BDS
ActiveSummary
BDS has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show negative equity (-€32,912) and a net result of €737. Equity is growing by ~12.8% per year across the filed fiscal years. Its solvency ranks better than 14% of 3023 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability70▲+70
Solvency0=
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.15 against 0.05 in 2023; short-term debt: 152.7% and cash: 1.1% of total assets), and equity is negative.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 93
Relative position
BE, all sectors
reference
Sports, amusement and recreation activities (NACE 93)
about 50% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
-52.7%
Return on assets
1.2%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 3023 sector peers (2024).
NBB · sector comparisonPosition among 3023 sector peers
Solvency
better than 14%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-08-2025, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
28 d late
2023
29 d late
2022
25 d late
2021
29 d late
2020
60 d early
2019
80 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 22 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (1)
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2024, micro schema
Equity
-€32,912▲ 2.2%
2023 · -€33,649
Total assets
€62,489▲ 3.7%
2023 · €60,253
Net result
€737
2023 · -€30,095
Working capital
-€80,831▲ 9.1%
2023 · -€88,963
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 93, Sports, amusement and recreation activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€2,548▲ 2,495%-€8,528€92,763-€29,766€1,626
Net result€2,367within the sector's middle half-€8,713within the sector's middle half€92,420above the sector's middle half-€30,095below the sector's middle half€737within the sector's middle half
Equity-€87,261below the sector's middle half▲ 2.6%-€95,974below the sector's middle half▼ 10.0%-€3,554within the sector's middle half▲ 96.3%-€33,649below the sector's middle half▼ 847%-€32,912below the sector's middle half▲ 2.2%
Total assets€1,122below the sector's middle half▼ 71.5%€28,386below the sector's middle half▲ 2,430%€25,049below the sector's middle half▼ 11.8%€60,253within the sector's middle half▲ 141%€62,489within the sector's middle half▲ 3.7%
Debt€88,383▼ 5.5%€124,360▲ 40.7%€28,603▼ 77.0%€93,903▲ 228%€95,401▲ 1.6%
Working capital-€87,379below the sector's middle half▲ 2.8%-€96,559below the sector's middle half▼ 10.5%-€20,993within the sector's middle half▲ 78.3%-€88,963below the sector's middle half▼ 324%-€80,831below the sector's middle half▲ 9.1%
Solvency-338.1%below the sector's middle half-14.2%below the sector's middle half▲ 323.9pp-55.8%below the sector's middle half▼ 41.7pp-52.7%below the sector's middle half▲ 3.2pp
Current ratio0.22below the sector's middle half0.19below the sector's middle half▼ 0.030.05below the sector's middle half▼ 0.140.15below the sector's middle half▲ 0.10
Return on assets (ROA)-30.7%below the sector's middle half369.0%above the sector's middle half▲ 399.7pp-49.9%below the sector's middle half▼ 418.9pp1.2%within the sector's middle half▲ 51.1pp
above
within
below
the middle half (P25 to P75) of NACE 93, Sports, amusement and recreation activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €1,626 after a loss of €29,766 in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €62,489
Fixed assets
€47,919 ▼ 13.4%
Current assets
€14,570 ▲ 195%
Key figures and ratios
EBITDA
€9,020▲
2023 · -€22,371
Cash flow
€8,132▲
2023 · -€22,701
Debt to equity
-2.90▼
2023 · -2.79
Interest coverage
13.20▲
2023 · -94.91
Debt ≤ 1 year
€95,401▲
2023 · €93,903
Income taxes
€205▲
2023 · €94
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 1,381 companies that looked in July 2024 the way this one looks now, 2.0% went bankrupt within 24 months and 94% are still going.
