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BE GENEROUS

Active
Private limited companyfounded 2024active for 2 yearsKarabiniersstraat 29, 9910 Aalter, BelgiumKBO/BCE: BE 1014.249.024
Summary

BE GENEROUS has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €112,309 and a net result of €49,849. Its solvency ranks better than 81% of 413 sector peers (NACE 46, financial year 2026). The computed 12-month bankruptcy probability is 0.3% (very low).

Overview

Overview

Official details

Source: KBO
Status
Active since 27-09-2024 Normal situation
Activity
Agents specialised in the wholesale of other particular products NACE 46180and 4 others
Establishment unit
2.365.110.319 9910 Aalter, since 27-09-2024
Financial year end
31 March
Peppol
Reachable since 10-06-2025

Board and ownership

Board
Shareholders
  • GELAUDE Bastiaan Roland Mariadeed of 08-10-2024

Financial position

92 Excellent Checked score 2026
Bankruptcy probabilitywithin 12 months
0.3%
Annual accounts to 31-03-2026
Gross margin
€66,631
▼ 15.7%
Turnover
≈ €310,000
estimated
Profit
€49,849
▼ 19.1%
Equity
€112,309
▲ 77.4%
Total assets
€143,145
▲ 53.6%
  • 2026 accounts filed 2 days after the deadline
Score breakdownraises riskFounded in 2024Size: total assets €143,145lowers riskLiquidity: current ratio 4.26, cash €73,686Equity €112,309 (78.5% of total assets)Show the evidence

Checked score

Score 2026
92 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 92% of micro companies in wholesale trade (NACE 46)
Financial strength · tick: 2025
Strong
Solvency 100+7
equity 78.5% of total assets
Liquidity 93+7
short-term debt 21.5% · cash 51.5%
Profitability 100=
return on assets 34.8%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,896 companies, NACE 46, micro)
Last 24 months 10-2025: 1.6%highest value 11-2025: 0.2%▼ -1.4 percentage points vs 10-2025lowest value 12-2025: 0.2%● unchanged vs 11-2025lowest value 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.3%▲ +0.1 percentage points vs 07-2026 09-2026: 0.3%● unchanged vs 08-2026 10-2026: 0.4%▲ +0.1 percentage points vs 09-2026 11-2026: 0.3%▼ -0.1 percentage points vs 10-2026
Credit of up to €10,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record
Liquidity is ample, with a current ratio of 4.26 (2.82 in 2025), above the usual 1.5. Short-term debt is 21.5% and cash 51.5% of total assets. 21.5% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 90% of them on solvency, 91% on liquidity, 95% on profitability and 91% on growth.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-03-2026.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
lowers risk · Liquidity: current ratio 4.26, cash €73,686
NBB · annual accounts
raises risk · Founded in 2024
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Equity €112,309 (78.5% of total assets)
NBB · annual accounts
raises risk · Size: total assets €143,145
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · 2026 accounts filed 2 days late
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 02-11-2026, 2 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 2 filings
Deviation from the deadline
2026
2 days late
2025
1 day early
← before the deadline after the deadline →
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
05-11-2026 today31-03-2027 year end31-10-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2024.
KBO publications

Financials

Financials · financial year 2026, micro format

2026 annual accounts filed 2 days after the deadline Filed on 2 November 2026, deadline 31 October 2026 (7 months after the close on 31 March 2026, Companies Code art. 3:10). Source: NBB, 2026-00598449.

