Skip to content

BE-CLOUD Belgium

Active
Private limited companyfounded 198936 yrs activeEurolaan 7, 9140 Temse, BelgiumKBO/BCE: BE 0439.010.617
Summary

BE-CLOUD Belgium has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €2.4m and a net result of €833,005. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 21% of 238 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisWatch ReportCompare
BE-CLOUD BelgiumActiveChecked score 91/100
Risk analysis ReportCompare

Overview

Activity
Wholesale of information and communication equipment
NACE 46500NACE 46510NACE 51840
1 site
Size
€14.4mturnover 2026
Staff
14.6 FTE
Equity
€2.4m
Profit
€833,005
Financial health
91 Excellent Checked score 2026
Bankruptcy chance 12 m
0.1%
Structure
Parent
CONNECT + · 100%
Holdings
1
Accounts 29 d early2 of 18 deeds read
Why 91- Equity €2.4m (24.0% of total assets)+ Founded in 1989+ Profit of €833,005 (FY 2026)+ Liquidity: current ratio 0.88, cash €1.8mShow the evidence

Checked score

Score 2026
91 / 100
Excellent
Probability in this band: under 0.55%
Better than 51% of its sector peers (NACE 46, small)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2025
Average
Solvency 49+10
equity 24.0% of total assets
Liquidity 36=
short-term debt 68.4% · cash 17.9%
Profitability 63+18
return on assets 8.2%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (4,378 companies)
Last 24 months 11-2024: 1.0% 12-2024: 1.0%● 0.0% vs 11-2024 01-2025: 1.0%● 0.0% vs 12-2024 02-2025: 1.0%● 0.0% vs 01-2025 03-2025: 1.0%● 0.0% vs 02-2025 04-2025: 1.0%● 0.0% vs 03-2025 05-2025: 0.9%▼ -3.4% vs 04-2025 06-2025: 0.9%● 0.0% vs 05-2025 07-2025: 1.0%▲ +1.9% vs 06-2025 08-2025: 1.0%▲ +3.0% vs 07-2025 09-2025: 0.9%▼ -4.8% vs 08-2025 10-2025: 1.0%▲ +3.3% vs 09-2025 11-2025: 1.5%▲ +53.9% vs 10-2025highest value 12-2025: 1.5%● 0.0% vs 11-2025highest value 01-2026: 1.5%● 0.0% vs 12-2025highest value 02-2026: 1.5%● 0.0% vs 01-2026highest value 03-2026: 1.5%● 0.0% vs 02-2026highest value 04-2026: 1.5%● 0.0% vs 03-2026highest value 05-2026: 0.5%▼ -66.5% vs 04-2026 06-2026: 0.5%● 0.0% vs 05-2026 07-2026: 0.2%▼ -56.2% vs 06-2026 08-2026: 0.2%▼ -1.4% vs 07-2026 09-2026: 0.2%▼ -4.6% vs 08-2026 10-2026: 0.1%▼ -32.7% vs 09-2026lowest value
  • Equity €2.4m (24.0% of total assets) raises the probability
  • Founded in 1989 lowers the probability for this profile
  • Profit of €833,005 (FY 2026) lowers the probability
  • Liquidity: current ratio 0.88, cash €1.8m lowers the probability
Credit up to €220,000 at 30 days acceptable
Liquidity short (current ratio 0.88 against 1.04 in 2025; short-term debt: 68.4% and cash: 17.9% of total assets), and 76% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 46, small). Better than this share of them on solvency 27%, liquidity 38%, profitability 50%, growth against the median 89%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Equity €2.4m (24.0% of total assets)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Founded in 1989
In the bankruptcy model this factor lowers the probability for this profile.
KBO
lowers risk · Profit of €833,005 (FY 2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Liquidity: current ratio 0.88, cash €1.8m
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 238 sector peers (2026).
NBB · sector comparison
Position among 238 sector peers
Solvency
better than 21%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 02-10-2026, 29 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2026
29 d early
2025
10 d early
2024
17 d early
2023
15 d early
2022
39 d early
2021
13 d early
2020
17 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 20 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. Usually files around 14 October (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
05-10-2026 today31-03-2027 close31-10-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2026 · full…
  2. Restructuring · MiscellaneousMerger · Shareholding · Director…
  3. BenamingName change · Statutes amendment…

Key points

  • Positive: Result rose in 2026from €196,057 to €833,005 ▲ 325% View
  • Positive: Always filed on timeaccounts within the deadline every year 8 years View
  • Controlled by CONNECT +ultimately: GRUPPO XXI 100% View

By topic

Financials

Fiscal year
2026
Turnover
€14.4m
Profit
€833,005
Solvency
24.0%
Turnover▲ 15.0%
Net result
20192026
Go to Financials

Timeline

Events
17
Since
2017
Next accounts
by 31-10-2027
  1. 02-10-2026Annual accounts filed
  2. 18-09-2026Restructuring · Miscellaneous
  3. 07-04-2026Benaming
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Wholesale of information and communication equipmentNACE 46500
Founded
15-12-1989
Year ends
31-03
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
6
Purpose
Aan- en verkoop, import en export, zowel groot- als kleinhandel van computers (hardware en…
Go to Articles of association

Go further with this company

How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Is the workforce growing, and do people stay?Employer check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check Which other companies belong to the same group?GRUPPO XXI · 79 companies

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.

We would like to set cookies. That happens only with your consent. What we measure