BE & CHANGE
ActiveFrom the official registers: KBO 7 annual accounts at the National Bank publications in the Belgian Official Gazette
Summary
The annual accounts of BE & CHANGE for financial year 2025 show a net loss of 190% of total assets and of 97% of the equity at the start of that year. The 2025 annual accounts show equity of €1,309 and a net result of -€43,558. Equity has been shrinking by about 13% per year since 2019. If that trend continues, it turns negative around financial year 2028. Its solvency ranks better than 12% of 21,130 sector peers (NACE 62, financial year 2025). The company has been active since 2019 and the Belgian Official Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.2% (very low).
Overview
Official details
KBO- Status
- Active since 01-02-2019 Normal situation
- Activity
- Other information technology and computer services NACE 62900and 1 other
- Establishment unit
- 2.285.311.090 5150 Floreffe, since 01-02-2019
- Financial year end
- 31 December
- Peppol
- Reachable since 29-11-2025
Board and ownership
- Delire MichaëlDirector · since 01-02-2019
- Roels PascaleDirector · since 01-02-2019
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.2%
- Gross margin
- €14,825
- ▼ 73.8%
- Turnover
- ≈ €79,000
- estimated
- Loss
- €43,558
- Equity
- €1,309
- ▼ 97.1%
- Total assets
- €22,955
- ▼ 67.3%
Score breakdownraises riskCapped at 59: a net loss of at least half of total assets or of the equity at the start of the financial yearLoss of €43,558 (financial year 2025)lowers riskSector: Computer programming, consultancy and related activities (NACE 62)Size: total assets €22,955Liquidity: current ratio 0.99, cash €17,020, halvedShow the evidence
Checked score
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 13% of them on solvency, 27% on liquidity, 11% on profitability and 5% on growth.
The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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Signals
The company filed its last 7 accounts on average 5 days after the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
Key points
Comparable companies
These companies have the same main activity as BE & CHANGE: other information technology and computer services (NACE 62900). They are comparable in size and age: total assets between €14,300 and €43,800, founded between 2018 and 2021.
| Company | Total assets | Gross margin |
|---|---|---|
| BE & CHANGE Floreffe | €22,955 | €14,825 |
| VirtuAiles Sint-Joost-ten-Node | €26,075 | €13,572 |
| EW Data Analysis Ukkel | €20,395 | €15,291 |
| ABCreche Schaarbeek | €21,563 | €12,845 |
| FAB SYS - IT SOLUTIONS Anderlecht | €40,805 | €12,067 |
| EMBEDDED KNIGHT Nazareth-De Pinte | €14,332 | €12,321 |
| BRUCG Diksmuide | €43,793 | €17,371 |
Documents
Annual accounts at the NBB
- Annual accounts 2025filed on 31-08-2026
- Annual accounts 2024filed on 22-08-2025
- Annual accounts 2023filed on 25-07-2024
- Annual accounts 2022filed on 23-08-2023
Acts in the Belgian Official Gazette
All publications in the Belgian Official GazetteArticles and registers
- Coordinated articles of associationnotaries' database
- Entry in the KBO registerKBO Public Search
Key facts about BE & CHANGE
- What is the company number of BE & CHANGE?
- The company number of BE & CHANGE is 0719.726.835. The VAT number is the same number with BE in front: BE 0719.726.835.
- Where is BE & CHANGE based?
- The registered office is at Rue de Sovimont 14, 5150 Floreffe.Company details
- What does BE & CHANGE do?
- According to the KBO register, the main activity is other information technology and computer services (NACE 62900).
- What is the legal form of BE & CHANGE?
- The legal form of BE & CHANGE is Private limited company (BV).
- When was BE & CHANGE founded?
- BE & CHANGE was founded on 01-02-2019.
- Is BE & CHANGE still active?
- Yes, BE & CHANGE is an active enterprise in the KBO register.
- What is the turnover of BE & CHANGE?
- The turnover in financial year 2025 is ≈ €79,000. This figure is estimated from the gross margin of €14,825 and 137 comparable companies (NACE 62). It probably lies between €39,000 and €150,000. It is a rough estimate.Financials
- Is BE & CHANGE profitable?
- In financial year 2025, BE & CHANGE made a loss of €43,558.
- Where can I find the annual accounts of BE & CHANGE?
- BE & CHANGE filed 7 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
- When are the next annual accounts of BE & CHANGE due?
- BE & CHANGE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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