Result
€48,606 €48,606
Back in profit in 2025, after a loss of €38,221 in 2024.
.be BUILD
Lifetime
17 annual accounts with figures on one time axispeak €398,454 (2021)
€118,327▲ 55.9%
lowest -€131,323 (2023)
€48,606▲ €86,827
peak €421,871 (2022)
€300,933▲ 19.3%
€194,933▲ 35.7%
peak 2.6 FTE (2012)
0.7 FTE
Board2 names since 2008
2 directorsVAN BUYNDER Geert and 1 other
Owners
98%Vicaro
Documentsfilings and deeds
21-01-202699 days before the deadline
2025abbreviated format
Gross margin from €75,913 to €118,327Back to profit: €48,606Equity from €252,327 to €300,933Debts from €143,650 to €194,933Cash from €84,616 to €177,477
Key points
from the 2025 annual accountsChecked score
97
Excellent
Financially stronger than 77% of micro companies in real estate (NACE 68)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 26,625 companies (NACE 68, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.3%
01-2025: 0.3%● unchanged vs 12-2024highest value
02-2025: 0.3%● unchanged vs 01-2025
03-2025: 0.3%● unchanged vs 02-2025
04-2025: 0.1%▼ -0.2 percentage points vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.1%● unchanged vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: < 0.1%▼ -0.1 percentage points vs 01-2026lowest value
03-2026: < 0.1%● unchanged vs 02-2026lowest value
04-2026: < 0.1%● unchanged vs 03-2026lowest value
05-2026: < 0.1%● unchanged vs 04-2026lowest value
06-2026: < 0.1%● unchanged vs 05-2026lowest value
07-2026: < 0.1%● unchanged vs 06-2026lowest value
08-2026: < 0.1%● unchanged vs 07-2026lowest value
09-2026: < 0.1%● unchanged vs 08-2026lowest value
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
lowers risk
Liquidity: current ratio 2.18, cash €177,477
Equity €300,933 (60.7% of total assets)
Founded in 2008
Figures for financial year 2025 (filed on 21-01-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 72% of them on solvency, 84% on liquidity, 78% on profitability and 75% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-09-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 34,693 companies had the same profile as .be BUILD has now. Each dot stands for 87 companies, two years later.
95.3%
were still trading
3.9%
stopped another way
0.7%
went bankrupt
That fits the bankruptcy probability of .be BUILD itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 34,693 companies, not a prediction for .be BUILD. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €25,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.18 (2.1 in 2024), above the usual 1.5. Short-term debt is 39.3% and cash 35.8% of total assets. 39.3% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
5 signals, none raises the risk
Five signals.
lowers riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 21-01-2026, 99 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
99 days early
2024
41 days early
2023
22 days early
2022
2 days early
2021
18 days early
2020
10 days early
2019
22 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 31 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 9 April (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
30-09-2026 year end09-11-2026 today30-04-2027 deadline
Board and ownership
- Vicaro 98%score 91equity €930,536 (2025) · annual accounts 30-09-2025
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0898357580
Changes of role: VAN BUYNDER Geert (director) and VAN dEN BRANDEN Kristel (director)
Issue of 100 shares · General meeting of 10-05-2023 · Gazette deed
First establishment
Gentseweg 111, Beveren-Kruibeke-Zwijndrecht
Incorporation
published on 16-06-2008 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| .be BUILD Beveren-Kruibeke-Zwijndrecht | €495,865 | €118,327 | 60.7% | 0.7 |
| Immo3000 Lubbeek | €434,590 | €115,821 | 24.8% | 0.5 |
| AGEDIF Vilvoorde | €525,075 | €155,815 | 51.7% | 0.8 |
| Koosi Vastgoed Antwerp | €446,666 | €94,937 | -7.8% | 1 |
| EDEN CONSULT Ixelles | €567,553 | €144,152 | 40.2% | 1.1 |
| IMMODROME Lubbeek | €699,938 | €136,136 | 32.4% | 0.6 |
| IMMO HORST Rotselaar | €352,252 | €115,064 | -55.9% | 1 |
These companies have the same main activity as .be BUILD: real estate agency activities (NACE 68310). They are comparable in size and age: total assets between €352,000 and €700,000, founded between 2005 and 2010.
Official details
Source: KBO- Status
- Active since 05-06-2008Normal situation
- Activity
- Real estate agency activitiesNACE 68310
- Joint committee
- 323Building management, estate agents and domestic staff · annual accounts 30-09-2025
- Establishment unit
- 2.171.988.3669120 Beveren-Kruibeke-Zwijndrecht, since 16-06-2008
- Financial year end
- 30 September
- Peppol
- Reachable since 21-10-2026
Annual accounts to 30-09-2025
- ≈ €210,000estimated
- €495,865▲ 25.2%
- Employeeson 30-09-2025
- 1=
- Filing
- Filed on 21-01-2026, 99 days before the end of the filing period
Insights on .be BUILD
.be BUILD files the abbreviated format. That format states no turnover. The gross margin rose from -€61,138 in 2009 to €118,327 in 2025.
Vicaro holds 98% of the shares.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about .be BUILD
- What is the company number of .be BUILD?
- The company number of .be BUILD is 0898.357.580. The VAT number is the same number with BE in front: BE 0898.357.580.
- Where is .be BUILD based?
- The registered office is at Gentseweg 111, 9120 Beveren-Kruibeke-Zwijndrecht.Company details
- What does .be BUILD do?
- According to the KBO register, the main activity is real estate agency activities (NACE 68310).
- What is the legal form of .be BUILD?
- .be BUILD is a private limited company (BV).
- When was .be BUILD founded?
- .be BUILD was founded on 05-06-2008.
- Is .be BUILD still active?
- Yes, .be BUILD is an active enterprise in the KBO register.
- How many employees does .be BUILD have?
- .be BUILD had an average of 0.7 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does .be BUILD fall under?
- In its 30-09-2025 annual accounts, .be BUILD states joint committee 323 (Building management, estate agents and domestic staff).
- What is the turnover of .be BUILD?
- The turnover in financial year 2025 is ≈ €210,000. This figure is estimated from the gross margin of €118,327 and 32 comparable companies (NACE 68310). It probably lies between €170,000 and €320,000.
- Is .be BUILD profitable?
- In financial year 2025, .be BUILD made a profit of €48,606.
- Where can I find the annual accounts of .be BUILD?
- .be BUILD filed 17 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of .be BUILD due?
- .be BUILD must file the annual accounts for financial year 2026 by 30-04-2027.Timeline
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