- Micro
- 10 to 20 years old
- negative equity
- a profit under 5% of the balance sheet
2.0%
went bankrupt
3.1%
stopped otherwise
94%
still going
A further 0.7% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.4% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,381 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €118 | €235 | €1,355 | €7,394 | €7,394 | = |
| Other operating charges640/8 | - | €348 | €497 | - | - | - |
| Gross operating margin9900 | €3,068 | -€7,946 | €94,615 | -€22,371 | €9,020 | ▲ 140% |
| Operating profit (loss)9901 | €2,548 | -€8,528 | €92,763 | -€29,766 | €1,626 | ▲ 105% |
| Financial income75/76B | - | - | - | €0 | - | - |
| Recurring financial income75 | - | - | - | €0 | - | - |
| Financial charges65/66B | - | €185 | €343 | €236 | €683 | ▲ 190% |
| Recurring financial charges65 | €171 | €185 | €343 | €236 | €683 | ▲ 190% |
| Profit (loss) for the period before taxes9903 | €2,377 | -€8,713 | €92,420 | -€30,002 | €942 | ▲ 103% |
| Income taxes67/77 | €10 | - | - | €94 | €205 | ▲ 118% |
| Profit (loss) for the period9904 | €2,367 | -€8,713 | €92,420 | -€30,095 | €737 | ▲ 102% |
| Profit (loss) for the period to be appropriated9905 | €2,367 | -€8,713 | €92,420 | -€30,095 | €737 | ▲ 102% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1,122 | €28,386 | €25,049 | €60,253 | €62,489 | ▲ 3.7% |
| Fixed assets21/28 | €118 | €585 | €19,989 | €55,313 | €47,919 | ▼ 13.4% |
| Tangible fixed assets22/27 | €118 | €585 | €19,989 | €55,313 | €47,919 | ▼ 13.4% |
| Land and buildings22 | - | €585 | €12,926 | €11,917 | - | - |
| Plant, machinery and equipment23 | - | - | €4,620 | €3,588 | €13,013 | ▲ 263% |
| Furniture and vehicles24 | - | - | €2,444 | €39,808 | €34,906 | ▼ 12.3% |
| Current assets29/58 | €1,004 | €27,801 | €5,060 | €4,940 | €14,570 | ▲ 195% |
| Amounts receivable within one year40/41 | - | €23,774 | €4,209 | €4,007 | €12,844 | ▲ 221% |
| Trade receivables40 | - | - | €2,362 | - | €6,728 | - |
| Other amounts receivable41 | - | €23,774 | €1,847 | €4,007 | €6,116 | ▲ 52.6% |
| Cash at bank and in hand54/58 | €1,004 | €4,027 | €851 | €10 | €718 | ▲ 7,007% |
| Deferred charges and accrued income490/1 | - | - | - | €923 | €1,008 | ▲ 9.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1,122 | €28,386 | €25,049 | €60,253 | €62,489 | ▲ 3.7% |
| Equity10/15 | -€87,261 | -€95,974 | -€3,554 | -€33,649 | -€32,912 | ▲ 2.2% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Capital10 | - | €18,600 | €18,600 | - | - | - |
| Issued capital100 | - | €18,600 | €18,600 | - | - | - |
| Outside capital11 | - | - | - | €18,600 | €18,600 | = |
| Other1109/19 | - | - | - | €18,600 | €18,600 | = |
| Profit (loss) carried forward14 | -€105,861 | -€114,574 | -€22,154 | -€52,249 | -€51,512 | ▲ 1.4% |
| Amounts payable17/49 | €88,383 | €124,360 | €28,603 | €93,903 | €95,401 | ▲ 1.6% |
| Amounts payable within one year42/48 | €88,383 | €124,360 | €26,053 | €93,903 | €95,401 | ▲ 1.6% |
| Trade debts44 | €421 | €2,099 | €12,819 | €2,316 | €5,171 | ▲ 123% |
| Suppliers440/4 | - | €2,099 | €12,819 | €2,316 | €5,171 | ▲ 123% |
| Taxes, remuneration and social security45 | - | - | - | €94 | €299 | ▲ 218% |
| Taxes450/3 | - | - | - | €94 | €299 | ▲ 218% |
| Other amounts payable47/48 | - | €122,262 | €13,234 | €91,493 | €89,931 | ▼ 1.7% |
| Accrued charges and deferred income492/3 | - | - | €2,550 | - | - | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €2,367 | -€8,713 | €92,420 | -€30,095 | €737 | ▲ 102% |
| + Depreciation and write-downs630 | €118 | €235 | €1,355 | €7,394 | €7,394 | = |
| Operating cash flow (approximation) | €2,485 | -€8,479 | €93,776 | -€22,701 | €8,132 | ▲ 136% |
| Investment in fixed assets (approximation) | - | -€702 | -€20,759 | -€42,719 | €0 | ▲ 100% |
| Change in cash | - | €3,023 | -€3,176 | -€841 | €708 | ▲ 184% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial
Back to profitnet €737
Net result €737 after one loss-making year.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-12
Financial
Weakest financial yearnet -€30,095
Net result drops to -€30,095, the lowest in the series; recovery starts the following year.
25-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 25 days late
2022
31-12
Financial
Back to profitnet €92,420
Net result €92,420 after one loss-making year.
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
01-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €2,367
Net result €2,367 after 2 loss-making years.
19-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 80 days late
2019
09-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 9 days late
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 29 days late
2017
31-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
31-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Pecq · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sentier de la perche 17740 Pecq1 establishment unit
ACCESSPRO
since 20082.174.025.465
Similar companies · same sector and region
AQUA SUN
BE 0434.316.114
Mouscron
AQUINO
BE 0508.616.926
Manage
ATHOIS LA FORME
BE 0876.718.365
Ath
AURA PILATES
BE 1034.044.546
Quiévrain
BD SPORT
BE 0789.458.056
Tournai
This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 1,520 companies in sector 93130 we hold annual accounts for 690. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded30-09-2008
Fiscal year end31-12
Activities, NACEBEL 2025
93130Fitness centres
47400Retail sale of information and communication equipment
62200Computer consultancy and computer facilities management
63100Computing infrastructure, data processing, hosting and related activities
96230Day spas, saunas and steam baths
E-invoicing
Reachable via Peppol
Peppol ID
0208:0806729501
Also
9925:BE0806729501
Registered
16-12-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.