Be4Home
ActiveBe4Home has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €12k and a net result of €15k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 73% of 202 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
88
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency90▲+90
Growth32=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 2.5; short-term debt: 35% and cash: 84.9% of total assets), and 35% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 13
Relative position
BE, all sectors
reference
Sector 13
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
65%
Return on assets
75.6%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-08-2026, 17 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
17 d late
2024
29 d late
2023
26 d late
2022
30 d late
2021
29 d late
2020
31 d late
2019
91 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€12k
2024 · €-2k
2019: €24k
2020: €25k
2021: €-5k
2022: €-2k
2023: €-4k
2024: €-2k
2019 → 2025
Total assets
€19k▲ 719%
2024 · €2k
2019: €48k
2020: €56k
2021: €20k
2022: €528
2023: €171
2024: €2k
2019 → 2025
Net result
€15k▲ 700%
2024 · €2k
2019: €18k
2020: €1k
2021: €-31k
2022: €4k
2023: €-2k
2024: €2k
2019 → 2025
Working capital
€10k
2024 · €-725
2019: €17k
2020: €5k
2021: €-16k
2022: €-2k
2023: €-3k
2024: €-725
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-5k-€-2k▲ 70.8%€-4k▼ 146%€-2k▲ 47.2%€12k
Operating result€-30k-€4k€-2k€2k€16k▲ 803%
Net result€-31k-€4k€-2k€2k€15k▲ 700%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 803% above 2024 and is the highest result in the available series.
Balance-sheet composition
Assets €19k
Fixed assets
€2k
Current assets
€17k
Equity and liabilities €19k
Equity
€12k
Debt
€7k
Debt finances 35.0% of the balance-sheet total.
Key figures and ratios
EBITDA
€17k
Cash flow
€15k
Solvency
65.0%
Current ratio
2.50
Quick ratio
2.50
Debt / equity
0.54
ROE
116.3%
ROA
75.6%
Interest coverage
15.47
Debt
€7k▲
2024 · €4k
Debt ≤ 1 year
€7k▲
2024 · €3k
Income taxes
€814
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2k€19k▲
Fixed assets21/28-€2k
Tangible fixed assets22/27-€2k
Land and buildings22-€2k
Plant, machinery and equipment23-€736
Current assets29/58€2k€17k▲
Amounts receivable within one year40/41€2k-
Trade receivables40€2k-
Other amounts receivable41€276-
Cash at bank and in hand54/58€138€16k▲
Deferred charges and accrued income490/1-€500
Equity and liabilities
Total equity and liabilities10/49€2k€19k▲
Equity10/15€-2k€12k▲
Contributions10/11€6k€6k=
Reserves13-€6k
Distributable reserves133-€6k
Profit (loss) carried forward14€-8k-
Amounts payable17/49€4k€7k▲
Amounts payable within one year42/48€3k€7k▲
Trade debts44€252€2k▲
Suppliers440/4€252€2k▲
Taxes, remuneration and social security45-€3k
Taxes450/3-€3k
Other amounts payable47/48€3k€1k▼
Accrued charges and deferred income492/3€1k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€273
Other operating charges640/8€387€880▲
Gross operating margin9900€2k€18k▲
Operating profit (loss)9901€2k€16k▲
Financial charges65/66B€2€1k▲
Recurring financial charges65€2€1k▲
Profit (loss) for the period before taxes9903€2k€15k▲
Income taxes67/77-€814
Profit (loss) for the period9904€2k€15k▲
Profit (loss) for the period to be appropriated9905€2k€15k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-8k€6k▲
Profit (loss) brought forward from the previous period14P€-10k€-8k▲
Transfer to equity691/2-€6k
To other reserves6921-€6k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 17 days late
2025
31-12
Financial
Liquidity triplescurrent ratio 2.50
Current ratio from 0.76 to 2.50.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
31-12
Financial
Weakest financial yearnet €-31k ▼2641%
Net result drops to €-31k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rixensart · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue Franklin Roosevelt 1041330 RixensartGround area
3,214 m²
Building footprint
1,738 m²
Volume, LiDAR
747 m³
2 parcels, Flanders, Wallonia · tallest building 7.1 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Daloensdelle 39, 3090 Overijse
since 20182.282.314.285
2 parcels
Flanders
1
(50%)
Wallonia
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25033B0525/00T002 | Wallonia | 2,544 m² | 1 · 1,570 m² | - |
| 23546L0337/00D003 | Flanders | 670 m² | 1 · 168 m² | 7.1 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
KIMSO
BE 0478.648.181
Dilbeek · Eq €12k
Les Retouches d'Angélique
BE 0672.686.288
Verviers · Eq €13k
R.C. MOUSSE
BE 0446.694.797
Nivelles · Eq €13k
DS DEWULF
BE 1012.363.660
Poperinge · Eq €12k
ROJ.TEX
BE 0690.585.461
Anderlecht · Eq €11k
Of 598 companies in sector 13929 we hold annual accounts for 236. 77 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-11-2018
Fiscal year end31-12
Activities, NACEBEL
13929Manufacture of textiles
13921Manufacture of textiles
68310Real estate agency activities
68311Real estate activities
68312Real estate activities
68321Property management for co-owned buildings (syndics)
68322Real estate appraisal on a fee or contract basis
70200Business and other management consultancy
70220Business consulting
82920Office administrative, office support and other business support activities
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.