BDynamiX
ActiveSummary
BDynamiX has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1,937 and a net result of -€10,592. Equity is shrinking by ~8.5% per year across the filed fiscal years. Its solvency ranks better than 11% of 31942 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability3▼-63
Solvency27▼-51
Growth22▼-13
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
2.3%
Return on assets
-12.7%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€10,592
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 11% of 31942 sector peers (2025).
NBB · sector comparisonPosition among 31942 sector peers
Solvency
better than 11%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filingsDeviation from the deadline
2025
31 d late
2024
31 d late
2023
30 d late
2022
24 d early
2021
31 d late
2020
23 d late
2019
59 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 9 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 31 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
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Financials · fiscal year 2025, micro schema
Turnover
€16,144▼ 10.8%
2021 · €18,101
EBIT margin
-85.6%▲ 52.6pp
2021 · -138.2%
Net result
-€10,592▼ 386%
2024 · -€2,178
Working capital
-€25,265
2024 · €54,171
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€18,101▼ 91.2%€16,144▼ 10.8%
Operating result-€25,021-€13,827▲ 44.7%-€4,206▲ 69.6%-€4,206=-€10,079▼ 140%
Net result-€25,687below the sector's middle half-€13,899below the sector's middle half▲ 45.9%-€2,178below the sector's middle half▲ 84.3%-€2,178below the sector's middle half=-€10,592below the sector's middle half▼ 386%
EBIT margin-138.2%▼ 153.9pp-85.6%▲ 52.6pp
Equity€78,602within the sector's middle half▼ 24.6%€64,703within the sector's middle half▼ 17.7%€62,525within the sector's middle half▼ 3.4%€62,525within the sector's middle half=€1,937below the sector's middle half▼ 96.9%
Total assets€94,960within the sector's middle half▼ 38.6%€100,500within the sector's middle half▲ 5.8%€117,075within the sector's middle half▲ 16.5%€117,075within the sector's middle half=€83,112within the sector's middle half▼ 29.0%
Debt€16,358▼ 64.0%€35,797▲ 119%€54,549▲ 52.4%€54,549=€81,176▲ 48.8%
Working capital€60,023within the sector's middle half▼ 29.0%€47,545within the sector's middle half▼ 20.8%€54,171within the sector's middle half▲ 13.9%€54,171within the sector's middle half=-€25,265below the sector's middle half
Solvency82.8%above the sector's middle half▲ 15.4pp64.4%within the sector's middle half▼ 18.4pp53.4%within the sector's middle half▼ 11.0pp53.4%within the sector's middle half=2.3%below the sector's middle half▼ 51.1pp
Current ratio4.67above the sector's middle half▲ 1.812.33within the sector's middle half▼ 2.341.99within the sector's middle half▼ 0.341.99within the sector's middle half=0.69below the sector's middle half▼ 1.31
Return on assets (ROA)-27.1%below the sector's middle half▼ 40.6pp-13.8%below the sector's middle half▲ 13.2pp-1.9%below the sector's middle half▲ 12.0pp-1.9%below the sector's middle half=-12.7%below the sector's middle half▼ 10.9pp
Staff (FTE)1.3▲ 160%
above
within
below
the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €10,079 in 2025 against €4,206 in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €83,112
Fixed assets
€27,633 ▲ 231%
Current assets
€55,479 ▼ 49.0%
Equity and liabilities €83,112
Equity
€1,937 ▼ 96.9%
Debt
€81,176 ▲ 48.8%
Debt's share of the balance-sheet total rises from 46.6% to 97.7%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
-€829▼
2024 · €5,506
Cash flow
-€1,342▼
2024 · €7,534
Debt to equity
41.92▲
2024 · 0.87
ROE
-546.9%▼
2024 · -3.5%
Interest coverage
-1.60▼
2024 · 76.47
Debt ≤ 1 year
€80,744▲
2024 · €54,549
Staff costs
€84
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 647 companies that looked in July 2024 the way this one looks now, 6.6% went bankrupt within 24 months and 86% are still going.
