Financials
- Fiscal year
- 2024
- Total assets
- €383,010
- Loss
- -€7,973
- Solvency
- -20.8%
Total assets▲ 143%
Net result
20182024
BE TO BUILD
ActiveSummary
The computed 12-month bankruptcy probability of BE TO BUILD is 3.8% (moderate). The 2024 annual accounts show negative equity (-€79,478) and a net result of -€7,973. Equity is shrinking by ~8.1% per year across the filed fiscal years. Its solvency ranks better than 20% of 18968 sector peers (fiscal year 2024). The company has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Full-service restaurants
NACE 56111NACE 55301Full-service restaurants NACE 56101
#3 oldest company in Grez-Doiceau, Accommodation and food service sector1 site
Size
€383,010total assets 2024
- Equity
- -€79,478
- Loss
- -€7,973
Turnover not published (abridged schema)
Structure
Accounts 67 d overdue0 of 6 deeds read
Why 47- Liquidity: current ratio 0.95, cash €339- Sector Food and beverage service activities (NACE 56)+ Founded in 1995+ Size: total assets €383,010Show the evidence
Checked score
Score 2024
47
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 20% of its sector peers (NACE 56, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2023
Weak
Solvency
4+4
equity -20.8% of total assets
Liquidity
0=
short-term debt 105.0% · cash 0.1%
Profitability
32-1
return on assets -2.1%
Bankruptcy probability, 12 months
3.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 7.1%
12-2024: 7.1%● 0.0% vs 11-2024
01-2025: 7.1%● 0.0% vs 12-2024
02-2025: 7.1%● 0.0% vs 01-2025
03-2025: 7.0%▼ -1.6% vs 02-2025
04-2025: 7.2%▲ +2.5% vs 03-2025
05-2025: 7.4%▲ +3.3% vs 04-2025
06-2025: 7.2%▼ -2.6% vs 05-2025
07-2025: 7.2%▲ +0.3% vs 06-2025
08-2025: 7.7%▲ +6.4% vs 07-2025
09-2025: 8.7%▲ +12.5% vs 08-2025highest value
10-2025: 5.6%▼ -35.3% vs 09-2025
11-2025: 5.6%● 0.0% vs 10-2025
12-2025: 5.6%● 0.0% vs 11-2025
01-2026: 3.2%▼ -43.5% vs 12-2025
02-2026: 3.2%● 0.0% vs 01-2026
03-2026: 3.2%● 0.0% vs 02-2026
04-2026: 3.1%▼ -1.9% vs 03-2026
05-2026: 3.0%▼ -2.5% vs 04-2026
06-2026: 2.9%▼ -5.1% vs 05-2026lowest value
07-2026: 2.9%▲ +2.6% vs 06-2026
08-2026: 3.5%▲ +17.9% vs 07-2026
09-2026: 3.8%▲ +10.1% vs 08-2026
10-2026: 3.8%▼ -0.8% vs 09-2026
- Liquidity: current ratio 0.95, cash €339 raises the probability
- Sector Food and beverage service activities (NACE 56) raises the probability
- Founded in 1995 lowers the probability for this profile
- Size: total assets €383,010 lowers the probability for this profile
No credit on open account
Liquidity short (current ratio 0.95 against 0.78 in 2023; short-term debt: 105% and cash: 0.1% of total assets), and equity is negative.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 56, micro). Better than this share of them on solvency 19%, liquidity 1%, profitability 28%, growth against the median 30%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year -€79,478
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-08-2025, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
31 d late
2023
67 d late
2022
71 d late
2021
436 d late
2020
125 d late
2019
138 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 145 days after the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 53% of the sector filed late.
Checked, nothing found (1)
- Annual accounts filedfiscal year 2024 · micro…
- Annual accounts filedfiscal year 2023 · micro…
- Annual accounts filedfiscal year 2022 · micro…
Key points
By topic
Timeline
- Events
- 12
- Since
- 2016
- 31-08-2025Annual accounts filed
- 06-10-2024Annual accounts filed
- 10-10-2023Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Public limited company
- Activity
- Full-service restaurantsNACE 56111
- Founded
- 16-02-1995
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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