Be-Progress
ActiveSummary
Be-Progress has been active since 2017 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €30,325 and a net result of -€28,043. Equity is growing by about 22% per year across the filed financial years. Its solvency ranks better than 39% of 8,558 sector peers (NACE 73, financial year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Overview
- Equity
- €30,325
- Loss
- -€28,043
Why 81raises riskLast filed accounts filed 31 days late; 2 of the last 3 lateLoss of €28,043, the second in a row (financial year 2025)lowers riskLiquidity: current ratio 1.43, cash €36,830Sector: Advertising, market research and public relations activities (NACE 73)Show the evidence
Checked score
About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 73, micro): better than 41% on solvency, 75% on liquidity and 6% on profitability.
The bankruptcy probability was computed on 29-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
This company filed its last 7 accounts on average 92 days after the deadline; the sector median (NACE 73) for financial year 2023 is 5 days before the deadline, and 38% of those companies filed late.
Searched, nothing found (2)
- Annual accounts filedfinancial year 2025 · micro…
- Weakest financial yearnet -€28,043
- Annual accounts filedfinancial year 2023 · micro…
Financials · financial year 2025, micro format
2025 annual accounts filed late (31 days) Filed on 31 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00504996.
2020 to 2025, 5 financial years 2018 to 2025, 7 financial years
The operating result is -€24,364 in 2025, compared with -€23,850 in 2023. Comparable figures for the intervening years are unavailable.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 73, Advertising, market research and public relations activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Peer companies
Historical observationOf the 3,591 companies that looked in July 2024 the way this one looks now, 3.0% went bankrupt within 24 months and 87.4% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a loss of 10% of the balance sheet or more
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.5% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 3,591 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €779 | €779 | €796 | €3,747 | €5,258 | €3,218 | €11,034 | - |
| Other operating charges640/8 | - | - | - | €1,444 | €787 | €1,157 | €1,419 | - |
| Gross operating margin9900 | €31,014 | -€9,595 | €40,894 | €47,696 | €61,207 | -€19,476 | -€11,911 | - |
| Operating profit (loss)9901 | €29,044 | -€11,377 | €39,037 | €42,504 | €55,162 | -€23,850 | -€24,364 | - |
| Financial income75/76B | - | - | - | €121 | - | €512 | €134 | - |
| Recurring financial income75 | €23 | €4 | €172 | €121 | - | €512 | €134 | - |
| Financial charges65/66B | - | - | - | €334 | €302 | €380 | €2,899 | - |
| Recurring financial charges65 | €873 | €797 | €494 | €334 | €302 | €380 | €2,899 | - |
| Profit (loss) for the period before taxes9903 | €28,193 | -€12,170 | €38,715 | €42,291 | €54,859 | -€23,718 | -€27,128 | - |
| Income taxes67/77 | €2,779 | €687 | €6,958 | €2,369 | €15,562 | €67 | €915 | - |
| Profit (loss) for the period9904 | €25,414 | -€12,857 | €31,757 | €39,922 | €39,297 | -€23,785 | -€28,043 | - |
| Profit (loss) for the period to be appropriated9905 | €25,414 | -€12,857 | €31,757 | €39,922 | €39,297 | -€23,785 | -€28,043 | - |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||
| Total assets20/58 | €43,097 | €25,229 | €57,109 | €67,498 | €90,766 | €113,125 | €75,497 | - |
| Fixed assets21/28 | €2,507 | €1,727 | €3,264 | €19,353 | €17,143 | €57,715 | €35,647 | - |
| Tangible fixed assets22/27 | €2,507 | €1,727 | €3,264 | €19,353 | €17,143 | €57,715 | €35,647 | - |
| Land and buildings22 | - | - | - | €15,557 | €13,906 | €13,938 | €10,292 | - |
| Furniture and vehicles24 | - | - | - | €3,796 | €3,237 | €3,109 | €953 | - |
| Leasing and similar rights25 | - | - | - | - | - | €40,668 | €24,401 | - |