Annual accounts 2026 filed on 02-11-2026 at the NBB all 2 filings

Turnover
≈ €310,000
Estimated: probably between €160,000 and €730,000
Total assets
€143,145▲ 53.6%
2025 · €93,221
Net result
€49,849▼ 19.1%
2025 · €61,652
Working capital
€100,493▲ 84.3%
2025 · €54,537
Multi-year overview
2025 to 2026, 2 financial years
Operating result
€65,236
▼ 17.2% 2026
20252026
Net result
€49,849
▼ 19.1% 2026
20252026
Equity
€112,309
▲ 77.4% 2026
20252026
Total assets
€143,145
▲ 53.6% 2026
20252026
Debt
€30,836
▲ 3.0% 2026
20252026
Working capital
€100,493
▲ 84.3% 2026
20252026
Solvency
78.5%
▲ 10.6pp 2026
20252026
Current ratio
4.26
▲ 1.44 2026
20252026
Return on assets (ROA)
34.8%
▼ 31.3pp 2026
20252026
Every figure per financial year
Every figure with its change against the financial year before
favourable unfavourable
Line20252026
Operating result€78,782-€65,236▼ 17.2%
Net result€61,652above the sector's middle half-€49,849▼ 19.1%
Equity€63,293within the sector's middle half-€112,309▲ 77.4%
Total assets€93,221within the sector's middle half-€143,145▲ 53.6%
Debt€29,928-€30,836▲ 3.0%
Working capital€54,537within the sector's middle half-€100,493▲ 84.3%
Solvency67.9%within the sector's middle half-78.5%▲ 10.6pp
Current ratio2.82within the sector's middle half-4.26▲ 1.44
Return on assets (ROA)66.1%above the sector's middle half-34.8%▼ 31.3pp
above within below The sector band is the middle half of the companies in Wholesale trade (NACE 46). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.

The operating result for 2026 is 17% lower than in 2025.

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €143,145
Fixed assets €11,816 ▲ 34.9%
Current assets €131,329 ▲ 55.5%
Equity and liabilities €143,145
Equity €112,309 ▲ 77.4%
Debt €30,836 ▲ 3.0%
Debt's share of the balance-sheet total falls from 32.1% to 21.5%. Equity and debt are higher.
Key figures and ratios
2026 value · change against 2025
EBITDA
€66,631▼
2025 · €78,966
Cash flow
€51,244▼
2025 · €61,836
Debt to equity
0.27▼
2025 · 0.47
ROE
44.4%▼
2025 · 97.4%
Interest coverage
44.08▼
2025 · over 100
Debt ≤ 1 year
€30,836▲
2025 · €29,928
Income taxes
€13,875▼
2025 · €16,561
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.

Investments

fixed assets acquired
Item31-03-202531-03-2026
Tangible fixed assets€8,941€4,455
Depreciation and write-downs of the year€185€1,395

Source: notes to the 2025 to 2026 annual accounts (statement of fixed assets)

Annual accounts
Filed annual accounts As filed with the NBB · 2026 against 2025 · 41 lines
Balance sheet Code20252026
Assets
Total assets20/58€93,221€143,145▲
Fixed assets21/28€8,756€11,816▲
Tangible fixed assets22/27€8,756€11,816▲
Land and buildings22€7,798-
Furniture and vehicles24€958€602▼
Other tangible fixed assets26-€11,214
Current assets29/58€84,465€131,329▲
Amounts receivable within one year40/41€35,180€34,770▼
Trade receivables40€35,180€34,770▼
Current investments50/53-€21,627
Cash at bank and in hand54/58€49,284€73,686▲
Deferred charges and accrued income490/1-€1,247
Equity and liabilities
Total equity and liabilities10/49€93,221€143,145▲
Equity10/15€63,293€112,309▲
Contributions10/11€2,500€2,500=
Reserves13€60,000€109,000▲
Distributable reserves133€60,000€109,000▲
Profit (loss) carried forward14€793€809▲
Amounts payable17/49€29,928€30,836▲
Amounts payable within one year42/48€29,928€30,836▲
Trade debts44-€1,710
Suppliers440/4-€1,710
Taxes, remuneration and social security45€26,022€26,959▲
Taxes450/3€26,022€26,959▲
Other amounts payable47/48€3,906€2,166▼
Income statement Code20252026
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€185€1,395▲
Other operating charges640/8€50-
Gross operating margin9900€79,016€66,631▼
Operating profit (loss)9901€78,782€65,236▼
Financial charges65/66B€569€1,512▲
Recurring financial charges65€569€1,512▲
Profit (loss) for the period before taxes9903€78,212€63,724▼
Income taxes67/77€16,561€13,875▼
Profit (loss) for the period9904€61,652€49,849▼
Profit (loss) for the period to be appropriated9905€61,652€49,849▼
Appropriation of the result
Profit (loss) to be appropriated9906€61,652€50,642▼
Profit (loss) brought forward from the previous period14P-€793
Transfer to equity691/2€60,000€49,000▼
To other reserves6921€60,000€49,000▼
Profit to be distributed694/7€859€833▼
Return on contributions (dividend)694€859€833▼

The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2026 at the NBB, filed on 02-11-2026.

