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BE DEM

Active
Private limited companyfounded 20197 yrs activeKersbeeklaan 203/205, 1190 Vorst, BelgiumKBO/BCE: BE 0733.698.694
Summary

The computed 12-month bankruptcy probability of BE DEM is 6.1% (elevated). The 2025 annual accounts show equity of €9,251 and a net result of -€1,170. Equity is shrinking by ~7.5% per year across the filed fiscal years. The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2024
Profitability13▲+13
Solvency100▲+15
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
6.1% Elevated
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Liquidity ample (current ratio 4.51 against 2.51 in 2024; short-term debt: 22.2% and cash: 1.4% of total assets), and 22.2% of the assets are financed with debt.
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Signals

Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 7 years 0 10 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
77.8%
Return on assets
-9.8%
Age of the figures
20 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
2122232425
2021 to 2025 · latest year -€1,170
neutral · Filed after the deadline
The financial year that closed on 31-01-2025 was due by 31-08-2025 and was filed on 29-09-2025, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filings
Deviation from the deadline
2026
not confirmed
2025
29 d late
2024
30 d late
2023
27 d late
2022
27 d late
2021
27 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 5 accounts on average 28 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

BE DEM was incorporated on 4 September 2019 as a Private limited company.1 Total assets went from EUR 11,516 in 2021 to EUR 11,888 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2021 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€9,251▼ 11.2%
2024 · €10,421
Total assets
€11,888▼ 31.3%
2024 · €17,306
Net result
-€1,170▲ 72.6%
2024 · -€4,264
Working capital
€9,251▼ 11.2%
2024 · €10,421
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result-€3,429-€3,681-€252-€4,159▼ 1,552%-€1,080▲ 74.0%
Net result-€3,484-€3,542-€373-€4,264▼ 1,044%-€1,170▲ 72.6%
Equity€11,516-€15,058▲ 30.8%€14,686▼ 2.5%€10,421▼ 29.0%€9,251▼ 11.2%
Total assets€11,516-€16,404▲ 42.4%€16,969▲ 3.4%€17,306▲ 2.0%€11,888▼ 31.3%
Debt€1,346€2,283▲ 69.6%€6,885▲ 202%€2,637▼ 61.7%
Working capital€15,058€14,686▼ 2.5%€10,421▼ 29.0%€9,251▼ 11.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€6,000-€4,000-€2,000€0€2,000€4,000Operating result 2021: -€3,429-€3,429Net result 2021: -€3,484-€3,484Operating result 2022: €3,681€3,681Net result 2022: €3,542€3,542Operating result 2023: -€252-€252Net result 2023: -€373-€373Operating result 2024: -€4,159-€4,159Net result 2024: -€4,264-€4,264Operating result 2025: -€1,080-€1,080Net result 2025: -€1,170-€1,17020212022202320242025-€6,000-€4,000-€2,000€0Operating result 2023: -€252-€252Net result 2023: -€373-€373Operating result 2024: -€4,159-€4,160Net result 2024: -€4,264-€4,260Operating result 2025: -€1,080-€1,080Net result 2025: -€1,170-€1,170202320242025
The operating result stays negative: a loss of €1,080 in 2025 against €4,159 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €11,888
Equity €9,251 ▼ 11.2%
Debt €2,637 ▼ 61.7%
Debt's share of the balance-sheet total falls from 39.8% to 22.2%. Equity and debt are lower.
Key figures and ratios
2025 value · change against 2024
Current ratio
4.51▲
2024 · 2.51
Quick ratio
4.47▲
2024 · 2.51
Debt to equity
0.29▼
2024 · 0.66
ROE
-12.6%▲
2024 · -40.9%
ROA
-9.8%▲
2024 · -24.6%
Debt ≤ 1 year
€2,637▼
2024 · €6,885
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 3,442 companies that looked in July 2024 the way this one looks now, 2.1% went bankrupt within 24 months and 90% are still going.