| Current assets29/58 | €40,590 | €23,501 | €53,845 | €48,145 | €73,623 | €55,410 | €39,851 | - |
| Amounts receivable within one year40/41 | €30,917 | €13,546 | €34,902 | €19,182 | €14,298 | €23,789 | €1,192 | - |
| Trade receivables40 | - | - | - | €2,338 | €12,850 | €9,416 | - | - |
| Other amounts receivable41 | - | - | - | €16,844 | €1,448 | €14,373 | €1,192 | - |
| Cash at bank and in hand54/58 | €8,863 | €9,225 | €18,253 | €28,255 | €51,398 | €29,428 | €36,830 | - |
| Deferred charges and accrued income490/1 | - | - | - | €708 | €7,927 | €2,193 | €1,828 | - |
| Equity and liabilities | ||||||||
| Total equity and liabilities10/49 | €43,097 | €25,229 | €57,109 | €67,498 | €90,766 | €113,125 | €75,497 | - |
| Equity10/15 | €14,022 | €1,164 | €22,922 | €22,844 | €62,141 | €38,357 | €30,325 | - |
| Contributions10/11 | €6,200 | €6,200 | - | €6,200 | €6,200 | €8,060 | €8,060 | - |
| Reserves13 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | - | €20,000 | - |
| Non-distributable reserves130/1 | - | - | - | €1,860 | €1,860 | - | - | - |
| Reserves not available under the articles1311 | - | - | - | €1,860 | €1,860 | - | - | - |
| Distributable reserves133 | - | - | - | - | - | - | €20,000 | - |
| Profit (loss) carried forward14 | €5,962 | -€6,896 | €14,862 | €14,784 | €54,081 | €30,297 | €2,265 | - |
| Amounts payable17/49 | €29,075 | €24,064 | €34,187 | €44,654 | €28,625 | €74,768 | €45,172 | - |
| Amounts payable after more than one year17 | - | - | - | - | - | €33,632 | €17,292 | - |
| Financial debts170/4 | - | - | - | - | - | €33,632 | €17,292 | - |
| Amounts payable within one year42/48 | €29,075 | €24,064 | €34,187 | €44,654 | €28,625 | €41,136 | €27,881 | - |
| Current portion of amounts payable after more than one year42 | - | - | - | - | - | €7,036 | €8,141 | - |
| Trade debts44 | €2,637 | €12,085 | - | €2,285 | €42 | €2,524 | €4,055 | - |
| Suppliers440/4 | - | - | - | €2,285 | €42 | €2,524 | €4,055 | - |
| Taxes, remuneration and social security45 | - | - | - | €2,369 | €15,562 | €31,577 | €6,897 | - |
| Taxes450/3 | - | - | - | €2,369 | €15,562 | €31,577 | €6,897 | - |
| Other amounts payable47/48 | - | - | - | €40,000 | €13,020 | - | €8,787 | - |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €25,414 | -€12,857 | €31,757 | €39,922 | €39,297 | -€23,785 | -€28,043 | - |
| + Depreciation and write-downs630 | €779 | €779 | €796 | €3,747 | €5,258 | €3,218 | €11,034 | - |
| Operating cash flow (approximation) | €26,194 | -€12,078 | €32,553 | €43,669 | €44,556 | -€20,567 | -€17,009 | - |
| Investment in fixed assets (approximation) | - | €0 | -€2,333 | -€19,836 | -€3,048 | -€43,790 | - | - |
| Change in cash | - | €362 | €9,027 | €10,002 | €23,143 | -€21,970 | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (8)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | micro format | 31-08-2026 | 2026-00504996 |
| 31-12-2023 | micro format | 29-08-2024 | 2024-00418391 |
| 31-12-2022 | micro format | 04-07-2024 | 2024-00206983 |
| 31-12-2021 | micro format | 31-08-2022 | 2022-20426111 |
| 31-12-2020 | micro format | 31-08-2021 | 2021-65500084 |
| 31-12-2019 | micro format | 30-12-2020 | 2020-77600540 |
| 31-12-2018 | micro format | 30-08-2019 | 2019-63000013 |
| 31-12-2017 | micro format | 30-08-2019 | 2019-62400030 |
Similar companies · same sector, comparable size
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Not every act has been read: a resignation may still be missing
Mandate history
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| BEGUIN Marie-France |
|
Owners and capital
Capital and shareholders
- 19-12-2023 Capital stated in the deed · 100 shares
Group and network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
Acts, filings and financial milestones
19-12
Gazette deed
Resignation: BEGUIN Marie-France (gerante)Reappointment: BEGUIN Marie-France (administratrice non statutaire) · Amendment of the articles · Capital conversion8 facts ▸
- General meeting, 12-12-2023
- Amendment of the articles (2 times)
