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BE-EXPERT

Active
Private limited companyfounded 20214 yrs activeDe Keersmaekerstraat 50/0M/H, 1090 Jette, BelgiumKBO/BCE: BE 0775.743.048
Summary

The computed 12-month bankruptcy probability of BE-EXPERT is 1.9% (moderate). The 2024 annual accounts show negative equity (-€7,567) and a net result of €19,369. Equity is shrinking by ~33.3% per year across the filed fiscal years. Its solvency ranks better than 8% of 11615 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags).

Checked score

Score 2024
Axes · tick = 2023
Profitability100=
Solvency11▲+11
Growth58=
Track record86
Bankruptcy probability, 12 months
1.9% Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.88 against 0.7 in 2023; short-term debt: 113.8% and cash: 1.6% of total assets), and equity is negative.
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Signals

Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Architectural and engineering activities; technical testing and analysis (NACE 71)
about 56% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 4 years 0 10 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
-13.8%
Return on assets
35.2%
Age of the figures
21 mo
raises risk · Ex-officio strike-off
The KBO struck this company off ex officio, which points to unmet obligations and often precedes a bankruptcy.
KBO publications
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 8% of 11615 sector peers (2024).
NBB · sector comparison
Position among 11615 sector peers
Solvency
better than 8%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-09-2025, 60 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filings
Deviation from the deadline
2025
not confirmed
2024
60 d late
2023
125 d late
2022
296 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 160 days after the deadline; the sector median for financial year 2024 is 8 days before the deadline, and 33% of the sector filed late.

raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publications
Publications
UBO non-compliance

History

BE-EXPERT was incorporated on 14 October 2021 as a Private limited company.1 Total assets rose from EUR 7,565 in 2022 to EUR 55,034 in 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2022 and 2024

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Financials · fiscal year 2024, micro schema

Equity
-€7,567▲ 4.6%
2023 · -€7,936
Total assets
€55,034▲ 204%
2023 · €18,099
Net result
€19,369▼ 30.3%
2023 · €27,801
Working capital
-€7,567▲ 4.6%
2023 · -€7,936
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 71, Architectural and engineering activities; technical testing and analysis, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line202220232024
Operating result-€2,244-€27,994€19,559▼ 30.1%
Net result-€2,522below the sector's middle half-€27,801within the sector's middle half€19,369within the sector's middle half▼ 30.3%
Equity-€2,522below the sector's middle half--€7,936below the sector's middle half▼ 215%-€7,567below the sector's middle half▲ 4.6%
Total assets€7,565below the sector's middle half-€18,099below the sector's middle half▲ 139%€55,034below the sector's middle half▲ 204%
Debt€10,087-€26,035▲ 158%€62,602▲ 140%
Working capital-€333--€7,936▼ 2,283%-€7,567▲ 4.6%
Solvency-33.3%below the sector's middle half--43.8%below the sector's middle half▼ 10.5pp-13.8%below the sector's middle half▲ 30.1pp
above within below the middle half (P25 to P75) of NACE 71, Architectural and engineering activities; technical testing and analysis, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€10,000€0€10,000€20,000€30,000Operating result 2022: -€2,244-€2,244Net result 2022: -€2,522-€2,522Operating result 2023: €27,994€27,994Net result 2023: €27,801€27,801Operating result 2024: €19,559€19,559Net result 2024: €19,369€19,369202220232024-€10,000€0€10,000€20,000€30,000Operating result 2022: -€2,244-€2,240Net result 2022: -€2,522-€2,520Operating result 2023: €27,994€28,000Net result 2023: €27,801€27,800Operating result 2024: €19,559€19,600Net result 2024: €19,369€19,400202220232024
The operating result falls in 2024; 2024 is 30% below 2023.
Key figures and ratios
2024 value · change against 2023
Current ratio
0.88▲
2023 · 0.70
Debt to equity
-8.27▼
2023 · -3.28
ROA
35.2%▼
2023 · 153.6%
Debt ≤ 1 year
€62,602▲
2023 · €26,035
Staff costs
€208▼
2023 · €1,648
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 1,021 companies that looked in July 2024 the way this one looks now, 5.8% went bankrupt within 24 months and 89% are still going.

