Be-Bundle
ActiveSummary
Be-Bundle has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €11,455 and a net result of -€3,479. Equity is shrinking by ~8.8% per year across the filed fiscal years. Its solvency ranks better than 49% of 37951 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability0▼-14
Solvency82▼-8
Growth22=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 2.17 against 2.51 in 2023; short-term debt: 42.8% and cash: 0.9% of total assets), and 42.8% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
57.2%
Return on assets
-17.4%
Age of the figures
21 mo
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
18192021222324
2018 to 2024 · latest year -€3,479
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
61 d late
2023
30 d late
2022
65 d late
2021
31 d late
2020
37 d late
2019
92 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 53 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Turnover
€27,400▼ 17.1%
2018 · €33,044
EBIT margin
-1.7%▼ 22.8pp
2018 · 21.1%
Net result
-€3,479▼ 81.3%
2023 · -€1,919
Working capital
€10,008▼ 16.9%
2023 · €12,041
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Turnover
Operating result-€9,483▼ 1,892%-€7,936▲ 16.3%€12,521-€720-€1,777▼ 147%
Net result-€5,587▼ 185%-€9,274▼ 66.0%€11,273-€1,919-€3,479▼ 81.3%
EBIT margin
Equity€14,854▼ 26.4%€5,580▼ 62.4%€16,853▲ 202%€14,934▼ 11.4%€11,455▼ 23.3%
Total assets€31,997▼ 33.1%€14,633▼ 54.3%€25,466▲ 74.0%€22,902▼ 10.1%€20,024▼ 12.6%
Debt€17,143▼ 38.1%€9,053▼ 47.2%€8,613▼ 4.9%€7,968▼ 7.5%€8,569▲ 7.5%
Working capital-€14,686▲ 34.7%-€4,757▲ 67.6%€12,513€12,041▼ 3.8%€10,008▼ 16.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €1,777 in 2024 against €720 in 2023; the loss grows.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €20,024
Fixed assets
€1,447 ▼ 50.0%
Current assets
€18,577 ▼ 7.2%
Equity and liabilities €20,024
Equity
€11,455 ▼ 23.3%
Debt
€8,569 ▲ 7.5%
Debt's share of the balance-sheet total rises from 34.8% to 42.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
-€330▼
2023 · €727
Cash flow
-€2,032▼
2023 · -€472
Current ratio
2.17▼
2023 · 2.51
Debt to equity
0.75▲
2023 · 0.53
ROE
-30.4%▼
2023 · -12.8%
ROA
-17.4%▼
2023 · -8.4%
Interest coverage
-0.25▼
2023 · 0.75
Debt ≤ 1 year
€8,569▲
2023 · €7,968
Income taxes
€388▲
2023 · €225
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €1,334 | €4,748 | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €14,764 | €12,592 | €1,447 | €1,447 | €1,447 | = |
| Other operating charges640/8 | - | €678 | €1,092 | €656 | €673 | ▲ 2.6% |
| Gross operating margin9900 | €5,992 | €5,334 | €15,060 | €1,383 | €343 | ▼ 75.2% |
| Operating profit (loss)9901 | -€9,483 | -€7,936 | €12,521 | -€720 | -€1,777 | ▼ 147% |
| Financial income75/76B | - | - | €0 | €0 | - | - |
| Recurring financial income75 | - | - | €0 | €0 | - | - |
| Financial charges65/66B | - | €1,166 | €1,004 | €974 | €1,314 | ▲ 34.9% |
| Recurring financial charges65 | €1,019 | €1,166 | €1,004 | €974 | €1,314 | ▲ 34.9% |
| Profit (loss) for the period before taxes9903 | -€5,383 | -€9,101 | €11,517 | -€1,694 | -€3,091 | ▼ 82.5% |
| Income taxes67/77 | €204 | €173 | €245 | €225 | €388 | ▲ 72.5% |
| Profit (loss) for the period9904 | -€5,587 | -€9,274 | €11,273 | -€1,919 | -€3,479 | ▼ 81.3% |
| Profit (loss) for the period to be appropriated9905 | -€5,587 | -€9,274 | €11,273 | -€1,919 | -€3,479 | ▼ 81.3% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €31,997 | €14,633 | €25,466 | €22,902 | €20,024 | ▼ 12.6% |
| Fixed assets21/28 | €29,540 | €10,431 | €4,340 | €2,893 | €1,447 | ▼ 50.0% |
| Intangible fixed assets21 | €6,500 | - | - | - | - | - |
| Tangible fixed assets22/27 | €23,040 | €10,431 | €4,340 | €2,893 | €1,447 | ▼ 50.0% |
| Land and buildings22 | - | €5,787 | €4,340 | €2,893 | €1,447 | ▼ 50.0% |
| Furniture and vehicles24 | - | €4,645 | - | - | - | - |
| Current assets29/58 | €2,457 | €4,202 | €21,126 | €20,009 | €18,577 | ▼ 7.2% |
| Amounts receivable within one year40/41 | €1,692 | €3,818 | €20,840 | €19,351 | €18,402 | ▼ 4.9% |
| Trade receivables40 | - | €1,031 | €3,382 | €339 | - | - |
| Other amounts receivable41 | - | €2,787 | €17,458 | €19,012 | €18,402 | ▼ 3.2% |
| Cash at bank and in hand54/58 | €368 | - | - | €303 | €176 | ▼ 42.0% |
| Deferred charges and accrued income490/1 | - | €383 | €286 | €355 | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €31,997 | €14,633 | €25,466 | €22,902 | €20,024 | ▼ 12.6% |
