BE VALUED
ActiveSummary
BE VALUED has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €16,435 and a net result of -€1,482. Equity remains stable across the filed fiscal years (±1% per year). Its solvency ranks better than 94% of 12819 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability16▼-12
Solvency100=
Growth52=
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,000 at 30 days acceptable
Liquidity ample (current ratio 17.49 against 15.97 in 2024; short-term debt: 5.7% and cash: 60.8% of total assets), and 5.7% of the assets are financed with debt.
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Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Legal and accounting activities (NACE 69)
about 77% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
94.3%
Return on assets
-8.5%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-08-2026, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
29 d late
2024
25 d late
2023
59 d late
2022
24 d late
2021
47 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 37 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
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Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
Equity
€16,435▼ 8.3%
2024 · €17,917
Total assets
€17,432▼ 8.8%
2024 · €19,114
Net result
-€1,482▼ 108%
2024 · -€714
Working capital
€16,435▼ 8.3%
2024 · €17,917
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€15,322-€6,653▼ 56.6%€140▼ 97.9%-€575-€1,333▼ 132%
Net result€12,230within the sector's middle half-€4,906below the sector's middle half▼ 59.9%-€5below the sector's middle half-€714below the sector's middle half▼ 12,950%-€1,482below the sector's middle half▼ 108%
Equity€13,730below the sector's middle half-€18,636below the sector's middle half▲ 35.7%€18,631below the sector's middle half=€17,917below the sector's middle half▼ 3.8%€16,435below the sector's middle half▼ 8.3%
Total assets€20,453below the sector's middle half-€23,276below the sector's middle half▲ 13.8%€22,465below the sector's middle half▼ 3.5%€19,114below the sector's middle half▼ 14.9%€17,432below the sector's middle half▼ 8.8%
Debt€6,723-€4,639▼ 31.0%€3,834▼ 17.3%€1,197▼ 68.8%€997▼ 16.8%
Working capital€13,730within the sector's middle half-€18,636within the sector's middle half▲ 35.7%€18,631within the sector's middle half=€17,917within the sector's middle half▼ 3.8%€16,435within the sector's middle half▼ 8.3%
Solvency67.1%within the sector's middle half-80.1%above the sector's middle half▲ 12.9pp82.9%above the sector's middle half▲ 2.9pp93.7%above the sector's middle half▲ 10.8pp94.3%above the sector's middle half▲ 0.5pp
Current ratio3.04within the sector's middle half-5.02above the sector's middle half▲ 1.975.86above the sector's middle half▲ 0.8415.97above the sector's middle half▲ 10.1117.49above the sector's middle half▲ 1.53
Return on assets (ROA)59.8%above the sector's middle half-21.1%within the sector's middle half▼ 38.7pp0.0%below the sector's middle half▼ 21.1pp-3.7%below the sector's middle half▼ 3.7pp-8.5%below the sector's middle half▼ 4.8pp
above
within
below
the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €1,333 in 2025 against €575 in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €17,432
Equity
€16,435 ▼ 8.3%
Debt
€997 ▼ 16.8%
Debt's share of the balance-sheet total falls from 6.3% to 5.7%. Equity and debt are lower.