Line20252026Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€185€1,395▲ 655%
Other operating charges640/8€50--
Gross operating margin9900€79,016€66,631▼ 15.7%
Operating profit (loss)9901€78,782€65,236▼ 17.2%
Financial charges65/66B€569€1,512▲ 165%
Recurring financial charges65€569€1,512▲ 165%
Profit (loss) for the period before taxes9903€78,212€63,724▼ 18.5%
Income taxes67/77€16,561€13,875▼ 16.2%
Profit (loss) for the period9904€61,652€49,849▼ 19.1%
Profit (loss) for the period to be appropriated9905€61,652€49,849▼ 19.1%
Line20252026Change
Assets
Total assets20/58€93,221€143,145▲ 53.6%
Fixed assets21/28€8,756€11,816▲ 34.9%
Tangible fixed assets22/27€8,756€11,816▲ 34.9%
Land and buildings22€7,798--
Furniture and vehicles24€958€602▼ 37.2%
Other tangible fixed assets26-€11,214-
Current assets29/58€84,465€131,329▲ 55.5%
Amounts receivable within one year40/41€35,180€34,770▼ 1.2%
Trade receivables40€35,180€34,770▼ 1.2%
Current investments50/53-€21,627-
Cash at bank and in hand54/58€49,284€73,686▲ 49.5%
Deferred charges and accrued income490/1-€1,247-
Equity and liabilities
Total equity and liabilities10/49€93,221€143,145▲ 53.6%
Equity10/15€63,293€112,309▲ 77.4%
Contributions10/11€2,500€2,500=
Reserves13€60,000€109,000▲ 81.7%
Distributable reserves133€60,000€109,000▲ 81.7%
Profit (loss) carried forward14€793€809▲ 2.0%
Amounts payable17/49€29,928€30,836▲ 3.0%
Amounts payable within one year42/48€29,928€30,836▲ 3.0%
Trade debts44-€1,710-
Suppliers440/4-€1,710-
Taxes, remuneration and social security45€26,022€26,959▲ 3.6%
Taxes450/3€26,022€26,959▲ 3.6%
Other amounts payable47/48€3,906€2,166▼ 44.5%
Line20252026Change
Profit (loss) for the period9904€61,652€49,849▼ 19.1%
+ Depreciation and write-downs630€185€1,395▲ 655%
Operating cash flow (approximation)€61,836€51,244▼ 17.1%
Investment in fixed assets (approximation)--€4,455-
Change in cash-€24,402-

A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.

Download as CSV

Historical observation

In July 2024, 39,278 companies had the same profile as BE GENEROUS has now. Two years later, 95.8% were still going and 1.8% had gone bankrupt.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
95.8% was still going
2.3% stopped otherwise
1.8% went bankrupt

Another 0.1% stopped without a precise date, possibly only after those two years.

The bankruptcy probability of BE GENEROUS itself is lower: 0.3% within 12 months. It rests on far more data about BE GENEROUS than the profile alone.

Test of the method

The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 39,278 companies, not a prediction for BE GENEROUS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Filings with the National Bank (2)
Financial year Type Filed Reference Document
31-03-2026 micro format 02-11-2026 2026-00598449 PDF
31-03-2025 micro format 30-10-2025 2025-00554116 PDF

Board & ownership

Directors

Directors
1 director, since incorporation
GELAUDE Bastiaan Roland Maria
Director (not named in the articles) · since 27-09-2024 · term for the life of the company · listed in the 2026 annual accounts, filed on 02-11-2026
Current
Signing authorityThe articles say who may bind the company, for example by signing a contract.
Each director alone
deed of 08-10-2024

Owners and capital

Shareholders

At incorporation deed of 08-10-2024 ↗

Capital transactions

Capital over time
  1. 08-10-2024 Incorporation · €2,500 · 100 shares

Articles of association

Board ruleThese rules set how the board is made up, meets and takes decisions.
At least 1 director

Articles of association, deed of 08-10-2024 (in Dutch)

Network & group

BE GENEROUS shares no director with another company.