| Equity10/15 | €14,854 | €5,580 | €16,853 | €14,934 | €11,455 | ▼ 23.3% |
| Contributions10/11 | €10,897 | €10,897 | €10,897 | €10,897 | €10,897 | = |
| Capital10 | - | €10,897 | - | - | - | - |
| Issued capital100 | - | €18,592 | - | - | - | - |
| Uncalled capital101 | - | €7,695 | - | - | - | - |
| Outside capital11 | - | - | €10,897 | - | - | - |
| Other1109/19 | - | - | €10,897 | - | - | - |
| Reserves13 | €25,059 | €25,059 | €25,059 | €25,059 | €1,859 | ▼ 92.6% |
| Non-distributable reserves130/1 | - | €1,859 | €1,859 | €1,859 | €1,859 | = |
| Legal reserve130 | - | €1,859 | - | - | - | - |
| Reserves not available under the articles1311 | - | - | €1,859 | €1,859 | €1,859 | = |
| Distributable reserves133 | - | €23,199 | €23,199 | €23,199 | - | - |
| Profit (loss) carried forward14 | -€21,102 | -€30,376 | -€19,103 | -€21,022 | -€1,302 | ▲ 93.8% |
| Amounts payable17/49 | €17,143 | €9,053 | €8,613 | €7,968 | €8,569 | ▲ 7.5% |
| Amounts payable within one year42/48 | €17,143 | €8,959 | €8,613 | €7,968 | €8,569 | ▲ 7.5% |
| Financial debts43 | - | €5,790 | €7,103 | €6,957 | €7,148 | ▲ 2.7% |
| Credit institutions430/8 | - | €5,790 | €7,103 | €6,957 | €7,148 | ▲ 2.7% |
| Trade debts44 | €590 | €226 | €1,148 | €411 | €784 | ▲ 90.8% |
| Suppliers440/4 | - | €226 | €1,148 | €411 | €784 | ▲ 90.8% |
| Taxes, remuneration and social security45 | - | €2,888 | €307 | €545 | €582 | ▲ 6.8% |
| Taxes450/3 | - | €2,888 | €307 | €545 | €582 | ▲ 6.8% |
| Other amounts payable47/48 | - | €55 | €55 | €55 | €55 | = |
| Accrued charges and deferred income492/3 | - | €94 | - | - | - | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€5,587 | -€9,274 | €11,273 | -€1,919 | -€3,479 | ▼ 81.3% |
| + Depreciation and write-downs630 | €14,764 | €12,592 | €1,447 | €1,447 | €1,447 | = |
| Operating cash flow (approximation) | €9,177 | €3,318 | €12,719 | -€472 | -€2,032 | ▼ 331% |
| Investment in fixed assets (approximation) | - | €6,517 | €4,645 | €0 | €0 | - |
| Change in cash | - | - | - | - | -€127 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
04-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 65 days late
2022
31-12
Financial
Back to profitnet €11,273
Net result €11,273 after 3 loss-making years.
31-12
Financial
Liquidity times 5current ratio 2.45
Current ratio from 0.47 to 2.45; short-term debt falls from €8,959 to €8,613.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Weakest financial yearnet -€9,274
Net result drops to -€9,274, the lowest in the series; recovery starts the following year.
06-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 37 days late
2020
31-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 92 days late
2019
22-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 114 days late
2018
28-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 59 days late
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 29 days late
2016
03-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 3 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sombreffe · 1 establishment unit since 2002
Ground area
2,076 m²
Building footprint
184 m²
2 parcels, Wallonia. Linked by address, not a title deed.
1 establishment unit
Rue de la Ligne, Ligny 19, 5140 Sombreffe
since 20022.183.471.582
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92126B0880/00L000 | Wallonia | 1,255 m² | 1 · 105 m² | - |
| 92074A0151/00D000 | Wallonia | 821 m² | 1 · 78 m² | - |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
FOUR EYES STAFFING SOLUTIONS
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Duffel · Eq €11,455
ADCOMEN
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Genk · Eq €11,456
IMM.VEST
BE 0445.253.160
Deinze · Eq €11,453
VELSTON
BE 0774.525.105
Wezembeek-Oppem · Eq €11,462
B&S CONSULTING & SERVICES
BE 0567.783.461
Chaumont-Gistoux · Eq €11,446
Of 82,632 companies in sector 70200 we hold annual accounts for 52,587. 24,479 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded10-05-1990
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
62200Computer consultancy and computer facilities management
69209Other tax advisory services
Contact
E-mail
info@be-bundle.comSombreffe
Phone
0473/736577Sombreffe
Scores and ratios are computed by Checked and are not a credit decision.