BE-BRIGHTFUL

Active

Private limited companyfounded 20242 yrs activeOp de Koopman 37, 3960 Bree, BelgiumKBO/BCE: BE 1004.579.510

BE-BRIGHTFUL has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €8k and a net result of €650. Its solvency ranks better than 34% of 16527 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Watch Print / PDF

Checked score

Score 2025

71 / 100

Healthy

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability73▼-27

Solvency68▲+4

Growth32

Track record82

Bankruptcy probability, 12 months

0.2% Very low

0%0.5%1.5%4%10%≥ 25%

Credit up to €500 at 30 days acceptable

Liquidity short (current ratio 0.61 against 0.35 in 2024; short-term debt: 57.2% and cash: 14.3% of total assets), and 57.2% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 86

Relative position

BE, all sectors

reference

Sector 86

lower

← fewer bankruptcies more bankruptcies →

Young company

A young company has little track record yet and statistically fails more often than an established one.

KBO · incorporation date

Age against the risk zone

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-04-2026, 113 days ahead of the deadline.

NBB · 2 filings

Deviation from the deadline

2025

113 d early

2024

72 d early

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

22-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€8k▼ 2.7%

2024 · €8k

2024: €8k

2024 → 2025

Total assets

€18k▼ 12.3%

2024 · €20k

2024: €20k

2024 → 2025

Net result

€650▼ 91.2%

2024 · €7k

2024: €7k

2024 → 2025

Working capital

€-4k▲ 50.3%

2024 · €-8k

2024: €-8k

2024 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20242025Trend

Equity€8k-€8k▼ 2.7%

Operating result€10k-€2k▼ 76.4%

Net result€7k-€650▼ 91.2%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result falls in 2025; 2025 is 76% below 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €18k

65.4%

34.6%

Fixed assets €12k▼ 26.9%

Current assets €6k▲ 41.0%

Equity and liabilities €18k

42.8%

57.2%

Equity €8k▼ 2.7%

Debt €10k▼ 18.3%

The debt ratio falls from 61.4% to 57.2%. Equity and debt are lower.

Key figures and ratios

2025 value · change against 2024

EBITDA

€7k▼

2024 · €14k

Cash flow

€5k▼

2024 · €11k

Solvency

42.8%▲

2024 · 38.6%

Current ratio

0.61▲

2024 · 0.35

Quick ratio

0.61▲

2024 · 0.35

Debt / equity

1.34▼

2024 · 1.59

ROE

8.5%▼

2024 · 93.6%

ROA

3.6%▼

2024 · 36.1%

Interest coverage

52.73▼

2024 · 351270.00

Debt

€10k▼

2024 · €12k

Debt ≤ 1 year

€10k▼

2024 · €12k

Income taxes

€2k▼

2024 · €3k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€20k€18k▼

Fixed assets21/28€16k€12k▼

Tangible fixed assets22/27€16k€12k▼

Furniture and vehicles24€16k€12k▼

Current assets29/58€4k€6k▲

Amounts receivable within one year40/41€3k€3k▲

Trade receivables40€3k€2k▼

Other amounts receivable41-€2k

Cash at bank and in hand54/58€1k€3k▲

Deferred charges and accrued income490/1€485€336▼

Equity and liabilities

Total equity and liabilities10/49€20k€18k▼

Equity10/15€8k€8k▼

Contributions10/11€500€500=

Outside capital11€500-

Other1109/19€500-

Reserves13€7k€7k▼

Distributable reserves133€7k€7k▼

Amounts payable17/49€12k€10k▼

Amounts payable within one year42/48€12k€10k▼

Trade debts44€12k€9k▼

Suppliers440/4€12k€9k▼

Taxes, remuneration and social security45-€171

Taxes450/3-€171

Other amounts payable47/48-€602

Income statement Code20242025

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k▲

Other operating charges640/8€932€429▼

Gross operating margin9900€15k€7k▼

Operating profit (loss)9901€10k€2k▼

Financial income75/76B€3€3▲

Recurring financial income75€3€3▲

Financial charges65/66B€0€128▲

Recurring financial charges65€0€128▲

Profit (loss) for the period before taxes9903€10k€2k▼

Income taxes67/77€3k€2k▼

Profit (loss) for the period9904€7k€650▼

Profit (loss) for the period to be appropriated9905€7k€650▼

Appropriation of the result

Profit (loss) to be appropriated9906€7k€650▼

Transfer from equity791/2-€859

Transfer to equity691/2€7k€650▼

To other reserves6921€7k€650▼

Profit to be distributed694/7-€859

Return on contributions (dividend)694-€859

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

All 2Filings 2

Next filing, fiscal year 2026, expected by 31-07-2027

2026

09-04

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2025

20-05

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

NBB filing

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Bree · 1 establishment unit since 2024

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Op de Koopman 373960 Bree

Ground area

303 m²

Building footprint

64 m²

Volume, LiDAR

1 m³

Parcel 72402A0713/00Y003, Flanders · tallest building 0.6 m. Linked by address, not a title deed.

1 establishment unit

BE-BRIGHTFUL

Op de Koopman 37, 3960 BreeHuman health activities

since 20242.354.876.720

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
72402A0713/00Y003	Flanders	303 m²	1 · 64 m²	0.6 m

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 5,524 companies in sector 86931 we hold annual accounts for 550. 346 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded11-01-2024

Fiscal year end31-12

Activities, NACEBEL

86904Human health activities

86931Psychology services

86909Human health activities

86995Nutrition and dietetics services

Sources

Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers

Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.