Financials
- Fiscal year
- 2025
- Total assets
- €44,811
- Profit
- €1,881
- Solvency
- 8.7%
BE.SAWA
ActiveSummary
The computed 12-month bankruptcy probability of BE.SAWA is 4.5% (elevated). The 2025 annual accounts show equity of €3,881 and a net result of €1,881. Its solvency ranks better than 21% of 5,633 sector peers (NACE 49, fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Scheduled passenger transport by road
NACE 49310
1 site
Size
€44,811total assets 2025
- Equity
- €3,881
- Profit
- €1,881
Turnover not published (abridged schema)
Structure
Accounts filed 61 days late
Why 37- Founded in 2025- Sector Land transport and transport via pipelines (NACE 49)- Latest accounts 61 days late; 1 of the last 3 late- Size: total assets €44,811Show the evidence
Checked score
Score 2025
37
/ 100
Weak
Probability in this band: 4.2% to 15.0%
Financially better than 31% of its sector peers (NACE 49, micro)
Financial strength
Weak
Solvency
34
equity 8.7% of total assets
Liquidity
24
short-term debt 91.3% · cash 19.1%
Profitability
74
return on assets 4.2%
Bankruptcy probability, 12 months
4.5%
Elevated
0%0.5%1.5%4%10%≥ 25%
About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
06-2026: 3.6%lowest value
07-2026: 3.7%▲ +0.1 percentage points vs 06-2026
08-2026: 3.8%▲ +0.1 percentage points vs 07-2026
09-2026: 4.2%▲ +0.4 percentage points vs 08-2026
10-2026: 4.5%▲ +0.3 percentage points vs 09-2026highest value
No publishable credit limit; credit only on tighter terms
Liquidity short (current ratio 0.74; short-term debt: 91.3% and cash: 19.1% of total assets), and 91.3% of the assets are financed with debt.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 49, micro): better than 21% on solvency, 21% on liquidity and 52% on profitability.
The bankruptcy probability was computed on 06-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Six signals.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 5633 sector peers (2025).
NBB · sector comparisonPosition among 5633 sector peers
Solvency
better than 21%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-09-2026, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
61 days late
← before the deadline
after the deadline →
Checked, nothing found (1)
- Annual accounts filedfiscal year 2025 · micro…
Key points
By topic
Timeline
- Events
- 1
- Since
- 2026
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Scheduled passenger transport by roadNACE 49310
- Founded
- 06-05-2025
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark Roughly what is this company worth?Value indication
Your own company? See how customers, suppliers and banks see it and what to improve first.
Investigating this company? Keep it with today's facts in a case file.