BE CITY
ActiveBE CITY has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €422k and a net result of €156k. Equity is growing by ~46.6% per year across the filed fiscal years. Its solvency ranks better than 63% of 19354 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
76
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability91▼-5
Solvency73▼-10
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 1.67 against 1.91 in 2023; short-term debt: 33.4% and cash: 11.1% of total assets), but 51.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 06-10-2025, 67 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
not confirmed
2024
67 d late
2023
42 d late
2022
32 d early
2021
9 d early
2020
7 d late
2019
19 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€422k▲ 20.0%
2023 · €351k
2018: €9k
2019: €21k
2020: €70k
2021: €172k
2022: €260k
2023: €351k
2018 → 2024
Total assets
€870k▲ 43.2%
2023 · €608k
2018: €25k
2019: €127k
2020: €190k
2021: €601k
2022: €523k
2023: €608k
2018 → 2024
Net result
€156k▲ 19.6%
2023 · €131k
2018: €3k
2019: €12k
2020: €49k
2021: €102k
2022: €88k
2023: €131k
2018 → 2024
Working capital
€194k▲ 77.5%
2023 · €109k
2018: €9k
2019: €16k
2020: €64k
2021: €99k
2022: €64k
2023: €109k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€70k-€172k▲ 144%€260k▲ 51.0%€351k▲ 35.3%€422k▲ 20.0%
Operating result€71k-€141k▲ 96.9%€125k▼ 11.4%€179k▲ 43.2%€238k▲ 33.6%
Net result€49k-€102k▲ 106%€88k▼ 13.6%€131k▲ 48.7%€156k▲ 19.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 34% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €870k
Fixed assets
€386k▲ 1.9%
Current assets
€484k▲ 112%
Equity and liabilities €870k
Equity
€422k▲ 20.0%
Debt
€449k▲ 74.9%
The debt ratio rises from 42.2% to 51.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€243k▲
2023 · €181k
Cash flow
€160k▲
2023 · €133k
Solvency
48.5%▼
2023 · 57.8%
Current ratio
1.67▼
2023 · 1.91
Quick ratio
1.67▼
2023 · 1.91
Debt / equity
1.06▲
2023 · 0.73
ROE
37.0%▼
2023 · 37.2%
ROA
17.9%▼
2023 · 21.5%
Interest coverage
25.22▼
2023 · 29.21
Debt
€449k▲
2023 · €256k
Debt ≤ 1 year
€291k▲
2023 · €120k
Debt > 1 year
€143k▲
2023 · €137k
Income taxes
€81k▲
2023 · €45k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€608k€870k▲
Fixed assets21/28€379k€386k▲
Tangible fixed assets22/27€11k€18k▲
Furniture and vehicles24€10k€17k▲
Other tangible fixed assets26€1k€1k=
Financial fixed assets28€368k€368k=
Current assets29/58€229k€484k▲
Amounts receivable after more than one year29-€125k
Other amounts receivable291-€125k
Amounts receivable within one year40/41€79k€260k▲
Trade receivables40€20k€65k▲
Other amounts receivable41€59k€195k▲
Cash at bank and in hand54/58€150k€97k▼
Deferred charges and accrued income490/1-€3k
Equity and liabilities
Total equity and liabilities10/49€608k€870k▲
Equity10/15€351k€422k▲
Contributions10/11€8k€6k▼
Outside capital11€8k€6k▼
Other1109/19€8k€6k▼
Reserves13€329k€416k▲
Distributable reserves133€329k€416k▲
Profit (loss) carried forward14€15k-
Amounts payable17/49€256k€449k▲
Amounts payable after more than one year17€137k€143k▲
Financial debts170/4€137k€143k▲
Amounts payable within one year42/48€120k€291k▲
Current portion of amounts payable after more than one year42€59k€91k▲
Financial debts43-€2k
Credit institutions430/8-€2k
Trade debts44€10k€31k▲
Suppliers440/4€10k€13k▲
Bills of exchange payable441-€18k
Taxes, remuneration and social security45€21k€81k▲
Taxes450/3€21k€81k▲
Other amounts payable47/48€30k€86k▲
Accrued charges and deferred income492/3-€15k
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€4k▲
Other operating charges640/8€3k€4k▲
Non-recurring operating charges66A-€5k
Gross operating margin9900€184k€252k▲
Operating profit (loss)9901€179k€238k▲
Financial income75/76B€3k€8k▲
Recurring financial income75€3k€8k▲
Financial charges65/66B€6k€10k▲
Recurring financial charges65€6k€10k▲
Profit (loss) for the period before taxes9903€175k€237k▲
Income taxes67/77€45k€81k▲
Profit (loss) for the period9904€131k€156k▲
Profit (loss) for the period to be appropriated9905€131k€156k▲
Appropriation of the result
Profit (loss) to be appropriated9906€145k€171k▲
Profit (loss) brought forward from the previous period14P€15k€15k=
Transfer from equity791/2€39k-
Transfer to equity691/2€131k€85k▼
To other reserves6921€131k€85k▼
Profit to be distributed694/7€39k€86k▲
Return on contributions (dividend)694€39k€86k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
13-07
State Gazette act
Incorporation · Founder
Founding capital · Bank account
02-07
State Gazette act
Incorporation · Founder
Founding capital · Bank account
2025
06-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 67 days late
2024
31-12
Financial
Highest result since 2018net €156k ▲19.6%
Operating result €238k, net result €156k, both a record.
11-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 42 days late
2023
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €200kEq €260k ▲51%
5 profitable years in a row build equity to €260k.
22-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €150kEq €172k ▲144%
4 profitable years in a row build equity to €172k.
07-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 7 days late
2020
19-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 19 days late
2019
31-12
Financial
Liquidity doublescurrent ratio 3.61
Current ratio from 1.62 to 3.61; short-term debt falls from €15k to €6k.
29-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Pieters-Leeuw · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Postweg 961602 Sint-Pieters-LeeuwGround area
2,436 m²
Building footprint
1,115 m²
Volume, LiDAR
4,005 m³
2 parcels, Flanders · tallest building 10.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BE CITY
since 20182.273.575.080
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23089B0164/00D000 | Flanders | 2,023 m² | 1 · 1,004 m² | 5.3 m · 1 fl. |
| 24026C0166/00N000 | Flanders | 413 m² | 1 · 111 m² | 10.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
CERTIMAX
BE 0876.151.411
Merelbeke-Melle · Eq €422k
AB CASA
BE 0813.223.452
Waregem · Eq €422k
KANVAS
BE 0629.898.501
Waregem · Eq €422k
STEPS INVEST
BE 0822.731.927
Hasselt · Eq €422k
DEMPI-CONSTRUCT
BE 0713.624.743
Lo-Reninge · Eq €421k
Of 9,695 companies in sector 68121 we hold annual accounts for 7,381. 4,887 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-02-2018
Fiscal year end31-12
Activities, NACEBEL
68121Development of residential building projects
68110Buying and selling of own real estate
70200Business and other management consultancy
70220Business consulting
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.