Financials
- Financial year
- 2025
- Total assets
- €362,992
- Loss
- -€11,150
- Solvency
- -1.4%
Bear Investments
ActiveSummary
Bear Investments has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€4,950) and a net result of -€11,150. The computed 12-month bankruptcy probability is 1.3% (low).
Overview
Activity
“L'achat, l'échange, la vente, la prise en location et en sous-location, ainsi que la…” (deed in French)
From the articles, 7 activitiesNo NACE code in the KBO yet
Size
€362,992total assets 2025
- Equity
- -€4,950
- Loss
- -€11,150
Turnover not published (micro format)
Why 54raises riskCapped at 59: negative equityNo registered site in the KBOLast filed accounts filed 31 days late; 1 of the last 3 latelowers riskSize: total assets €362,992No main activity registeredShow the evidence
Checked score
Score 2025
54
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 25% of its sector peers (no NACE code, micro)
Negative equity caps the score at 59. Every signal that counts is listed under Signals.
Financial strength
Weak
Solvency
24
equity -1.4% of total assets
Liquidity
52
short-term debt 0.1% · cash 1.7%
Profitability
15
return on assets -3.1%
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
06-2026: 4.2%
07-2026: 4.2%● unchanged vs 06-2026
08-2026: 4.3%▲ +0.1 percentage points vs 07-2026highest value
09-2026: 1.2%▼ -3.1 percentage points vs 08-2026lowest value
10-2026: 1.3%▲ +0.1 percentage points vs 09-2026
No credit on open account
Liquidity ample (current ratio 21.91, above the usual 1.5; short-term debt: 0.1% and cash: 1.7% of total assets), but equity is negative.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro): better than 15% on solvency, 46% on liquidity and 14% on profitability.
The bankruptcy probability was computed on 28-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Seven signals.
lowers riskraises risk
raises risk · Young company
Founded in 2025, a year ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation dateAge against the risk zone
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filingDeviation from the deadline
2025
31 days late
← before the deadline
after the deadline →
Searched, nothing found (1)
- Annual accounts filedfinancial year 2025 · micro…
- IncorporationAppointment: D’ARGEMBEAU Renaud Ghislain René…
Key points
By topic
Board & ownership
- Board
- 1 member
- D’ARGEMBEAU Renaud Ghislain René PierreDirector
Timeline
- Events
- 2
- Since
- 2025
Company details
- Legal form
- Private limited company
- Founded
- 23-05-2025
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 29
- Who signs
- Each director alone
- Annual meeting
- First Monday of June
- Purpose
- “L'achat, l'échange, la vente, la prise en location et en sous-location, ainsi que la…” (deed in French)
Key facts about Bear Investments
- What is the company number of Bear Investments?
- 1023.656.143. In Belgium the VAT number is the company number with BE in front: BE 1023.656.143.
- Where is Bear Investments based?
- The registered office is at Kunstlaan 12, 1210 Sint-Joost-ten-Node.Company details
- What is the legal form of Bear Investments?
- Private limited company (BV).
- When was Bear Investments founded?
- On 23-05-2025.
- Is Bear Investments still active?
- Yes, Bear Investments is an active enterprise in the KBO register.
- What is the turnover of Bear Investments?
- Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
- Is Bear Investments profitable?
- In financial year 2025, Bear Investments made a loss of €11,150.
- Where can I find the annual accounts of Bear Investments?
- Bear Investments filed 1 annual account with the National Bank of Belgium, for financial year 2025.
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