  • Micro
  • 2 to 5 years old
  • negative equity
  • a profit of 5% of the balance sheet or more
5.8% went bankrupt
4.0% stopped otherwise
89% still going

A further 1.6% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 1.9% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 1,021 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 33 lines
Balance sheet Code20232024
Assets
Total assets20/58€18,099€55,034▲
Current assets29/58€18,099€55,034▲
Amounts receivable after more than one year29-€48,000
Other amounts receivable291-€48,000
Amounts receivable within one year40/41€17,910€6,137▼
Trade receivables40€7,675€6,137▼
Other amounts receivable41€10,235-
Cash at bank and in hand54/58€189€897▲
Equity and liabilities
Total equity and liabilities10/49€18,099€55,034▲
Equity10/15-€7,936-€7,567▲
Profit (loss) carried forward14-€7,936-€7,567▲
Amounts payable17/49€26,035€62,602▲
Amounts payable within one year42/48€26,035€62,602▲
Trade debts44€21,521€41,328▲
Suppliers440/4€21,521€41,328▲
Taxes, remuneration and social security45€4,514€16,959▲
Taxes450/3€4,514€16,959▲
Other amounts payable47/48€0€4,315▲
Accrued charges and deferred income492/3€0-
Income statement Code20232024
Goods, raw materials, services and sundry goods60/61€47,215-
Remuneration, social security and pensions62€1,648€208▼
Other operating charges640/8€4,313€3,289▼
Gross operating margin9900€33,955€23,056▼
Operating profit (loss)9901€27,994€19,559▼
Financial charges65/66B€193€190▼
Recurring financial charges65€193€190▼
Profit (loss) for the period before taxes9903€27,801€19,369▼
Profit (loss) for the period9904€27,801€19,369▼
Profit (loss) for the period to be appropriated9905€27,801€19,369▼
Appropriation of the result
Profit (loss) to be appropriated9906€25,278€11,433▼
Profit (loss) brought forward from the previous period14P-€2,523-€7,936▼
Profit to be distributed694/7€33,214€19,000▼
Directors or managers695€33,214€19,000▼
Line202220232024Change
Goods, raw materials, services and sundry goods60/61€81,363€47,215--
Remuneration, social security and pensions62€1,070€1,648€208▼ 87.4%
Other operating charges640/8€5,955€4,313€3,289▼ 23.7%
Gross operating margin9900€4,781€33,955€23,056▼ 32.1%
Operating profit (loss)9901-€2,244€27,994€19,559▼ 30.1%
Financial charges65/66B€278€193€190▼ 1.7%
Recurring financial charges65€278€193€190▼ 1.7%
Profit (loss) for the period before taxes9903-€2,522€27,801€19,369▼ 30.3%
Profit (loss) for the period9904-€2,522€27,801€19,369▼ 30.3%
Profit (loss) for the period to be appropriated9905-€2,522€27,801€19,369▼ 30.3%
Line202220232024Change
Assets
Total assets20/58€7,565€18,099€55,034▲ 204%
Current assets29/58€7,565€18,099€55,034▲ 204%
Amounts receivable after more than one year29--€48,000-
Other amounts receivable291--€48,000-
Amounts receivable within one year40/41€7,073€17,910€6,137▼ 65.7%
Trade receivables40€7,073€7,675€6,137▼ 20.0%
Other amounts receivable41-€10,235--
Cash at bank and in hand54/58€492€189€897▲ 375%
Equity and liabilities
Total equity and liabilities10/49€7,565€18,099€55,034▲ 204%
Equity10/15-€2,522-€7,936-€7,567▲ 4.6%
Profit (loss) carried forward14-€2,522-€7,936-€7,567▲ 4.6%
Amounts payable17/49€10,087€26,035€62,602▲ 140%
Amounts payable within one year42/48€7,898€26,035€62,602▲ 140%
Trade debts44€7,898€21,521€41,328▲ 92.0%
Suppliers440/4€7,898€21,521€41,328▲ 92.0%
Taxes, remuneration and social security45-€4,514€16,959▲ 276%
Taxes450/3-€4,514€16,959▲ 276%
Other amounts payable47/48-€0€4,315-
Accrued charges and deferred income492/3€2,189€0--
Line202220232024Change
Profit (loss) for the period9904-€2,522€27,801€19,369▼ 30.3%
Operating cash flow (approximation)-€2,522€27,801€19,369▼ 30.3%
Change in cash--€303€708▲ 334%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
29-09
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 60 days late
2024
03-12
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 125 days late
22-05
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 296 days late
22-03
KBO administration UBO non-compliance
event 11-03-2024
2023
31-12
Financial Back to profitnet €27,801
Net result €27,801 after one loss-making year.
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Jette · 1 establishment unit since 2021
seat establishment The establishment unit on the map
Ground area
171 m²
Building footprint
91 m²
Volume, LiDAR
759 m³
Parcel 21464D0130/00B002, Brussels · tallest building 14.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
BE-EXPERT
De Keersmaekerstraat 50/0M/H, 1090 JetteLand surveying
since 20212.323.488.510
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21464D0130/00B002 Brussels 171 m² 1 · 91 m² 14.0 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 1,759 companies in sector 71122 we hold annual accounts for 772. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded14-10-2021
Fiscal year end31-12
Activities, NACEBEL 2025
71122Land surveying
Contact
E-mail jcdp@be-expert.be
E-invoicing
Reachable via Peppol
Peppol ID 0208:0775743048
Also 9925:BE0775743048
Registered 29-12-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.