architects NACE 71111
- Establishment unit
- 2.336.698.623 3800 Sint-Truiden, since 05-10-2022
- Financial year end
- 31 March
- Peppol
- Reachable since 13-11-2025
Financial position
- Bankruptcy probabilitywithin 12 months
- < 0.1%
- Gross margin
- €9,422
- ▲ 81.0%
- Turnover
- ≈ €60,000
- estimated
- Profit
- €2,759
- Equity
- €25,504
- ▲ 12.1%
- Total assets
- €35,024
- ▼ 1.2%
Score breakdownraises riskSize: total assets €35,024lowers riskSector: Architectural and engineering activities; technical testing and analysis (NACE 71)Liquidity: current ratio 3.77, cash €9,149Figures for financial year 2026 (filed on 15-06-2026)Show the evidence
Checked score
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 71, micro). It does better than 72% of them on solvency, 62% on liquidity, 40% on profitability and 59% on growth.
The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 3 accounts on average 140 days before the deadline. In the sector (NACE 71), the median for financial year 2024 was 8 days before the deadline, and 34% of those companies filed late.
Searched, nothing found (2)
Financials
Financials · financial year 2026, micro format
Annual accounts 2026 filed on 15-06-2026 at the NBB all 3 filings
Every figure per financial year
The operating result for 2026 is over 18 times that of 2025. It is a recovery after the fall in 2025.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Investments
| Item | 31-03-2024 | 31-03-2025 | 31-03-2026 |
|---|---|---|---|
| Tangible fixed assets | €11,834 | €2,509 | - |
| Depreciation and write-downs of the year | €3,160 | €4,187 | €3,726 |
Source: notes to the 2024 to 2026 annual accounts (statement of fixed assets)
| Line | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3,160 | €4,187 | €3,726 | ▼ 11.0% |
| Other operating charges640/8 | €794 | €745 | €721 | ▼ 3.3% |
| Gross operating margin9900 | €29,263 | €5,206 | €9,422 | ▲ 81.0% |
| Operating profit (loss)9901 | €25,309 | €273 | €4,976 | ▲ 18× |
| Financial income75/76B | €100 | €40 | €0 | ▼ 100% |
| Recurring financial income75 | €100 | €40 | €0 | ▼ 100% |
| Financial charges65/66B | €78 | €1,822 | €1,558 | ▼ 14.5% |
| Recurring financial charges65 | €78 | €1,822 | €1,558 | ▼ 14.5% |
| Profit (loss) for the period before taxes9903 | €25,331 | -€1,509 | €3,418 | - |
| Income taxes67/77 | €5,907 | €170 | €658 | ▲ 288% |
| Profit (loss) for the period9904 | €19,423 | -€1,679 | €2,759 | - |
| Profit (loss) for the period to be appropriated9905 | €19,423 | -€1,679 | €2,759 | - |
| Line | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €38,323 | €35,460 | €35,024 | ▼ 1.2% |
| Fixed assets21/28 | €8,673 | €6,995 | €3,269 | ▼ 53.3% |
| Tangible fixed assets22/27 | €8,673 | €6,995 | €3,269 | ▼ 53.3% |
| Plant, machinery and equipment23 | - | €2,266 | €2,015 | ▼ 11.1% |
| Furniture and vehicles24 | €8,673 | €4,729 | €1,254 | ▼ 73.5% |
| Current assets29/58 | €29,650 | €28,465 | €31,755 | ▲ 11.6% |
| Amounts receivable within one year40/41 | €6,000 | €14,365 | €15,865 | ▲ 10.4% |
| Trade receivables40 | €6,000 | €14,365 | €15,865 | ▲ 10.4% |
| Cash at bank and in hand54/58 | €23,650 | €4,646 | €9,149 | ▲ 96.9% |
| Deferred charges and accrued income490/1 | - | €9,453 | €6,742 | ▼ 28.7% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €38,323 | €35,460 | €35,024 | ▼ 1.2% |
| Equity10/15 | €24,423 | €22,745 | €25,504 | ▲ 12.1% |
| Contributions10/11 | €5,000 | €5,000 | €5,000 | = |
| Reserves13 | €19,423 | €19,423 | €20,504 | ▲ 5.6% |
| Distributable reserves133 | €19,423 | €19,423 | €20,504 | ▲ 5.6% |
| Profit (loss) carried forward14 | - | -€1,679 | €0 | - |