Key figures and ratios
Debt to equity
0.06▼
2024 · 0.07
ROE
-9.0%▼
2024 · -4.0%
Debt ≤ 1 year
€997▼
2024 · €1,197
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 3,442 companies that looked in July 2024 the way this one looks now, 2.1% went bankrupt within 24 months and 90% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a small loss
2.1%
went bankrupt
7.3%
stopped otherwise
90%
still going
A further 0.7% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.4% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 3,442 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Other operating charges640/8 | €348 | €348 | €384 | €387 | €400 | ▲ 3.2% |
| Gross operating margin9900 | €15,669 | €7,001 | €524 | -€187 | -€933 | ▼ 398% |
| Operating profit (loss)9901 | €15,322 | €6,653 | €140 | -€575 | -€1,333 | ▼ 132% |
| Financial charges65/66B | €34 | €112 | €146 | €139 | €149 | ▲ 7.3% |
| Recurring financial charges65 | €34 | €112 | €146 | €139 | €149 | ▲ 7.3% |
| Profit (loss) for the period before taxes9903 | €15,288 | €6,541 | -€5 | -€714 | -€1,482 | ▼ 108% |
| Income taxes67/77 | €3,058 | €1,635 | - | - | - | - |
| Profit (loss) for the period9904 | €12,230 | €4,906 | -€5 | -€714 | -€1,482 | ▼ 108% |
| Profit (loss) for the period to be appropriated9905 | €12,230 | €4,906 | -€5 | -€714 | -€1,482 | ▼ 108% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €20,453 | €23,276 | €22,465 | €19,114 | €17,432 | ▼ 8.8% |
| Current assets29/58 | €20,453 | €23,276 | €22,465 | €19,114 | €17,432 | ▼ 8.8% |
| Amounts receivable within one year40/41 | €12,100 | €6,050 | €6,070 | €6,166 | €6,191 | ▲ 0.4% |
| Trade receivables40 | €12,100 | €6,050 | €6,050 | €6,050 | €6,050 | = |
| Other amounts receivable41 | - | - | €20 | €116 | €141 | ▲ 22.3% |
| Cash at bank and in hand54/58 | €8,281 | €16,636 | €15,224 | €12,949 | €10,605 | ▼ 18.1% |
| Deferred charges and accrued income490/1 | €72 | €590 | €1,171 | - | €636 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €20,453 | €23,276 | €22,465 | €19,114 | €17,432 | ▼ 8.8% |
| Equity10/15 | €13,730 | €18,636 | €18,631 | €17,917 | €16,435 | ▼ 8.3% |
| Contributions10/11 | €1,500 | €1,500 | €1,500 | €1,500 | €1,500 | = |
| Reserves13 | €12,230 | €17,136 | €17,131 | €16,417 | €14,935 | ▼ 9.0% |
| Distributable reserves133 | €12,230 | €17,136 | €17,131 | €16,417 | €14,935 | ▼ 9.0% |
| Amounts payable17/49 | €6,723 | €4,639 | €3,834 | €1,197 | €997 | ▼ 16.8% |
| Amounts payable within one year42/48 | €6,723 | €4,639 | €3,834 | €1,197 | €997 | ▼ 16.8% |
| Trade debts44 | €199 | €20 | €357 | - | €911 | - |
| Suppliers440/4 | €199 | €20 | €357 | - | €911 | - |
| Taxes, remuneration and social security45 | €5,373 | €2,777 | €1,635 | €684 | - | - |
| Taxes450/3 | €5,373 | €2,777 | €1,635 | €684 | - | - |
| Other amounts payable47/48 | €1,150 | €1,842 | €1,842 | €514 | €85 | ▼ 83.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €12,230 | €4,906 | -€5 | -€714 | -€1,482 | ▼ 108% |
| Operating cash flow (approximation) | €12,230 | €4,906 | -€5 | -€714 | -€1,482 | ▼ 108% |
| Change in cash | - | €8,355 | -€1,411 | -€2,275 | -€2,344 | ▼ 3.0% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 29 days late
2025
31-12
Financial
Weakest financial yearnet -€1,482
Net result drops to -€1,482, the lowest in the series.
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 25 days late
2024
31-12
Financial
Liquidity triplescurrent ratio 15.97
Current ratio from 5.86 to 15.97; short-term debt falls from €3,834 to €1,197.
28-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 59 days late
2023
24-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 24 days late
2022
16-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 47 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mons · 1 establishment unit since 2021
Ground area
79 m²
Building footprint
259 m²
Volume, LiDAR
836 m³
Parcel 53019C0204/00X003, Wallonia · tallest building 7.9 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
BE VALUED
since 20212.314.265.095
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53019C0204/00X003indicative | Wallonia | 79 m² | 1 · 259 m² | 7.9 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
0 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BUREAU COMPTABLE TRINON
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TISTE CONSULT
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Of 12,174 companies in sector 69201 we hold annual accounts for 7,641. 4,049 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded12-02-2021
Fiscal year end31-12
Activities, NACEBEL 2025
69201Certified accountants and tax accountants
E-invoicing
Reachable via Peppol
Peppol ID
0208:0763590433
Also
9925:BE0763590433
Registered
13-10-2025
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.