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BE KIND

Active
Private limited companyfounded 20215 yrs activeOfferandestraat 33, 2060 Antwerpen, BelgiumKBO/BCE: BE 0770.919.376
Summary

The computed 12-month bankruptcy probability of BE KIND is 2.5% (moderate). The annual accounts of BE KIND for fiscal year 2025 show a net loss of 209% of the equity at the start of that year. The 2025 annual accounts show equity of €615 and a net result of -€1,282. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 28% of 18606 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2024
Profitability0=
Solvency33▼-2
Growth78▲+26
Track record94
Bankruptcy probability, 12 months
2.5% Moderate
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity tight (current ratio 1.09 against 1.11 in 2024; short-term debt: 91.6% and cash: 36.6% of total assets), and 91.6% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 5 years 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
8.4%
Return on assets
-17.4%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filings
Deviation from the deadline
2025
31 d late
2024
61 d late
2023
152 d late
2022
249 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 123 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

BE KIND was incorporated on 8 July 2021 as a Private limited company.1 Total assets rose from EUR 5,945 in 2023 to EUR 7,353 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2023 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€615=
2024 · €615
Total assets
€7,353▲ 17.6%
2024 · €6,251
Net result
-€1,282▲ 66.6%
2024 · -€3,839
Working capital
€615=
2024 · €615
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line2022202320242025
Operating result-€2,438-€2,025-€3,728-€1,090▲ 70.8%
Net result-€2,513within the sector's middle half-€1,967within the sector's middle half-€3,839within the sector's middle half-€1,282within the sector's middle half▲ 66.6%
Equity-€513below the sector's middle half-€1,453below the sector's middle half€615below the sector's middle half▼ 57.7%€615below the sector's middle half=
Total assets€20below the sector's middle half-€5,945below the sector's middle half▲ 29,954%€6,251below the sector's middle half▲ 5.2%€7,353below the sector's middle half▲ 17.6%
Debt€533-€4,491▲ 743%€5,637▲ 25.5%€6,739▲ 19.6%
Working capital-€513within the sector's middle half-€1,453within the sector's middle half€615within the sector's middle half▼ 57.7%€615within the sector's middle half=
Solvency24.4%within the sector's middle half9.8%within the sector's middle half▼ 14.6pp8.4%within the sector's middle half▼ 1.5pp
Current ratio1.32within the sector's middle half1.11within the sector's middle half▼ 0.211.09within the sector's middle half▼ 0.02
Return on assets (ROA)33.1%above the sector's middle half-61.4%below the sector's middle half▼ 94.5pp-17.4%below the sector's middle half▲ 44.0pp
Staff (FTE)0.3
above within below the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€4,000-€2,000€0€2,000Operating result 2022: -€2,438-€2,438Net result 2022: -€2,513-€2,513Operating result 2023: €2,025€2,025Net result 2023: €1,967€1,967Operating result 2024: -€3,728-€3,728Net result 2024: -€3,839-€3,839Operating result 2025: -€1,090-€1,090Net result 2025: -€1,282-€1,2822022202320242025-€4,000-€2,000€0€2,000Operating result 2023: €2,025€2,020Net result 2023: €1,967€1,970Operating result 2024: -€3,728-€3,730Net result 2024: -€3,839-€3,840Operating result 2025: -€1,090-€1,090Net result 2025: -€1,282-€1,280202320242025
The operating result stays negative: a loss of €1,090 in 2025 against €3,728 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €7,353
Equity €615 =
Debt €6,739 ▲ 19.6%
Debt's share of the balance-sheet total rises from 90.2% to 91.6%. Debt is higher.
Key figures and ratios
2025 value · change against 2024
Quick ratio
0.77▼
2024 · 1.11
Debt ≤ 1 year
€6,739▲
2024 · €5,637
Equity ratios withheld: equity of €615 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 647 companies that looked in July 2024 the way this one looks now, 6.6% went bankrupt within 24 months and 86% are still going.

  • Micro
  • 5 to 10 years old
  • solvency under 10%
  • a loss of 10% of the balance sheet or more
6.6% went bankrupt
5.6% stopped otherwise
86% still going

