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BE HOME

Active
Public limited companyfounded 200323 yrs activeNapelsstraat 8, 1050 Elsene, BelgiumKBO/BCE: BE 0479.586.509
Summary

BE HOME has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €711,795 and a net result of -€3,652. Equity remains stable across the filed fiscal years (±2.1% per year). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

What they do
Activity not known2 sites
How big
€1.7mtotal assets 2025
Equity
€711,795
Loss
-€3,652
Turnover not published (abridged schema)
Financially healthy?
91 Excellent Checked score 2025
Bankruptcy chance 12 m
0.1%
Who decides
Accounts 2 d early0 of 5 deeds read
Why 91- Liquidity: current ratio 0.52, cash €24,811- Founded in 2003+ Size: total assets €1.7m+ Figures for FY 2025 (filed 29-01-2026)Show the evidence

Checked score

Score 2025
91 / 100
Excellent
Probability in this band: under 0.55%
Better than 33% of its sector peers (no NACE code, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Average
Solvency 66=
equity 41.2% of total assets
Liquidity 31-2
short-term debt 43.7% · cash 1.4%
Profitability 41-7
return on assets -0.2%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 3 months 08-2026: 0.1% 09-2026: 0.1%▲ +4.0% vs 08-2026highest value 10-2026: 0.1%▼ -5.7% vs 09-2026lowest value
  • Size: total assets €1.7m lowers the probability for this profile
  • Liquidity: current ratio 0.52, cash €24,811 raises the probability
  • Founded in 2003 raises the probability for this profile
  • Figures for FY 2025 (filed 29-01-2026) lowers the probability
Credit up to €60,000 at 30 days acceptable
Liquidity short (current ratio 0.52 against 0.56 in 2024; short-term debt: 43.7% and cash: 1.4% of total assets), and 58.8% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, micro). Better than this share of them on solvency 39%, liquidity 17%, profitability 31%, growth against the median 43%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Size: total assets €1.7m
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 0.52, cash €24,811
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Founded in 2003
In the bankruptcy model this factor raises the probability for this profile.
KBO
lowers risk · Figures for FY 2025 (filed 29-01-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
2 d early
2024
3 d early
2023
6 d early
2022
1 d early
2021
28 d early
2020
4 d early
2019
16 d early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 9 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 28 January (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-06-2026 close02-10-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Back to profitnet €13,346

Key points

  • Positive: Always filed on timeaccounts within the deadline every year 8 years View
  • Total assets 20256 fiscal years filed €1.7m View
  • Active since 2003founded 19-02-2003 23 years View

By topic

Financials

Fiscal year
2025
Total assets
€1.7m
Loss
-€3,652
Solvency
41.2%
Total assets▼ 2.0%
Net result
20192025
Go to Financials

Timeline

Events
12
Since
2017
Next accounts
by 31-01-2027
  1. 29-01-2026Annual accounts filed
  2. 28-01-2025Annual accounts filed
  3. 30-06-2024Back to profit
Go to Timeline

Company details

Sites
2
Legal form
Public limited company
Founded
19-02-2003
Year ends
30-06
Peppol
Reachable for e-invoices
Go to Company details

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