BDSAN SERVICES
ActiveBDSAN SERVICES has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €71k and a net result of €-11k. Equity is shrinking by ~6.1% per year across the filed fiscal years. Its solvency ranks better than 57% of 27711 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
62
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability44▼-21
Solvency78▼-1
Growth32=
Track record100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 2.14 against 2.22 in 2024; short-term debt: 40% and cash: 20.8% of total assets), and 46.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
53.3%
Return on assets
-7.9%
Age of the figures
12 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-11k
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 29-04-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
6 d early
2023
6 d early
2022
3 d late
2021
18 d late
2020
on the day
2019
26 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€71k▼ 12.9%
2024 · €81k
2018: €89k
2019: €123k
2020: €128k
2021: €138k
2022: €136k
2023: €101k
2024: €81k
2018 → 2025
Total assets
€133k▼ 12.3%
2024 · €152k
2018: €148k
2019: €175k
2020: €196k
2021: €211k
2022: €195k
2023: €175k
2024: €152k
2018 → 2025
Net result
€-11k▼ 121%
2024 · €-5k
2018: €27k
2019: €49k
2020: €5k
2021: €10k
2022: €-3k
2023: €-34k
2024: €-5k
2018 → 2025
Working capital
€61k▼ 3.1%
2024 · €63k
2018: €71k
2019: €106k
2020: €136k
2021: €122k
2022: €119k
2023: €81k
2024: €63k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€138k-€136k▼ 2.0%€101k▼ 25.4%€81k▼ 19.5%€71k▼ 12.9%
Operating result€15k-€-1k€-32k▼ 2,531%€-3k▲ 92.0%€-9k▼ 238%
Net result€10k-€-3k€-34k▼ 1,149%€-5k▲ 86.2%€-11k▼ 121%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €9k in 2025 against €3k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €133k
Fixed assets
€19k▼ 49.0%
Current assets
€114k▼ 0.2%
Equity and liabilities €133k
Equity
€71k▼ 12.9%
Debt
€62k▼ 11.6%
The debt ratio rises from 46.3% to 46.7%. Equity and debt are lower.
Key figures and ratios
EBITDA
€9k▼
2024 · €16k
Cash flow
€7k▼
2024 · €13k
Solvency
53.3%▼
2024 · 53.7%
Current ratio
2.14▼
2024 · 2.22
Quick ratio
2.14▼
2024 · 2.22
Debt / equity
0.88▲
2024 · 0.86
ROE
-14.8%▼
2024 · -5.8%
ROA
-7.9%▼
2024 · -3.1%
Interest coverage
4.22▼
2024 · 6.95
Debt
€62k▼
2024 · €70k
Debt ≤ 1 year
€53k▲
2024 · €51k
Debt > 1 year
€9k▼
2024 · €19k
Income taxes
€309▲
2024 · €292
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€152k€133k▼
Fixed assets21/28€38k€19k▼
Tangible fixed assets22/27€37k€18k▼
Furniture and vehicles24€37k€18k▼
Financial fixed assets28€900€900=
Current assets29/58€114k€114k▼
Amounts receivable within one year40/41€106k€84k▼
Trade receivables40€88k€64k▼
Other amounts receivable41€17k€20k▲
Cash at bank and in hand54/58€7k€28k▲
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€152k€133k▼
Equity10/15€81k€71k▼
Contributions10/11€6k€6k=
Reserves13€34k€29k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€33k€28k▼
Profit (loss) carried forward14€41k€35k▼
Amounts payable17/49€70k€62k▼
Amounts payable after more than one year17€19k€9k▼
Financial debts170/4€19k€9k▼
Amounts payable within one year42/48€51k€53k▲
Current portion of amounts payable after more than one year42€17k€10k▼
Trade debts44€13k€24k▲
Suppliers440/4€13k€24k▲
Advances received on contracts in progress46€5k€18k▲
Taxes, remuneration and social security45€1k€1k=
Taxes450/3€1k€1k=
Other amounts payable47/48€15k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18k€18k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€5k€4k▼
Other operating charges640/8€2k€3k▲
Gross operating margin9900€22k€17k▼
Operating profit (loss)9901€-3k€-9k▼
Financial income75/76B€372€777▲
Recurring financial income75€372€777▲
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€-4k€-10k▼
Income taxes67/77€292€309▲
Profit (loss) for the period9904€-5k€-11k▼
Profit (loss) for the period to be appropriated9905€-5k€-11k▼
Appropriation of the result
Profit (loss) to be appropriated9906€41k€30k▼
Profit (loss) brought forward from the previous period14P€46k€41k▼
Transfer from equity791/2€15k€5k▼
Profit to be distributed694/7€15k-
Return on contributions (dividend)694€15k-
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
24-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
24-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Weakest financial yearnet €-34k
Net result drops to €-34k, the lowest in the series; recovery starts the following year.
03-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 3 days late
2022
18-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 18 days late
2021
30-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
26-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 26 days late
2019
30-09
Financial
Highest result since 2018net €49k ▲85.2%
Operating result €59k, net result €49k, both a record.
30-09
Financial
Equity above €100kEq €123k ▲38.6%
2 profitable years in a row build equity to €123k.
25-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
25-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
12-05
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 12 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ans · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Pasteur 474430 AnsGround area
225 m²
Building footprint
64 m²
Parcel 62003A0012/00Y017, Wallonia. Linked by address, not a title deed.
1 establishment unit
BDSAN SERVICES
since 20132.237.010.634
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62003A0012/00Y017 | Wallonia | 225 m² | 1 · 64 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 7,042 companies in sector 43221 we hold annual accounts for 3,469. 3,046 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-04-2013
Fiscal year end30-09
Activities, NACEBEL
43221Plumbing work
43211General electrical installation work
43222Installation of electric heating, air conditioning, cooling and ventilation
43320Joinery installation
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.