BDV
ActiveSummary
BDV has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €424k and a net result of €29k. Equity is growing by ~8.7% per year across the filed fiscal years. Its solvency ranks better than 45% of 17090 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability55▼-7
Solvency79▼-13
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 15.79 against 13.72 in 2024; short-term debt: 5.8% and cash: 13.5% of total assets), and 46.2% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
53.8%
Return on assets
3.7%
Age of the figures
9 mo
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
42 d early
2023
8 d early
2022
16 d early
2021
72 d late
2020
83 d late
2019
54 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€424k▲ 7.3%
2024 · €395k
Total assets
€788k▲ 33.1%
2024 · €592k
Net result
€29k▼ 8.1%
2024 · €32k
Working capital
€674k▲ 40.3%
2024 · €481k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€48k▲ 56.4%€30k▼ 37.3%€35k▲ 15.4%€44k▲ 25.7%€47k▲ 7.4%
Net result€36k▲ 47.4%€21k▼ 42.5%€22k▲ 4.9%€32k▲ 45.6%€29k▼ 8.1%
Equity€321k▲ 12.6%€342k▲ 6.4%€363k▲ 6.3%€395k▲ 8.7%€424k▲ 7.3%
Total assets€356k▲ 9.9%€434k▲ 22.0%€441k▲ 1.6%€592k▲ 34.1%€788k▲ 33.1%
Debt€35k▼ 9.8%€93k▲ 163%€78k▼ 15.9%€197k▲ 152%€364k▲ 84.8%
Working capital€293k▲ 16.2%€306k▲ 4.5%€328k▲ 7.1%€481k▲ 46.6%€674k▲ 40.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 7% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €788k
Fixed assets
€68k ▼ 7.3%
Current assets
€720k ▲ 38.9%
Equity and liabilities €788k
Equity
€424k ▲ 7.3%
Debt
€364k ▲ 84.8%
Debt's share of the balance-sheet total rises from 33.3% to 46.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€61k▲
2024 · €57k
Cash flow
€43k▼
2024 · €45k
Current ratio
15.79▲
2024 · 13.72
Debt to equity
0.86▲
2024 · 0.50
ROE
6.8%▼
2024 · 8.0%
ROA
3.7%▼
2024 · 5.3%
Interest coverage
3.81▼
2024 · 4.45
Debt ≤ 1 year
€46k▲
2024 · €38k
Debt > 1 year
€318k▲
2024 · €158k
Income taxes
€8k▼
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €2k | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €6k | €18k | €18k | €13k | €14k | ▲ 5.8% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | €570 | - | - | - | - |
| Other operating charges640/8 | €956 | €1k | €885 | €1k | €998 | ▼ 22.8% |
| Gross operating margin9900 | €55k | €50k | €54k | €59k | €62k | ▲ 6.4% |
| Operating profit (loss)9901 | €48k | €30k | €35k | €44k | €47k | ▲ 7.4% |
| Financial income75/76B | €5k | €20k | €5k | €11k | €6k | ▼ 44.5% |
| Recurring financial income75 | €5k | €20k | €5k | €11k | €6k | ▼ 49.9% |
| Non-recurring financial income76B | - | - | - | - | €604 | - |
| Financial charges65/66B | €4k | €20k | €10k | €13k | €16k | ▲ 25.5% |
| Recurring financial charges65 | €4k | €20k | €10k | €13k | €16k | ▲ 25.1% |
| Non-recurring financial charges66B | - | - | - | - | €46 | - |
| Profit (loss) for the period before taxes9903 | €50k | €30k | €30k | €42k | €37k | ▼ 11.7% |
| Income taxes67/77 | €14k | €9k | €9k | €11k | €8k | ▼ 22.6% |
| Profit (loss) for the period9904 | €36k | €21k | €22k | €32k | €29k | ▼ 8.1% |
| Transfer to tax-exempt reserves689 | - | - | - | - | €17k | - |
| Profit (loss) for the period to be appropriated9905 | €36k | €21k | €22k | €32k | €12k | ▼ 61.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €356k | €434k | €441k | €592k | €788k | ▲ 33.1% |
| Fixed assets21/28 | €35k | €88k | €76k | €73k | €68k | ▼ 7.3% |
| Tangible fixed assets22/27 | €11k | €54k | €41k | €29k | €24k | ▼ 18.3% |
| Plant, machinery and equipment23 | €3k | €1k | €4k | €4k | €7k | ▲ 50.7% |
| Furniture and vehicles24 | €8k | €53k | €38k | €25k | €17k | ▼ 30.4% |
| Financial fixed assets28 | €24k | €34k | €35k | €44k | €44k | = |
| Current assets29/58 | €321k | €346k | €365k | €518k | €720k | ▲ 38.9% |
| Amounts receivable within one year40/41 | €19k | €23k | €17k | €14k | €23k | ▲ 59.9% |
