Turnover
≈ €190,000 estimated
The micro format states no turnover.
BE68
Overview
Lifetime
1 annual account with figurespeak €92,122 (2025)
€92,122
peak €73,690 (2025)
€73,690
peak €78,690 (2025)
€78,690
€39,757
Board1 name since 2024
1 directorENGELS Bart
Documentsfilings and deeds
03-07-202628 days before the deadline
2025micro format
First year with figures
Key points
from the 2025 annual accountsStarting capital
€5,000 100 shares
Checked score
94
Excellent
Financially stronger than 62% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 48,572 companies (NACE 70, micro).
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
01-2026: 0.4%
02-2026: 0.4%● unchanged vs 01-2026
03-2026: 0.4%● unchanged vs 02-2026
04-2026: 0.4%● unchanged vs 03-2026
05-2026: 0.4%● unchanged vs 04-2026
06-2026: 0.4%● unchanged vs 05-2026
07-2026: 0.5%▲ +0.1 percentage points vs 06-2026highest value
08-2026: 0.1%▼ -0.4 percentage points vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026lowest value
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Founded in 2024
lowers risk
Sector: Activities of head offices; management consultancy activities (NACE 70)
Liquidity: current ratio 2.98, cash €15,597
Equity €78,690 (66.4% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 62% of them on solvency, 39% on liquidity and 84% on profitability.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 11,279 companies had the same profile as BE68 has now. Each dot stands for 29 companies, two years later.
96.6%
were still trading
2.6%
stopped another way
0.7%
went bankrupt
That fits the bankruptcy probability of BE68 itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 11,279 companies, not a prediction for BE68. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €7,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record
Liquidity is ample, with a current ratio of 2.98, above the usual 1.5. Short-term debt is 33.6% and cash 13.2% of total assets. 33.6% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
28 days early
← before the deadline
after the deadline →
Searched, nothing found (1)
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1017283837
Incorporation
Founding capital of €5,000, 100 shares · Founder: ENGELS Bart · Appointment: ENGELS Bart (director) · published on 16-12-2024 · Gazette deed
First establishment
Stwg. op Vilvoorde 177, Opwijk
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| BE68 Opwijk | €118,447 | €92,122 | 66.4% | - |
| ASTERION MANAGEMENT Wezembeek-Oppem | €117,361 | €93,253 | 63.8% | - |
| TORO Consulting Zemst | €123,619 | €93,813 | 36.2% | - |
| NVisions Landen | €114,950 | €89,605 | 75.0% | - |
| SMART EQUITY ADVISORY Rotselaar | €120,515 | €88,657 | 56.1% | - |
| Ingeborg Vanbets Grimbergen | €108,599 | €89,997 | 86.3% | - |
| DA_PROJECTS Tienen | €131,349 | €100,307 | 52.7% | - |
These companies have the same main activity as BE68: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €109,000 and €131,000, founded between 2024 and 2025.
Official details
Source: KBO- Status
- Active since 12-12-2024Normal situation
- Activity
- Business and other management consultancyNACE 70200
- Establishment unit
- 2.367.710.0181745 Opwijk, since 12-12-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 19-09-2025
Annual accounts 2025
- €92,122
- €73,690
- €78,690
- €118,447
- Filing
- Filed on 03-07-2026, 28 days before the end of the filing period
Insights on BE68
BE68 has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €78,690 and a net result of €73,690.
Its solvency ranks better than 61% of 39,368 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 03-07-2026, 28 days before the deadline€92,122
€92,122
€73,690
€78,690
66.4%
2.98
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €190,000. Estimated: probably between €140,000 and €240,000.
Balance sheet
balance sheet total €118,447 on 31-12-2025What the company ownsHow it is paid for
Position in the sector
66.4%
Higher than 61% of 39,368 companies in 2025.
2.98
Higher than 63% of 38,051 companies in 2025.
62.2%
Higher than 92% of 38,523 companies in 2025.
BE68
Middle half of the sector
80% of the sector
Micro accounts in head offices and management consultancy (NACE 70)
Net result: top quarter · Equity: middle half · Balance sheet total: middle half · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 |
|---|---|---|
| Balance sheet: assets | ||
20/58 |
118,447 | |
29/58 |
118,447 | |
40/41 |
102,850 | |
40 |
102,850 | |
54/58 |
15,597 | |
| Balance sheet: equity and liabilities | ||
10/49 |
118,447 | |
10/15 |
78,690 | |
10/11 |
5,000 | |
14 |
73,690 | |
17/49 |
39,757 | |
42/48 |
39,757 | |
45 |
38,643 | |
450/3 |
38,643 | |
47/48 |
1,114 | |
| Income statement | ||
9900 |
92,122 | |
9901 |
92,122 | |
65/66B |
32 | |
65 |
32 | |
9903 |
92,090 | |
67/77 |
18,400 | |
9904 |
73,690 | |
9905 |
73,690 | |
| Appropriation of the result | ||
9906 |
73,690 | |
| Document | ||
The notes to these accounts have 1 item. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 03-07-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 03-07-2026 | 2026-00258227 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 |
|---|---|---|
| 78,690 | ||
| 66.4% | ||
| 2.98 | ||
| 0.51 | ||
| 93.6% | ||
| 62.2% |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Insights on BE68
Debt's share of the balance-sheet total is 33.6%.
