Be-Lie-F
ActiveSummary
Be-Lie-F has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €56k and a net result of €255k. Equity is growing by ~19.7% per year across the filed fiscal years. Its solvency ranks better than 40% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
81
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency69▲+3
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity tight (current ratio 1.23 against 1.11 in 2024; short-term debt: 55.9% and cash: 33.3% of total assets), and 56% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
44%
Return on assets
201.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
23 d early
2024
29 d late
2023
25 d early
2022
52 d early
2021
39 d early
2020
36 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€56k▲ 0.5%
2024 · €56k
2020: €7k
2021: €36k
2022: €161k
2023: €39k
2024: €56k
2020 → 2025
Total assets
€127k▼ 7.5%
2024 · €137k
2020: €14k
2021: €63k
2022: €221k
2023: €175k
2024: €137k
2020 → 2025
Net result
€255k▲ 49.7%
2024 · €171k
2020: €6k
2021: €30k
2022: €126k
2023: €168k
2024: €171k
2020 → 2025
Working capital
€16k▲ 73.3%
2024 · €9k
2020: €5k
2021: €7k
2022: €111k
2023: €-13k
2024: €9k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€36k-€161k▲ 352%€39k▼ 75.8%€56k▲ 42.5%€56k▲ 0.5%
Operating result€48k-€164k▲ 243%€221k▲ 35.1%€225k▲ 1.8%€271k▲ 20.4%
Net result€30k-€126k▲ 319%€168k▲ 33.5%€171k▲ 1.7%€255k▲ 49.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 20% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €127k
Fixed assets
€40k ▼ 14.1%
Current assets
€87k ▼ 4.0%
Equity and liabilities €127k
Equity
€56k ▲ 0.5%
Debt
€71k ▼ 12.9%
Debt's share of the balance-sheet total falls from 59.5% to 56.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€279k▲
2024 · €233k
Cash flow
€263k▲
2024 · €179k
Current ratio
1.23▲
2024 · 1.11
Debt to equity
1.27▼
2024 · 1.47
ROE
457.4%▲
2024 · 307.2%
ROA
201.5%▲
2024 · 124.5%
Interest coverage
132.78▲
2024 · 98.69
Debt ≤ 1 year
€71k▼
2024 · €81k
Income taxes
€66k▲
2024 · €54k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet
Code20242025
Assets
Total assets20/58€137k€127k▼
Fixed assets21/28€47k€40k▼
Tangible fixed assets22/27€19k€12k▼
Plant, machinery and equipment23€153€1k▲
Furniture and vehicles24€17k€10k▼
Other tangible fixed assets26€1k€974▼
Financial fixed assets28€27k€27k=
Current assets29/58€90k€87k▼
Amounts receivable within one year40/41€32€1▼
Other amounts receivable41€32€1▼
Current investments50/53€35k€43k▲
Cash at bank and in hand54/58€54k€42k▼
Deferred charges and accrued income490/1€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€137k€127k▼
Equity10/15€56k€56k▲
Contributions10/11€1k€1k=
Reserves13€55k€55k▲
Distributable reserves133€55k€55k▲
Amounts payable17/49€81k€71k▼
Amounts payable within one year42/48€81k€71k▼
Trade debts44€1k€699▼
Suppliers440/4€1k€699▼
Taxes, remuneration and social security45€16k€25k▲
Taxes450/3€16k€25k▲
Other amounts payable47/48€64k€45k▼
Accrued charges and deferred income492/3€202€83▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€8k▼
Gross operating margin9900€233k€279k▲
Operating profit (loss)9901€225k€271k▲
Financial income75/76B€2k€52k▲
Recurring financial income75€2k€52k▲
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€225k€321k▲
Income taxes67/77€54k€66k▲
Profit (loss) for the period9904€171k€255k▲
Profit (loss) for the period to be appropriated9905€171k€255k▲
Appropriation of the result
Profit (loss) to be appropriated9906€171k€255k▲
Transfer to equity691/2€17k€299▼
To other reserves6921€17k€299▼
Profit to be distributed694/7€154k€255k▲
Return on contributions (dividend)694€154k€255k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2020net €255k ▲49.7%
Operating result €271k, net result €255k, both a record.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
06-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
09-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity doublescurrent ratio 2.87
Current ratio from 1.26 to 2.87.
31-12
Financial
Equity above €150kEq €161k ▲352%
3 profitable years in a row build equity to €161k.
22-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
25-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leuven · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Pastoor Eeckelaerslaan 23010 LeuvenGround area
546 m²
Building footprint
181 m²
Volume, LiDAR
1,542 m³
Parcel 24482F0194/00C014, Flanders · tallest building 11.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Be-Lie-F
since 20202.300.441.904
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24482F0194/00C014 | Flanders | 546 m² | 1 · 181 m² | 11.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 506 EUR awarded · 506 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 506 EUR | 506 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 38,628 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-03-2020
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.