| Trade receivables40 | €18k | €19k | €15k | €9k | €18k | ▲ 107% |
| Other amounts receivable41 | €1k | €5k | €2k | €5k | €5k | ▼ 15.3% |
| Current investments50/53 | €248k | €239k | €259k | €415k | €589k | ▲ 42.0% |
| Cash at bank and in hand54/58 | €53k | €82k | €85k | €89k | €106k | ▲ 20.2% |
| Deferred charges and accrued income490/1 | €1k | €2k | €5k | €1k | €2k | ▲ 103% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €356k | €434k | €441k | €592k | €788k | ▲ 33.1% |
| Equity10/15 | €321k | €342k | €363k | €395k | €424k | ▲ 7.3% |
| Contributions10/11 | €20k | €20k | €20k | €20k | €20k | = |
| Reserves13 | €4k | €4k | €4k | €375k | €404k | ▲ 7.7% |
| Tax-exempt reserves132 | €2k | €2k | €2k | €2k | €19k | ▲ 784% |
| Distributable reserves133 | €2k | €2k | €2k | €373k | €385k | ▲ 3.3% |
| Profit (loss) carried forward14 | €297k | €317k | €339k | - | - | - |
| Amounts payable17/49 | €35k | €93k | €78k | €197k | €364k | ▲ 84.8% |
| Amounts payable after more than one year17 | €7k | €52k | €40k | €158k | €318k | ▲ 102% |
| Financial debts170/4 | €7k | €52k | €40k | €158k | €318k | ▲ 102% |
| Amounts payable within one year42/48 | €28k | €40k | €37k | €38k | €46k | ▲ 20.7% |
| Current portion of amounts payable after more than one year42 | €4k | €14k | €12k | €6k | €6k | = |
| Financial debts43 | €3k | - | €1k | - | - | - |
| Credit institutions430/8 | €3k | - | €1k | - | - | - |
| Trade debts44 | €2k | €5k | €3k | €5k | €5k | ▼ 12.1% |
| Suppliers440/4 | €2k | €5k | €3k | €5k | €5k | ▼ 12.1% |
| Taxes, remuneration and social security45 | €4k | €5k | €2k | €2k | €6k | ▲ 152% |
| Taxes450/3 | €4k | €5k | €1k | €2k | €5k | ▲ 227% |
| Remuneration and social security454/9 | - | - | €750 | €750 | €750 | = |
| Other amounts payable47/48 | €14k | €16k | €19k | €24k | €29k | ▲ 20.6% |
| Accrued charges and deferred income492/3 | €629 | €1k | €990 | €1k | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €36k | €21k | €22k | €32k | €29k | ▼ 8.1% |
| + Depreciation and write-downs630 | €6k | €18k | €18k | €13k | €14k | ▲ 5.8% |
| Operating cash flow (approximation) | €42k | €38k | €40k | €45k | €43k | ▼ 4.0% |
| Investment in fixed assets (approximation) | - | €-71k | €-6k | €-11k | €-9k | ▲ 17.6% |
| Change in cash | - | €29k | €3k | €4k | €18k | ▲ 359% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
19-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
23-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
15-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
11-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 72 days late
2021
31-12
Financial
Highest result since 2018net €36k ▲47.4%
Operating result €48k, net result €36k, both a record.
22-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 83 days late
2020
23-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 54 days late
2019
31-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
23-05
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Poperinge · 1 establishment unit since 2000
Ground area
850 m²
Building footprint
106 m²
Volume, LiDAR
727 m³
Parcel 33021F1566/00N000, Flanders · tallest building 9.0 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Spellewerkstraat 17, 8970 Poperinge
since 20002.115.999.372
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 33021F1566/00N000 | Flanders | 850 m² | 1 · 106 m² | 9.0 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
9845000F0C5591O8CB11
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Of 16,901 companies in sector 62100 we hold annual accounts for 8,775. 5,720 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded05-10-2000
Fiscal year end31-12
Activities, NACEBEL 2025
62100Computer programming
Scores and ratios are computed by Checked and are not a credit decision.