BE & Partners
ActiveBE & Partners has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €95k and a net result of €43k. Equity is growing by ~5.5% per year across the filed fiscal years. Its solvency ranks better than 27% of 31540 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
71
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability83▲+79
Solvency50▲+11
Growth78▲+46
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity tight (current ratio 1.31 against 1.0 in 2024; short-term debt: 40.1% and cash: 8.6% of total assets), and 75.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
24.9%
Return on assets
11.2%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 16-03-2026, 45 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
45 d early
2024
47 d early
2023
64 d early
2022
54 d early
2021
85 d early
2020
66 d early
2019
76 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€95k▲ 82.1%
2024 · €52k
2018: €52k
2019: €67k
2020: €72k
2021: €100k
2022: €94k
2023: €97k
2024: €52k
2018 → 2025
Total assets
€380k▲ 2.6%
2024 · €371k
2018: €424k
2019: €483k
2020: €482k
2021: €487k
2022: €507k
2023: €465k
2024: €371k
2018 → 2025
Net result
€43k
2024 · €-45k
2018: €10k
2019: €15k
2020: €4k
2021: €28k
2022: €-6k
2023: €3k
2024: €-45k
2018 → 2025
Working capital
€47k▲ 570,536%
2024 · €8
2018: €16k
2019: €30k
2020: €-8k
2021: €49k
2022: €26k
2023: €44k
2024: €8
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€100k-€94k▼ 5.7%€97k▲ 3.0%€52k▼ 46.3%€95k▲ 82.1%
Operating result€41k-€-2k€6k€-42k€45k
Net result€28k-€-6k€3k€-45k€43k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €45k after a loss of €42k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €380k
Fixed assets
€181k▼ 9.7%
Current assets
€199k▲ 17.1%
Equity and liabilities €380k
Equity
€95k▲ 82.1%
Debt
€286k▼ 10.4%
The debt ratio falls from 86.0% to 75.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€64k▲
2024 · €-22k
Cash flow
€62k▲
2024 · €-24k
Solvency
24.9%▲
2024 · 14.0%
Current ratio
1.31▲
2024 · 1.00
Quick ratio
1.11▲
2024 · 0.78
Debt / equity
3.02▼
2024 · 6.14
ROE
45.1%▲
2024 · -86.3%
ROA
11.2%▲
2024 · -12.1%
Interest coverage
24.72▲
2024 · -8.14
Debt
€286k▼
2024 · €319k
Debt ≤ 1 year
€153k▼
2024 · €170k
Debt > 1 year
€133k▼
2024 · €148k
Staff costs
€26k▼
2024 · €41k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€371k€380k▲
Fixed assets21/28€200k€181k▼
Tangible fixed assets22/27€200k€181k▼
Land and buildings22€198k€180k▼
Plant, machinery and equipment23€2k€1k▼
Current assets29/58€170k€199k▲
Stocks and contracts in progress3€38k€30k▼
Stocks30/36€38k€30k▼
Amounts receivable within one year40/41€48k€104k▲
Trade receivables40€43k€64k▲
Other amounts receivable41€5k€40k▲
Current investments50/53€47k€32k▼
Cash at bank and in hand54/58€38k€33k▼
Deferred charges and accrued income490/1€143-
Equity and liabilities
Total equity and liabilities10/49€371k€380k▲
Equity10/15€52k€95k▲
Contributions10/11€9k€9k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€41k€84k▲
Amounts payable17/49€319k€286k▼
Amounts payable after more than one year17€148k€133k▼
Financial debts170/4€148k€133k▼
Amounts payable within one year42/48€170k€153k▼
Current portion of amounts payable after more than one year42€15k€15k▲
Trade debts44€143k€122k▼
Suppliers440/4€143k€122k▼
Advances received on contracts in progress46€6k-
Taxes, remuneration and social security45€6k€15k▲
Taxes450/3€5k€13k▲
Remuneration and social security454/9€1k€2k▲
Accrued charges and deferred income492/3€457€399▼
Income statement
Code20242025
Non-recurring operating income76A€6k-
Remuneration, social security and pensions62€41k€26k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€21k€20k▼
Other operating charges640/8€1k€1k▼
Gross operating margin9900€20k€91k▲
Operating profit (loss)9901€-42k€45k▲
Financial income75/76B€248€303▲
Recurring financial income75€248€303▲
Financial charges65/66B€3k€3k▼
Recurring financial charges65€3k€3k▼
Profit (loss) for the period before taxes9903€-45k€43k▲
Income taxes67/77€38-
Profit (loss) for the period9904€-45k€43k▲
Profit (loss) for the period to be appropriated9905€-45k€43k▲
Appropriation of the result
Profit (loss) to be appropriated9906€41k€84k▲
Profit (loss) brought forward from the previous period14P€86k€41k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Back to profitnet €43k
Net result €43k after one loss-making year.
14-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Weakest financial yearnet €-45k ▼1679%
Net result drops to €-45k, the lowest in the series; recovery starts the following year.
26-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
07-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
04-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
23-02
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
14-02
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
12-02
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
09-02
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
15-02
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Geel · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Pas 1822440 GeelGround area
316 m²
Building footprint
110 m²
Volume, LiDAR
810 m³
Parcel 13373L0817/00W018, Flanders · tallest building 12.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
BE&PARTNERS
since 20032.134.976.631
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13373L0817/00W018 | Flanders | 316 m² | 1 · 110 m² | 12.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 6 entries · 8,015 EUR awarded · 7,835 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 375 EUR | 195 EUR |
| 2024 | 1 | 293 EUR | 293 EUR |
| 2023 | 2 | 5,914 EUR | 6,012 EUR |
| 2022 | 2 | 1,433 EUR | 1,335 EUR |
Schemes
KRATOS, het Vlaams Bedrijfsadviessysteem voor land- en tuinbouwers
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 82,524 companies in sector 70200 we hold annual accounts for 52,566. 40,509 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-07-2003
Fiscal year end30-09
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
74909Other professional, scientific and technical activities
74999Other professional, scientific and technical activities
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesPhone:083/ 65 71 24
Fax:083/ 66 84 13