- Capital conversion, EUR, “convertis de plein droit” (deed in French)
- Reserve release, “suppression, fonds disponibles pour distribution” (deed in French)
- Capital
- Power of attorney
- Director resignation, BEGUIN Marie-France (gerante)
- Director reappointment, BEGUIN Marie-France (administratrice non statutaire)
About the unread acts
Of the 2 Belgian Official Gazette deeds we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 61061A0393/00B005 | Wallonia | 197 m² | 1 · 68 m² | 9.8 m · 3 |
How the parcels are linked
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “Toutes activités de conseil ou de consultance à des entreprises,des pouvoirs publics ou des particuliers en toutes matières et…” (deed in French)
7 activities (deed in French)
- Toutes activités de conseil ou de consultance à des entreprises,des pouvoirs publics ou des particuliers en toutes matières et notamment,mais pas exclusivement,en matière de management,d’achats,de supply chain,recherches et développements,marketing,finances,ressources humaines,stratégie d’entreprise,coaching individuel ou en entreprise
- La prestation de conseils,d’assistance et de services au point de vue de la gestion technique,administrative et commerciale à toutes les sociétés et entreprises
- Des prestations de conseils de manière générale notamment en entreprise,le conseil en création d’entreprise,aux prestations de conseils,de services,d’ingénierie,d’obtention de brevets et de licences,d’organisation et de gestion,de formation,associées à la mise en œuvre de tels projets
- Les services de marketing,d’agence d’organisation,de production d’événements,d’expositions artistiques,culturelles,la promotion,l’organisation et/ou la gestion d’événements professionnels et de congrès,d’événements culturels,sportifs et autres
- La réalisation d’études de marché ; la publicité et les relations publiques sous toutes formes et supports,pour les relations intra-groupe,les fournisseurs et les clients,l’organisation de conférences,de formations,d’expositions,et de concours,la publication d’ouvrage sur tout support
- La prise de participations dans des investissements immeubles,toute activité relative à des biens immeubles bâtis ou non-bâtis,ainsi que toutes opérations quelconques en matière de droits immobiliers et plus particulièrement : l’acquisition par l’achat ou autrement,la vente,l’échange,l’amélioration,l’équipement,l’aménagement,la location-financement de biens immeubles,le conseil en investissement immobilier,l’activité de marchand de biens
- La gestion et la valorisation d’un patrimoine immobilier,avec ou sans lien direct avec ses autres activités,en pleine propriété ou en droits réels,notamment par l’achat,la vente,la location,la mise en location,la viabilisation,le lotissement,la mise à disposition,la rénovation,la construction,le tout au sens le plus large
- Name clauseThe name the company operates under according to its articles.
- BE-PROGRESS
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Région Wallonne, sièges administratifs,agences,ateliers,dépôts et succursales tant en Belgique qu'à l'étranger par simple décision de…” (deed in French)
Who represents it, and how
- Board ruleHow the board is made up, meets and takes decisions.
- “Un ou plusieurs, avec ou sans limitation” (deed in French)1 more provision on this in the deed
Capital, shares and profit
- Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
- “Cession d’actions, Article 10” (deed in French)
- Share issue ruleHow and by whom new shares can be issued.
- “Actions nouvelles à souscrire en numéraire offertes par préférence aux actionnaires existants proportionnellement aux actions détenues…” (deed in French)
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- Last Monday of April at 18:00
Oversight and winding up
- Dissolution ruleWhen and by whom the company can be dissolved.
- “Assemblee generale, modifications statuts” (deed in French)
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- “Aucun autre designe, administrateurs en fonction” (deed in French)