- Micro
- 5 to 10 years old
- solvency under 10%
- a loss of 10% of the balance sheet or more
6.6%
went bankrupt
5.6%
stopped otherwise
86%
still going
A further 2.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.3% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 647 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €18,101 | €16,144 | - | - | - | - |
| Goods, raw materials, services and sundry goods60/61 | €31,244 | €15,916 | - | - | - | - |
| Remuneration, social security and pensions62 | €3,418 | €1,885 | - | - | €84 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €12,119 | €11,822 | €9,711 | €9,711 | €9,250 | ▼ 4.7% |
| Provisions for liabilities and charges: additions (uses and reversals)635/8 | -€5,000 | - | - | - | - | - |
| Other operating charges640/8 | €1,342 | €348 | €454 | €454 | €540 | ▲ 18.8% |
| Gross operating margin9900 | -€13,143 | €228 | €5,960 | €5,960 | -€204 | ▼ 103% |
| Operating profit (loss)9901 | -€25,021 | -€13,827 | -€4,206 | -€4,206 | -€10,079 | ▼ 140% |
| Financial income75/76B | €0 | - | €2,100 | €2,100 | €4 | ▼ 99.8% |
| Recurring financial income75 | €0 | - | €2,100 | €2,100 | €4 | ▼ 99.8% |
| Financial charges65/66B | €666 | €72 | €72 | €72 | €518 | ▲ 619% |
| Recurring financial charges65 | €666 | €72 | €72 | €72 | €518 | ▲ 619% |
| Profit (loss) for the period before taxes9903 | -€25,687 | -€13,899 | -€2,178 | -€2,178 | -€10,592 | ▼ 386% |
| Profit (loss) for the period9904 | -€25,687 | -€13,899 | -€2,178 | -€2,178 | -€10,592 | ▼ 386% |
| Profit (loss) for the period to be appropriated9905 | -€25,687 | -€13,899 | -€2,178 | -€2,178 | -€10,592 | ▼ 386% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €94,960 | €100,500 | €117,075 | €117,075 | €83,112 | ▼ 29.0% |
| Fixed assets21/28 | €18,579 | €17,158 | €8,354 | €8,354 | €27,633 | ▲ 231% |
| Tangible fixed assets22/27 | €18,579 | €17,158 | €8,354 | €8,354 | €27,633 | ▲ 231% |
| Furniture and vehicles24 | €18,579 | €17,158 | €8,354 | €8,354 | €27,633 | ▲ 231% |
| Current assets29/58 | €76,381 | €83,342 | €108,720 | €108,720 | €55,479 | ▼ 49.0% |
| Amounts receivable within one year40/41 | €37,772 | €45,727 | €16,166 | €16,166 | €29,344 | ▲ 81.5% |
| Trade receivables40 | €217 | €7,397 | €14,712 | €14,712 | €27,572 | ▲ 87.4% |
| Other amounts receivable41 | €37,554 | €38,330 | €1,454 | €1,454 | €1,772 | ▲ 21.9% |
| Cash at bank and in hand54/58 | €38,610 | €37,308 | €92,554 | €92,554 | €24,133 | ▼ 73.9% |
| Deferred charges and accrued income490/1 | - | €307 | - | - | €2,002 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €94,960 | €100,500 | €117,075 | €117,075 | €83,112 | ▼ 29.0% |
| Equity10/15 | €78,602 | €64,703 | €62,525 | €62,525 | €1,937 | ▼ 96.9% |
| Contributions10/11 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Reserves13 | €77,089 | €77,089 | €77,089 | €77,089 | €1,860 | ▼ 97.6% |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Distributable reserves133 | €75,229 | €75,229 | €75,229 | €75,229 | €0 | ▼ 100% |
| Profit (loss) carried forward14 | -€4,687 | -€18,586 | -€20,763 | -€20,763 | -€6,123 | ▲ 70.5% |
| Amounts payable17/49 | €16,358 | €35,797 | €54,549 | €54,549 | €81,176 | ▲ 48.8% |
| Amounts payable within one year42/48 | €16,358 | €35,797 | €54,549 | €54,549 | €80,744 | ▲ 48.0% |
| Trade debts44 | €334 | €31 | €984 | €984 | €7,605 | ▲ 673% |
| Suppliers440/4 | €334 | €31 | €984 | €984 | €7,605 | ▲ 673% |
| Taxes, remuneration and social security45 | €179 | - | €1,373 | €1,373 | €762 | ▼ 44.5% |
| Taxes450/3 | - | - | €1,035 | €1,035 | €762 | ▼ 26.4% |
| Remuneration and social security454/9 | €179 | - | €338 | €338 | - | - |
| Other amounts payable47/48 | €15,845 | €35,767 | €52,193 | €52,193 | €72,377 | ▲ 38.7% |
| Accrued charges and deferred income492/3 | - | - | - | - | €432 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€25,687 | -€13,899 | -€2,178 | -€2,178 | -€10,592 | ▼ 386% |
| + Depreciation and write-downs630 | €12,119 | €11,822 | €9,711 | €9,711 | €9,250 | ▼ 4.7% |
| Operating cash flow (approximation) | -€13,568 | -€2,077 | €7,534 | €7,534 | -€1,342 | ▼ 118% |
| Investment in fixed assets (approximation) | - | -€10,401 | -€907 | -€9,711 | -€28,529 | ▼ 194% |
| Change in cash | - | -€1,301 | €55,246 | €0 | -€68,422 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
07-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Weakest financial yearnet -€25,687
Net result drops to -€25,687, the lowest in the series; recovery starts the following year.
23-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 23 days late
2020
31-12
Financial
Equity above €100,000Eq €104,289 ▲25.2%
3 profitable years in a row build equity to €104,289.
02-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Highest result since 2018net €103,417 ▲131%
Operating result €146,523, net result €103,417, both a record.
24-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
05-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ottignies-Louvain-la-Neuve · 1 establishment unit since 2017
Ground area
1,127 m²
Building footprint
508 m²
Volume, LiDAR
6,129 m³
Parcel 25386B0086/00K004, Wallonia · tallest building 16.5 m, ±4 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
BDynamiX
since 20172.262.114.036
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25386B0086/00K004 | Wallonia | 1,127 m² | 1 · 508 m² | 16.5 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,646 companies in sector 70200 we hold annual accounts for 52,627. 8,034 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded24-02-2017
Fiscal year end31-12
Abbreviation FR
BDX
Activities, NACEBEL 2025
70200Business and other management consultancy
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
62200Computer consultancy and computer facilities management
85592Vocational training
90391Promotion and organisation of arts and performing arts events
E-invoicing
Reachable via Peppol
Peppol ID
0208:0671805469
Registered
27-03-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.