BE Consulting
ActiveSummary
BE Consulting has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €237k and a net result of €45k. Equity is growing by ~25.5% per year across the filed fiscal years. Its solvency ranks better than 89% of 37956 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
86
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability90▲+46
Solvency100▲+6
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €20k at 30 days acceptable
Liquidity ample (current ratio 5.4 against 1.48 in 2023; short-term debt: 9% and cash: 5.7% of total assets), and 9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-09-2025, 59 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
59 d late
2023
62 d late
2022
63 d late
2021
78 d late
2020
86 d late
2019
85 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€237k▲ 23.4%
2023 · €192k
2018: €54k
2019: €93k
2020: €109k
2021: €120k
2022: €188k
2023: €192k
2018 → 2024
Total assets
€260k▼ 5.9%
2023 · €277k
2018: €153k
2019: €202k
2020: €163k
2021: €186k
2022: €256k
2023: €277k
2018 → 2024
Net result
€45k▲ 908%
2023 · €4k
2018: €67k
2019: €83k
2020: €57k
2021: €11k
2022: €68k
2023: €4k
2018 → 2024
Working capital
€103k▲ 150%
2023 · €41k
2018: €64k
2019: €73k
2020: €76k
2021: €34k
2022: €64k
2023: €41k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€109k-€120k▲ 9.7%€188k▲ 56.6%€192k▲ 2.4%€237k▲ 23.4%
Operating result€65k-€20k▼ 68.5%€91k▲ 349%€34k▼ 63.2%€64k▲ 90.1%
Net result€57k-€11k▼ 81.4%€68k▲ 543%€4k▼ 93.4%€45k▲ 908%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 90% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €260k
Fixed assets
€134k ▼ 11.1%
Current assets
€126k ▲ 0.3%
Equity and liabilities €260k
Equity
€237k ▲ 23.4%
Debt
€23k ▼ 72.4%
Debt's share of the balance-sheet total falls from 30.6% to 9.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€85k▲
2023 · €43k
Cash flow
€66k▲
2023 · €14k
Current ratio
5.40▲
2023 · 1.48
Debt to equity
0.10▼
2023 · 0.44
ROE
19.0%▲
2023 · 2.3%
ROA
17.3%▲
2023 · 1.6%
Interest coverage
117.77▲
2023 · 2.77
Debt ≤ 1 year
€23k▼
2023 · €85k
Income taxes
€19k▲
2023 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 43 lines
Balance sheet
Code20232024
Assets
Total assets20/58€277k€260k▼
Fixed assets21/28€151k€134k▼
Tangible fixed assets22/27€151k€134k▼
Land and buildings22€22k€19k▼
Furniture and vehicles24€115k€102k▼
Other tangible fixed assets26€13k€13k=
Current assets29/58€126k€126k▲
Amounts receivable within one year40/41€89k€111k▲
Trade receivables40€36k€33k▼
Other amounts receivable41€54k€78k▲
Cash at bank and in hand54/58€36k€15k▼
Equity and liabilities
Total equity and liabilities10/49€277k€260k▼
Equity10/15€192k€237k▲
Contributions10/11€6k€6k=
Capital10€6k€6k=
Issued capital100€19k€19k=
Uncalled capital101€12k€12k=
Reserves13€17k€17k=
Non-distributable reserves130/1€2k€2k=
Legal reserve130€2k€2k=
Tax-exempt reserves132€15k€15k=
Profit (loss) carried forward14€169k€214k▲
Amounts payable17/49€85k€23k▼
Amounts payable within one year42/48€85k€23k▼
Current portion of amounts payable after more than one year42€8k-
Trade debts44€19k€6k▼
Suppliers440/4€19k€6k▼
Taxes, remuneration and social security45€58k€18k▼
Taxes450/3€58k€18k▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€21k▲
Other operating charges640/8€2k€2k▼
Gross operating margin9900€46k€87k▲
Operating profit (loss)9901€34k€64k▲
Financial income75/76B-€756
Recurring financial income75-€756
Financial charges65/66B€16k€723▼
Recurring financial charges65€16k€723▼
Profit (loss) for the period before taxes9903€18k€64k▲
Income taxes67/77€13k€19k▲
Profit (loss) for the period9904€4k€45k▲
Profit (loss) for the period to be appropriated9905€4k€45k▲
Appropriation of the result
Profit (loss) to be appropriated9906€169k€214k▲
Profit (loss) brought forward from the previous period14P€164k€169k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
28-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 59 days late
2024
31-12
Financial
Liquidity quadruplescurrent ratio 5.40
Current ratio from 1.48 to 5.40; short-term debt falls from €85k to €23k.
31-12
Financial
Equity above €200kEq €237k ▲23.4%
7 profitable years in a row build equity to €237k.
01-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 62 days late
2023
31-12
Financial
Weakest financial yearnet €4k ▼93.4%
Net result drops to €4k, the lowest in the series; recovery starts the following year.
02-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 63 days late
2022
31-12
Financial
Equity above €150kEq €188k ▲56.6%
5 profitable years in a row build equity to €188k.
17-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 78 days late
2021
25-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 86 days late
2020
31-12
Financial
Equity above €100kEq €109k ▲18%
3 profitable years in a row build equity to €109k.
24-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 85 days late
2019
31-12
Financial
Highest result since 2018net €83k ▲23.7%
Operating result €101k, net result €83k, both a record.
Show earlier events
13-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 74 days late
2018
31-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 92 days late
2017
31-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
05-10
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 66 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Verte(JB) 305100 NamurGround area
190 m²
Building footprint
67 m²
Volume, LiDAR
506 m³
Parcel 92067B0663/00_000, Wallonia · tallest building 13.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BE Consulting
since 20042.144.278.139
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92067B0663/00_000 | Wallonia | 190 m² | 1 · 67 m² | 13.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ULTRA
BE 0865.305.227
Ukkel · Eq €236,935
QUERIBUS
BE 0476.245.353
Duffel · Eq €236,939
Groupe Antoine-Bouillon-Chapeaux
BE 1017.262.655
Ham-sur-Heure-Nalinnes · Eq €236,946
G.M.E. ADVIES
BE 0842.238.726
Maarkedal · Eq €236,862
CELAME
BE 0751.814.534
Saint-Ghislain · Eq €236,989
Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 39,143 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-11-2004
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.