Board & ownership
Board
1 director, since incorporationDirector
appointed by deed of 16-12-2024
term without a fixed end
listed in the 2025 annual accounts, filed on 03-07-2026
Mandates through the years
1 name, the dashed line is todayENGELS Bart
Director
Director
Board
Mandates as a list
- ENGELS Bart
- Director, appointed by deed of 16-12-2024, still in office
Control
Capital
- Contribution
- €5,000
- Shares
- 100
- Contribution per share
- €50
- Equity per share
- €787 in 2025
- Source
- deed of 16-12-2024
Articles of association
deed of 16-12-2024 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- 1 director
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- First Saturday of June
Shareholders
At incorporation
deed of 16-12-2024 ↗
- ENGELS Bart 100 shares (100%) · €5,000
Network & group
No group
BE68 has no parent and no holdings in its annual accounts. ENGELS Bart is the only director.
Earlier ties
| FINADKO via ENGELS Bart, no longer at FINADKO · Director No longer active |
total assets €11,701 (2018) |
Connections & network
1 connected companyThe connected companies are in the list below.
This company
Company
Director
Shareholding
+N: links not shown yet
Click a node to look further, drag to arrange, zoom with the mouse wheel.
Linked via shared directors
BEFINSOL
via Bart Engels · Permanent representative · deed of 16-06-2021
Founded in 2014 · total assets €498,573 (2025)
→
Timeline
Timeline
4 events since 2024Filings
Establishments
202420252026
2026
Annual accounts 2025 filed NBBmicro format · 28 days before the deadline
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:1017283837
2024
IncorporationFounding capital of €5,000, 100 shares · Founder: ENGELS Bart · Appointment: ENGELS Bart (director) · published on 16-12-20244 points ▸
- Registered office clause, Steenweg op Vilvoorde 177, 1745 Opwijk
- Director appointment, ENGELS Bart
- Founder, ENGELS Bart
- Founding capital, €5,000, 100 shares
- The deed holds 4 more points.
First establishment Stwg. op Vilvoorde 177, Opwijk
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
Company details
Identity
- Enterprise number
- 1017.283.837
- VAT number
- BE 1017.283.837
- Peppol ID
- 0208:1017283837
- Other Peppol ID
- 9925:BE1017283837
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 12-12-2024
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- First Saturday of Junedeed of 16-12-2024 (in Dutch)
- Peppol
- Reachable since 19-09-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- BE68 in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 16-12-2024 (in Dutch)
- Name clauseThe company operates under this name according to its articles.
- BE68deed of 16-12-2024 (in Dutch)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Vlaams Gewest”deed of 16-12-2024 (in Dutch)
Activities
NACEBEL 202570200
Business and other management consultancy main activity
Codes under NACEBEL 2008
70220
Business consulting main activity
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Het aanleggen,het oordeelkundig uitbouwen en beheren van een onroerend vermogen;alle verrichtingen met betrekking tot onroerende goederen en…”deed of 16-12-2024 (in Dutch)
10 activities
- Het aanleggen,het oordeelkundig uitbouwen en beheren van een onroerend vermogen;alle verrichtingen met betrekking tot onroerende goederen en onroerende zakelijke rechten zoals de huurfinanciering van onroerende goederen aan derden,het aankopen,verkopen,ruilen,bouwen,verbouwen,onderhouden,verhuren,huren,verkavelen,prospecteren en uitbaten van onroerende goederen;de aan- en verkoop,huur en verhuur van roerende goederen,alsmede alle handelingen die rechtstreeks of onrechtstreeks met dit voorwerp in verband staan en die van aard zijn de opbrengst van de roerende en onroerende goederen te bevorderen,alsmede zich borg te stellen voor het goede verloop van verbintenissen door derde personen aangegaan die het genot zouden hebben van deze roerende en onroerende goederen.
- Het aanleggen,het oordeelkundig uitbouwen en beheren van een roerend patrimonium,alle verrichtingen met betrekking tot roerende goederen en rechten,van welke aard ook,zoals het verwerven door inschrijving of aankoop en het beheren van aandelen,obligaties,kasbons of andere roerende waarden,van welke vorm ook,van Belgische of buitenlandse,bestaande of nog op te richten rechtspersonen en ondernemingen.
- De vennootschap mag alle verrichtingen stellen van commerciële,industriële,onroerende,roerende of financiële aard die rechtstreeks of onrechtstreeks met haar voorwerp verwant of verknocht zijn of de verwezenlijking ervan kunnen bevorderen.
- De vennootschap mag betrokken zijn bij wijze van inbreng,samensmelting,inschrijving of op elke andere wijze,in de ondernemingen,verenigingen of vennootschappen,die een gelijkaardig,soortgelijk of samenhangend voorwerp hebben of die nuttig zijn voor de verwezenlijking van het geheel of een gedeelte van haar voorwerp.
- Consultancy;
- Het verlenen van advies en dienstverlening op het gebied van bedrijfsbeheer en bedrijfsvoering;
- Uitzendactiviteiten;
- Het verlenen van allerlei bouw gerelateerde diensten zoals isolatiewerkzaamheden,metsel- en voegwerken,plaatsen van vloer- en wandtegels,schilderwerken,laswerken,overige gespecialiseerde bouwwerkzaamheden;
- Kraan- en sloopwerken en alle mogelijke aanverwante diensten;
- Aanleggen en onderhouden van tuinen en opritten,landschapsverzorging.
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Stwg. op Vilvoorde 177 registered office 1745 Opwijk | 12-12-2024 | 2.367.710.018 |