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BDVC

Active
Private limited companyfounded 201015 yrs activeLangelede 105, 9185 Lochristi, BelgiumKBO/BCE: BE 0830.691.865

BDVC has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €783k and a net result of €166k. Equity is growing by ~12.2% per year across the filed fiscal years. Its solvency ranks better than 72% of 19340 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).

Checked score

Score 2024
100 / 100
Excellent▲ +48 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100▲+100
Solvency99▼-1
Growth78▲+26
Stability100
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €80k at 30 days acceptable
Liquidity ample (current ratio 3.81 against 5.18 in 2023), and 39.3% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 15 years 0 20 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
60.7%
Return on assets
12.9%
Age of the figures
20 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 07-07-2025, 24 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
24 d early
2023
35 d early
2022
32 d early
2021
36 d early
2020
18 d early
2019
36 d early
← before the deadline after the deadline →
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity
€783k▲ 26.8%
2023 · €617k
2018: €392k 2019: €404k 2020: €484k 2021: €662k 2022: €664k 2023: €617k
2018 → 2024
Total assets
€1.29M▲ 38.1%
2023 · €934k
2018: €591k 2019: €844k 2020: €861k 2021: €868k 2022: €978k 2023: €934k
2018 → 2024
Net result
€166k
2023 · €-47k
2018: €10k 2019: €31k 2020: €112k 2021: €179k 2022: €29k 2023: €-47k
2018 → 2024
Working capital
€942k▲ 53.2%
2023 · €615k
2018: €270k 2019: €443k 2020: €535k 2021: €610k 2022: €639k 2023: €615k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20202021202220232024Trend
Equity€484k-€662k▲ 36.8%€664k▲ 0.4%€617k▼ 7.2%€783k▲ 26.8%
Operating result€177k-€125k▼ 29.1%€8k▼ 93.8%€-47k€221k
Net result€112k-€179k▲ 59.9%€29k▼ 84.0%€-47k€166k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-100k€0€100k€200kOperating result 2020: €177k€177kNet result 2020: €112k€112kOperating result 2021: €125k€125kNet result 2021: €179k€179kOperating result 2022: €8k€8kNet result 2022: €29k€29kOperating result 2023: €-47k€-47kNet result 2023: €-47k€-47kOperating result 2024: €221k€221kNet result 2024: €166k€166k20202021202220232024
The operating result returns to profit in 2024: €221k after a loss of €47k in 2023, the highest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.29M
Fixed assets €14k▼ 92.1%
Current assets €1.28M▲ 67.6%
Equity and liabilities €1.29M
Equity €783k▲ 26.8%
Debt €507k▲ 60.1%
The debt ratio rises from 33.9% to 39.3%: debt grows faster than equity.
Key figures and ratios
2024 value · change against 2023
EBITDA
€224k
2023 · €-21k
Cash flow
€170k
2023 · €-21k
Solvency
60.7%
2023 · 66.1%
Current ratio
3.81
2023 · 5.18
Quick ratio
2.68
2023 · 2.70
Debt / equity
0.65
2023 · 0.51
ROE
21.3%
2023 · -7.6%
ROA
12.9%
2023 · -5.0%
Interest coverage
10.55
2023 · -1.95
Debt
€507k
2023 · €317k
Debt ≤ 1 year
€335k
2023 · €147k
Debt > 1 year
€158k=
2023 · €158k
Income taxes
€54k
2023 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet Code20232024
Assets
Total assets20/58€934k€1.29M
Fixed assets21/28€172k€14k
Tangible fixed assets22/27€172k€14k
Land and buildings22€164k-
Plant, machinery and equipment23€833€8k
Furniture and vehicles24€7k€6k
Current assets29/58€762k€1.28M
Amounts receivable after more than one year29€60k€64k
Other amounts receivable291€60k€64k
Stocks and contracts in progress3€366k€378k
Stocks30/36€366k€378k
Amounts receivable within one year40/41€292k€577k
Trade receivables40€42k€10k
Other amounts receivable41€251k€567k
Cash at bank and in hand54/58€42k€255k
Deferred charges and accrued income490/1€2k€2k
Equity and liabilities
Total equity and liabilities10/49€934k€1.29M
Equity10/15€617k€783k
Contributions10/11€16k€16k=
Reserves13€604k€767k
Tax-exempt reserves132€84k€152k
Distributable reserves133€520k€615k
Profit (loss) carried forward14€-3k-
Amounts payable17/49€317k€507k
Amounts payable after more than one year17€158k€158k=
Financial debts170/4€158k€158k=
Amounts payable within one year42/48€147k€335k
Trade debts44€3k€549
Suppliers440/4€3k€549
Advances received on contracts in progress46€30k-
Taxes, remuneration and social security45€10k€13k
Taxes450/3€10k€13k
Other amounts payable47/48€105k€321k
Accrued charges and deferred income492/3€12k€15k
Income statement Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€26k€3k
Other operating charges640/8€5k€6k
Non-recurring operating charges66A€53€327
Gross operating margin9900€-16k€231k
Operating profit (loss)9901€-47k€221k
Financial income75/76B€12k€20k
Recurring financial income75€12k€20k
Financial charges65/66B€11k€21k
Recurring financial charges65€11k€21k
Profit (loss) for the period before taxes9903€-45k€220k
Income taxes67/77€1k€54k
Profit (loss) for the period9904€-47k€166k
Transfer to tax-exempt reserves689-€67k
Profit (loss) for the period to be appropriated9905€-47k€99k
Appropriation of the result
Profit (loss) to be appropriated9906€-4k€96k
Profit (loss) brought forward from the previous period14P€43k€-3k
Transfer from equity791/2€2k-
Transfer to equity691/2-€96k
To other reserves6921-€96k
Profit to be distributed694/7€833€833=
Return on contributions (dividend)694€833€833=

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

2025
07-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Back to profitnet €166k
Net result €166k after one loss-making year.
26-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Weakest financial yearnet €-47k ▼263%
Net result drops to €-47k, the lowest in the series; recovery starts the following year.
29-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
25-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Highest result since 2018net €179k ▲59.9%
Net result €179k, the highest in the series.
31-12
Financial Liquidity doublescurrent ratio 21.32
Current ratio from 9.42 to 21.32; short-term debt falls from €64k to €30k.
31-12
Financial Equity above €500kEq €662k ▲36.8%
4 profitable years in a row build equity to €662k.
13-07
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
25-06
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
05-07
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
25-06
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
14-07
NBB filing Annual accounts filed
fiscal year 2016 · micro schema
2016
08-07
NBB filing Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lochristi · 1 establishment unit since 2010
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Langelede 1059185 Lochristi
Ground area
1,413 m²
Building footprint
177 m²
Volume, LiDAR
919 m³
Parcel 44472B1483/00G000, Flanders · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BDVC
Langelede 105, 9185 LochristiReal estate activities
since 20102.193.860.480
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44472B1483/00G000 Flanders 1,413 m² 1 · 177 m² 9.1 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 9,637 companies in sector 68121 we hold annual accounts for 7,329. 4,205 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded27-10-2010
Fiscal year end31-12
Activities, NACEBEL
68121Development of residential building projects
81100Combined facilities support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers

Data from official sources, last processed on 10-09-2026. Scores and ratios are computed by Checked and are not a credit decision.