| Amounts payable17/49 | €13,900 | €12,715 | €9,520 | ▼ 25.1% |
| Amounts payable within one year42/48 | €13,900 | €12,715 | €8,420 | ▼ 33.8% |
| Trade debts44 | €727 | €1,790 | €1,505 | ▼ 15.9% |
| Suppliers440/4 | €727 | €1,790 | €1,505 | ▼ 15.9% |
| Taxes, remuneration and social security45 | €10,518 | €9,758 | €4,001 | ▼ 59.0% |
| Taxes450/3 | €8,618 | €5,958 | €4,001 | ▼ 32.9% |
| Remuneration and social security454/9 | €1,900 | €3,800 | €0 | ▼ 100% |
| Other amounts payable47/48 | €2,654 | €1,166 | €2,915 | ▲ 150% |
| Accrued charges and deferred income492/3 | - | - | €1,100 | - |
| Line | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €19,423 | -€1,679 | €2,759 | - |
| + Depreciation and write-downs630 | €3,160 | €4,187 | €3,726 | ▼ 11.0% |
| Operating cash flow (approximation) | €22,584 | €2,509 | €6,485 | ▲ 159% |
| Investment in fixed assets (approximation) | - | -€2,509 | €0 | - |
| Change in cash | - | -€19,003 | €4,502 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 39,278 companies had the same profile as BeAr Studio has now. Two years later, 95.8% were still going and 1.8% had gone bankrupt.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of BeAr Studio itself is lower: < 0.1% within 12 months. It rests on far more data about BeAr Studio than the profile alone.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for BeAr Studio. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Board & ownership
Directors
Owners and capital
Shareholders
- SMETS Bert 100 shares (100%) · €5,000 in cash
Capital transactions
- 07-10-2022 Incorporation · €5,000 · 100 shares
Articles of association
Board and representation
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “Één of meer bestuurders, algemene vergadering die benoemt bepaalt aantal, duur opdracht en indien meerdere hun bevoegdheid”“Algemene kosten, los van representatie-, reis- en verplaatsingskosten, algemene vergadering met absolute meerderheid of enige aandeelhouder…”“1”
Audit, dissolution and liquidation
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
- Dissolution ruleThe articles set when and by whom the company can be dissolved.
- “Vereist voor statutenwijziging, bevoegde raad Orde van Architecten”
Articles of association, deed of 07-10-2022 (in Dutch)
Network & group
BeAr Studio shares no director with another company.
Connections & network
1 current directorThe network starts from the directors of BeAr Studio. Every other company they run is a node.
Timeline
Acts, filings and financial milestones
07-10
Gazette deed
IncorporationStarting capital €5,000 · Appointment: SMETS Bert (director) · Permanent representative: Tania Driesen · Founder9 points ▸
- Incorporation, 27-09-2022
- Founder, SMETS Bert
- Founding capital, €5,000
- Other provision, “overeenkomstig wet, uitwerking slot-overgangsbepalingen” (deed in Dutch)
- Other provision, “eerste boekjaar en eerste vergadering”, 31-03-2024 (deed in Dutch)
- Registered office clause, “3800 Sint-Truiden,De Brede Akker 57” (deed in Dutch)
- Director appointment, SMETS Bert (director)
- Pre-incorporation commitments, “takeover, alle verbintenissen verplichtingen activiteiten in naam en voor rekening vennootschap in oprichting” (deed in Dutch)
- Permanent representative, Tania Driesen (manager)
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordRegistered office and establishments
Activities
NACEBEL 2025Codes under NACEBEL 2008
Invoicing and payment
Financial year and general meeting
Accounts at the NBBSites & property
Buildings and parcels at the address
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 71053G0472/00V007 | Flanders | 357 m² | 1 · 83 m² | 0.6 m |