Connections & network

1 current director
Depth

The network starts from the directors of BE GENEROUS. Every other company they run is a node.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

Timeline

Deeds, filings and financial milestones

Deadline for the 2027 accounts: 31-10-2027
2026
02-11
NBB filing Annual accounts 2026 filedNBB
micro format · 2 days late
31-03
Financial Equity above €100,000equity €112,309 ▲77.4%
With a profit in every financial year since 2025, equity grows to €112,309.
2025
30-10
NBB filing Annual accounts 2025 filedNBB
micro format · 1 day before the deadline
2024
08-10
Gazette deed Incorporation
Founding capital of €2,500, 100 shares · Founder: GELAUDE Bastiaan Roland Maria · Appointment: GELAUDE Bastiaan Roland Maria (director)4 points ▸
  • Founder, GELAUDE Bastiaan Roland Maria
  • Founding capital, €2,500, 100 shares
  • Registered office clause, Karabiniersstraat 29, 9910 Knesselare
  • Director appointment, GELAUDE Bastiaan Roland Maria (director (not named in the articles))
  • The deed holds 2 more points.

Open the deed in the Belgian Official Gazette

Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.

Sources:Publications in the Belgian Official GazetteFilings with the National Bank

History

BE GENEROUS was incorporated on 27 September 2024 as a private limited company by one natural person, with a starting capital of €2,500.12 Since 2024, GELAUDE Bastiaan Roland Maria has served as director.3 The company has filed 2 sets of annual accounts, the latest for financial year 2026.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 08-10-2024
  3. 3National Bank, annual accounts 2026

Company details

Register details

Identity

KBO record
Name BE GENEROUS in Dutch
Enterprise number 1014.249.024
Legal form Private limited company
Status Active, normal situation
Founded 27-09-2024
Entity type Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 08-10-2024 (in Dutch)
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Vlaamse Gewest”
deed of 08-10-2024 (in Dutch)

Registered office and establishments

Registered office Karabiniersstraat 29, 9910 Aalter, Belgium
Establishment unit BE GENEROUS, Karabiniersstraat 29, 9910 Aalter since 27-09-2024 · unit number 2.365.110.319

Activities

NACEBEL 2025
46180 Agents specialised in the wholesale of other particular products main activity
46190 Agents in non-specialised wholesale trade
70200 Business and other management consultancy
82100 Office administrative and support services
82990 Other business support services
Codes under NACEBEL 2008
46180 Wholesale trade main activity
46190 Wholesale trade
70220 Business consulting
82110 Office administrative, office support and other business support activities
82990 Other business support services
PurposeThe purpose describes the activities the company may carry out under its articles.
“Het verlenen van alle mogelijke advies- en/of dienstenfuncties,rechtstreeks of onrechtstreeks op het vlak van sales,evenals op het vlak van…”
6 activities
  1. Het verlenen van alle mogelijke advies- en/of dienstenfuncties,rechtstreeks of onrechtstreeks op het vlak van sales,evenals op het vlak van bedrijfsbeheer,bedrijfsvoering,administratie en financiën,productie en algemeen bestuur
  2. Het organiseren en geven van opleidingen in de ruimste zin van het woord,dit met inbegrip sportopleidingen en sporttrainingen voor zaal- en buitensporten
  3. Het verlenen van diensten en technische bijstand op vlak van sportmanagement en -marketing
  4. Het beoefenen van sport in de meest ruime zin van het woord door deelname aan tornooien,competities,evenementen,manifestaties en andere
  5. Installatie van elektrische bedrading en toebehoren en van de bedrading voor telefooninstallaties en computersystemen
  6. Gespecialiseerde beeid-,verlichtings- en geluidstechnieken
deed of 08-10-2024 (in Dutch)

Invoicing and payment

VAT number BE 1014.249.024
E-invoicing via Peppol
Reachable via Peppol
Peppol ID 0208:1014249024
Other Peppol ID 9925:BE1014249024
Registered 10-06-2025

Follow this company and you will hear the next morning if it leaves the Peppol register.

Register as of 5 November 2026 · Peppol Directory

Financial year and general meeting

Accounts at the NBB
Financial year end 31-03
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
First Monday of September at 14:00
deed of 08-10-2024 (in Dutch)

Sites & property

Location
registered office establishment The establishment unit on the map

Buildings and parcels at the address

Ground area
220 m²
Building footprint
70 m²
Building volume
714 m³
Cadastral parcel Region Area Buildings Height / floors
44029C1352/00W000 Flanders 220 m² 1 · 70 m² 13.1 m · 4