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Bear Investments

Active
Private limited companyfounded 2025active for 1 yearKunstlaan 12, 1210 Sint-Joost-ten-Node, BelgiumKBO/BCE: BE 1023.656.143

From the official registers: KBO 1 annual account at the National Bank publications in the Belgian Official Gazette

Summary

Bear Investments has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€4,950) and a net result of -€11,150. The computed 12-month bankruptcy probability is 1.3% (low).

Overview

Official details

KBO
Status
Active since 23-05-2025 Normal situation
Registered office
16 active companies are registered at this address 1 started in the 12 months before. Source: KBO register, as of 1 November 2026.
Activity
“L'achat, l'échange, la vente, la prise en location et en sous-location, ainsi que la…” (deed in French)From the articles, 7 activitiesNo NACE code in the KBO yet
Financial year end
31 December
Peppol
Reachable since 31-12-2025

Board and ownership

Board

Financial position

54 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
1.3%
Annual accounts 2025
Gross margin
-€4,092
Loss
€11,150
Equity
-€4,950
Total assets
€362,992
Turnover not published (micro format)
Filed on 31-08-2026, 31 days after the deadlineat the National Bank
Score breakdownraises riskCapped at 59: negative equityNo registered site in the KBOLast filed accounts filed 31 days late; 1 of the last 3 accounts latelowers riskSize: total assets €362,992No main activity registeredShow the evidence

Checked score

Score 2025
54 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 25% of micro companies without a NACE code
Negative equity caps the score at 59. Every signal that counts is listed under Signals.
Financial strength
Weak
Solvency 24
equity -1.4% of total assets
Liquidity 52
short-term debt 0.1% · cash 1.7%
Profitability 15
return on assets -3.1%
Bankruptcy probability within 12 months
1.3% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 06-2026: 4.2% 07-2026: 4.2%● unchanged vs 06-2026 08-2026: 4.3%▲ +0.1 percentage points vs 07-2026highest value 09-2026: 1.2%▼ -3.1 percentage points vs 08-2026lowest value 10-2026: 1.3%▲ +0.1 percentage points vs 09-2026
No credit on open account
Liquidity is ample, with a current ratio of 21.91, above the usual 1.5. Short-term debt is 0.1% and cash 1.7% of total assets. However, equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 15% of them on solvency, 46% on liquidity and 14% on profitability.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Seven signals.
lowers riskraises risk
lowers risk · Size: total assets €362,992
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · No main activity registered
KBO
raises risk · No registered site in the KBO
KBO · seat and establishments
raises risk · Last filed accounts filed 31 days late; 1 of the last 3 accounts late
NBB · filings
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
raises risk · Young company
Founded in 2025, a year ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 years
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filing
Deviation from the deadline
2025
31 days late
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2025.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2025 -€4,950 View

Documents

Annual accounts at the NBB

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about Bear Investments

What is the company number of Bear Investments?
The company number of Bear Investments is 1023.656.143. The VAT number is the same number with BE in front: BE 1023.656.143.
Where is Bear Investments based?
The registered office is at Kunstlaan 12, 1210 Sint-Joost-ten-Node.Company details
What is the legal form of Bear Investments?
The legal form of Bear Investments is Private limited company (BV).
When was Bear Investments founded?
Bear Investments was founded on 23-05-2025.
Is Bear Investments still active?
Yes, Bear Investments is an active enterprise in the KBO register.
What is the turnover of Bear Investments?
The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
Is Bear Investments profitable?
In financial year 2025, Bear Investments made a loss of €11,150.
Where can I find the annual accounts of Bear Investments?
Bear Investments filed 1 annual account with the National Bank of Belgium, for financial year 2025.Annual accounts at the National Bank

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