A further 2.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 2.5% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 647 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 32 lines
Balance sheet Code20242025
Assets
Total assets20/58€6,251€7,353▲
Current assets29/58€6,251€7,353▲
Stocks and contracts in progress3-€2,168
Stocks30/36-€2,168
Amounts receivable within one year40/41-€2,498
Trade receivables40-€2,180
Other amounts receivable41-€318
Cash at bank and in hand54/58€6,251€2,688▼
Equity and liabilities
Total equity and liabilities10/49€6,251€7,353▲
Equity10/15€615€615=
Contributions10/11€5,000€5,000=
Profit (loss) carried forward14-€4,385-€4,385=
Amounts payable17/49€5,637€6,739▲
Amounts payable within one year42/48€5,637€6,739▲
Trade debts44€407€827▲
Suppliers440/4€407€827▲
Taxes, remuneration and social security45€3,439€2,236▼
Taxes450/3€2,388€2,236▼
Remuneration and social security454/9€1,052-
Other amounts payable47/48€1,790€3,676▲
Income statement Code20242025
Remuneration, social security and pensions62€7,993-
Other operating charges640/8€1,573€862▼
Gross operating margin9900€5,838-€228▼
Operating profit (loss)9901-€3,728-€1,090▲
Financial charges65/66B€110€192▲
Recurring financial charges65€110€192▲
Profit (loss) for the period before taxes9903-€3,839-€1,282▲
Profit (loss) for the period9904-€3,839-€1,282▲
Profit (loss) for the period to be appropriated9905-€3,839-€1,282▲
Appropriation of the result
Profit (loss) to be appropriated9906-€4,385-€5,667▼
Profit (loss) brought forward from the previous period14P-€547-€4,385▼
Shareholders' contribution to the loss794-€1,282

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2022202320242025Change
Remuneration, social security and pensions62-€2,776€7,993--
Other operating charges640/8€379€1,047€1,573€862▼ 45.2%
Gross operating margin9900-€2,059€5,848€5,838-€228▼ 104%
Operating profit (loss)9901-€2,438€2,025-€3,728-€1,090▲ 70.8%
Financial charges65/66B€75€58€110€192▲ 74.7%
Recurring financial charges65€75€58€110€192▲ 74.7%
Profit (loss) for the period before taxes9903-€2,513€1,967-€3,839-€1,282▲ 66.6%
Profit (loss) for the period9904-€2,513€1,967-€3,839-€1,282▲ 66.6%
Profit (loss) for the period to be appropriated9905-€2,513€1,967-€3,839-€1,282▲ 66.6%
Line2022202320242025Change
Assets
Total assets20/58€20€5,945€6,251€7,353▲ 17.6%
Current assets29/58€20€5,945€6,251€7,353▲ 17.6%
Stocks and contracts in progress3---€2,168-
Stocks30/36---€2,168-
Amounts receivable within one year40/41---€2,498-
Trade receivables40---€2,180-
Other amounts receivable41---€318-
Cash at bank and in hand54/58€20€5,945€6,251€2,688▼ 57.0%
Equity and liabilities
Total equity and liabilities10/49€20€5,945€6,251€7,353▲ 17.6%
Equity10/15-€513€1,453€615€615=
Contributions10/11€2,000€2,000€5,000€5,000=
Profit (loss) carried forward14-€2,513-€547-€4,385-€4,385=
Amounts payable17/49€533€4,491€5,637€6,739▲ 19.6%
Amounts payable within one year42/48€533€4,491€5,637€6,739▲ 19.6%
Trade debts44€170€923€407€827▲ 103%
Suppliers440/4€170€923€407€827▲ 103%
Taxes, remuneration and social security45-€3,345€3,439€2,236▼ 35.0%
Taxes450/3-€3,345€2,388€2,236▼ 6.3%
Remuneration and social security454/9--€1,052--
Other amounts payable47/48€363€224€1,790€3,676▲ 105%
Line2022202320242025Change
Profit (loss) for the period9904-€2,513€1,967-€3,839-€1,282▲ 66.6%
Operating cash flow (approximation)-€2,513€1,967-€3,839-€1,282▲ 66.6%
Change in cash-€5,925€307-€3,564▼ 1,262%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
30-09
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
31-12
Financial Weakest financial yearnet -€3,839
Net result drops to -€3,839, the lowest in the series; recovery starts the following year.
30-12
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 152 days late
05-04
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 249 days late
2023
31-12
Financial Back to profitnet €1,967
Net result €1,967 after one loss-making year.
31-12
Financial Liquidity times 36current ratio 1.32
Current ratio from 0.04 to 1.32.
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2021
seat establishment The establishment unit on the map
Ground area
56 m²
Building footprint
47 m²
Volume, LiDAR
583 m³
Parcel 11808H0561/00A019, Flanders · tallest building 14.6 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
STAD PHONE
Offerandestraat 33, 2060 AntwerpenRetail trade
since 20212.320.256.430
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11808H0561/00A019 Flanders 56 m² 1 · 47 m² 14.6 m · 4 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 3,223 companies in sector 47400 we hold annual accounts for 1,808. 164 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded08-07-2021
Fiscal year end31-12
Activities, NACEBEL 2025
47400Retail sale of information and communication equipment
47789Other retail sale of new goods
E-invoicing
Reachable via Peppol
Peppol ID 0208:0770919376
Also 9925:BE0770919376
Registered 12-01-2026

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.