Bé Consultancy
ActiveBé Consultancy has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €309k and a net result of €30k. Equity is growing by ~10.8% per year across the filed fiscal years. Its solvency ranks better than 87% of 31662 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
88
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability80▲+3
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 4.35 against 2.99 in 2024; short-term debt: 10.6% and cash: 15.3% of total assets), and 10.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
89.1%
Return on assets
8.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
16 d early
2024
29 d late
2023
25 d early
2022
62 d early
2021
73 d early
2020
52 d early
2019
39 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€309k▲ 9.4%
2024 · €282k
2018: €152k
2019: €160k
2020: €181k
2021: €213k
2022: €245k
2023: €277k
2024: €282k
2018 → 2025
Total assets
€346k▲ 0.3%
2024 · €345k
2018: €189k
2019: €184k
2020: €210k
2021: €237k
2022: €359k
2023: €353k
2024: €345k
2018 → 2025
Net result
€30k▲ 27.3%
2024 · €24k
2018: €4k
2019: €8k
2020: €25k
2021: €32k
2022: €33k
2023: €32k
2024: €24k
2018 → 2025
Working capital
€123k▲ 26.6%
2024 · €97k
2018: €8k
2019: €10k
2020: €36k
2021: €70k
2022: €63k
2023: €94k
2024: €97k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€213k-€245k▲ 15.3%€277k▲ 13.0%€282k▲ 1.8%€309k▲ 9.4%
Operating result€46k-€48k▲ 4.7%€35k▼ 27.3%€37k▲ 6.8%€46k▲ 22.2%
Net result€32k-€33k▲ 3.1%€32k▼ 2.2%€24k▼ 25.8%€30k▲ 27.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 22% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €346k
Fixed assets
€187k▼ 6.3%
Current assets
€160k▲ 9.3%
Equity and liabilities €346k
Equity
€309k▲ 9.4%
Debt
€38k▼ 40.3%
The debt ratio falls from 18.3% to 10.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€64k▲
2024 · €55k
Cash flow
€49k▲
2024 · €41k
Solvency
89.1%▲
2024 · 81.7%
Current ratio
4.35▲
2024 · 2.99
Quick ratio
4.35▲
2024 · 2.99
Debt / equity
0.12▼
2024 · 0.22
ROE
9.8%▲
2024 · 8.4%
ROA
8.7%▲
2024 · 6.8%
Interest coverage
42.32▲
2024 · 24.17
Debt
€38k▼
2024 · €63k
Debt ≤ 1 year
€37k▼
2024 · €49k
Debt > 1 year
€1k▼
2024 · €14k
Income taxes
€15k▲
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€345k€346k▲
Fixed assets21/28€200k€187k▼
Tangible fixed assets22/27€200k€187k▼
Land and buildings22€150k€150k▲
Plant, machinery and equipment23€4k€5k▲
Furniture and vehicles24€46k€32k▼
Current assets29/58€146k€160k▲
Amounts receivable within one year40/41€21k€24k▲
Trade receivables40€18k€19k▲
Other amounts receivable41€3k€5k▲
Current investments50/53€97k€73k▼
Cash at bank and in hand54/58€18k€53k▲
Deferred charges and accrued income490/1€10k€10k▼
Equity and liabilities
Total equity and liabilities10/49€345k€346k▲
Equity10/15€282k€309k▲
Reserves13€176k€203k▲
Non-distributable reserves130/1€2k-
Reserves not available under the articles1311€2k-
Distributable reserves133€174k€203k▲
Profit (loss) carried forward14€106k€106k=
Amounts payable17/49€63k€38k▼
Amounts payable after more than one year17€14k€1k▼
Financial debts170/4€14k€1k▼
Amounts payable within one year42/48€49k€37k▼
Current portion of amounts payable after more than one year42€25k€27k▲
Financial debts43€89€12▼
Credit institutions430/8€89€12▼
Trade debts44€14k€4k▼
Suppliers440/4€14k€4k▼
Taxes, remuneration and social security45€4k€4k▼
Taxes450/3€2k€4k▲
Remuneration and social security454/9€2k-
Other amounts payable47/48€6k€2k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18k€18k▲
Other operating charges640/8€2k€2k▲
Non-recurring operating charges66A€683-
Gross operating margin9900€57k€66k▲
Operating profit (loss)9901€37k€46k▲
Financial income75/76B€336€1k▲
Recurring financial income75€336€1k▲
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€35k€45k▲
Income taxes67/77€12k€15k▲
Profit (loss) for the period9904€24k€30k▲
Profit (loss) for the period to be appropriated9905€24k€30k▲
Appropriation of the result
Profit (loss) to be appropriated9906€130k€136k▲
Profit (loss) brought forward from the previous period14P€106k€106k=
Transfer from equity791/2-€4k
Transfer to equity691/2€24k€30k▲
To other reserves6921€24k€30k▲
Profit to be distributed694/7-€4k
Return on contributions (dividend)694-€4k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
06-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €33k ▲3.1%
Operating result €48k, net result €33k, both a record.
19-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €200kEq €213k ▲17.4%
4 profitable years in a row build equity to €213k.
09-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
22-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
03-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 34 days late
2018
09-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
25-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Middelkerke · 1 establishment unit since 2000
Ground area
1,114 m²
Building footprint
415 m²
Volume, LiDAR
5,646 m³
2 parcels, Flanders · tallest building 25.8 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
Wijerken 28, 3920 Lommel
since 20002.072.616.618
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72342A0993/00H002 | Flanders | 764 m² | 1 · 98 m² | 9.0 m · 2 fl. |
| 35022A0001/00V054 | Flanders | 351 m² | 1 · 316 m² | 25.8 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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JEAN MULS MANAGEMENT & CONSULTING
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EQUANUM
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K & F
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Of 82,569 companies in sector 70200 we hold annual accounts for 52,573. 37,974 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-07-1995
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 30 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.