  • Micro
  • 5 to 10 years old
  • solvency 30% or more
  • a small loss
2.1% went bankrupt
7.3% stopped otherwise
90% still going

A further 0.7% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 6.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 3,442 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 25 lines
Balance sheet Code20242025
Assets
Total assets20/58€17,306€11,888▼
Current assets29/58€17,306€11,888▼
Stocks and contracts in progress3-€100
Stocks30/36-€100
Amounts receivable within one year40/41€4,730€11,627▲
Trade receivables40€4,730€11,627▲
Cash at bank and in hand54/58€12,576€161▼
Equity and liabilities
Total equity and liabilities10/49€17,306€11,888▼
Equity10/15€10,421€9,251▼
Contributions10/11€15,000€15,000=
Profit (loss) carried forward14-€4,579-€5,749▼
Amounts payable17/49€6,885€2,637▼
Amounts payable within one year42/48€6,885€2,637▼
Trade debts44€4,966€2,637▼
Suppliers440/4€4,966€2,637▼
Other amounts payable47/48€1,919-
Income statement Code20242025
Gross operating margin9900-€4,159-€1,080▲
Operating profit (loss)9901-€4,159-€1,080▲
Financial charges65/66B€105€90▼
Recurring financial charges65€105€90▼
Profit (loss) for the period before taxes9903-€4,264-€1,170▲
Profit (loss) for the period9904-€4,264-€1,170▲
Profit (loss) for the period to be appropriated9905-€4,264-€1,170▲
Appropriation of the result
Profit (loss) to be appropriated9906-€4,579-€5,749▼
Profit (loss) brought forward from the previous period14P-€314-€4,579▼

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Gross operating margin9900-€3,347€3,681-€252-€4,159-€1,080▲ 74.0%
Operating profit (loss)9901-€3,429€3,681-€252-€4,159-€1,080▲ 74.0%
Financial charges65/66B-€139€68€105€90▼ 14.6%
Recurring financial charges65€55€139€68€105€90▼ 14.6%
Profit (loss) for the period before taxes9903-€3,484€3,542-€320-€4,264-€1,170▲ 72.6%
Income taxes67/77--€53---
Profit (loss) for the period9904-€3,484€3,542-€373-€4,264-€1,170▲ 72.6%
Profit (loss) for the period to be appropriated9905-€3,484€3,542-€373-€4,264-€1,170▲ 72.6%
Line20212022202320242025Change
Assets
Total assets20/58€11,516€16,404€16,969€17,306€11,888▼ 31.3%
Current assets29/58€11,516€16,404€16,969€17,306€11,888▼ 31.3%
Stocks and contracts in progress3----€100-
Stocks30/36----€100-
Amounts receivable within one year40/41€3,578€14,615-€4,730€11,627▲ 146%
Trade receivables40-€14,615-€4,730€11,627▲ 146%
Cash at bank and in hand54/58€7,939€1,790€16,969€12,576€161▼ 98.7%
Equity and liabilities
Total equity and liabilities10/49€11,516€16,404€16,969€17,306€11,888▼ 31.3%
Equity10/15€11,516€15,058€14,686€10,421€9,251▼ 11.2%
Contributions10/11-€15,000€15,000€15,000€15,000=
Profit (loss) carried forward14-€3,484€58-€314-€4,579-€5,749▼ 25.6%
Amounts payable17/49-€1,346€2,283€6,885€2,637▼ 61.7%
Amounts payable within one year42/48-€1,346€2,283€6,885€2,637▼ 61.7%
Trade debts44-€1,346€2,179€4,966€2,637▼ 46.9%
Suppliers440/4-€1,346€2,179€4,966€2,637▼ 46.9%
Other amounts payable47/48--€105€1,919--
Line20212022202320242025Change
Profit (loss) for the period9904-€3,484€3,542-€373-€4,264-€1,170▲ 72.6%
Operating cash flow (approximation)-€3,484€3,542-€373-€4,264-€1,170▲ 72.6%
Change in cash--€6,149€15,179-€4,392-€12,415▼ 183%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
29-09
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 29 days late
2024
30-09
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
31-01
Financial Weakest financial yearnet -€4,264
Net result drops to -€4,264, the lowest in the series; recovery starts the following year.
2023
27-09
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2022
27-09
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 27 days late
31-01
Financial Back to profitnet €3,542
Net result €3,542 after one loss-making year.
2021
27-09
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 27 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Vorst · 1 establishment unit since 2019
seat establishment The establishment unit on the map
Ground area
825 m²
Building footprint
162 m²
Volume, LiDAR
926 m³
Parcel 21384D0266/00M006, Brussels · tallest building 7.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BE DEM
Kersbeeklaan 203/205, 1190 VorstReal estate activities
since 20192.303.136.920
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21384D0266/00M006 Brussels 825 m² 1 · 162 m² 7.2 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company
Founded04-09-2019
Fiscal year end31-01
Contact
E-mail bedem.jd@hotmail.com
Phone 0475/239313
E-invoicing
Reachable via Peppol
Peppol ID 0208:0733698694
Also 9925:BE0733698694
Registered 02-02-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.