BDP PLAFONNAGE
ActiveThe computed 12-month bankruptcy probability of BDP PLAFONNAGE is 2.8% (moderate). The 2025 annual accounts show equity of €30k and a net result of €-635. Equity is growing by ~24.6% per year across the filed fiscal years. Its solvency ranks better than 47% of 7391 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
66
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability68▼-32
Solvency66▼-19
Growth52▼-26
Track record94
Bankruptcy probability, 12 months
2.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 1.95 against 2.42 in 2024; short-term debt: 30% and cash: 43.6% of total assets), but 59.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
40.6%
Return on assets
-0.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-05-2026, 63 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
63 d early
2024
15 d early
2023
16 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€30k▼ 2.1%
2024 · €31k
2023: €15k
2024: €31k
2023 → 2025
Total assets
€75k▲ 44.5%
2024 · €52k
2023: €40k
2024: €52k
2023 → 2025
Net result
€-635
2024 · €16k
2023: €12k
2024: €16k
2023 → 2025
Working capital
€21k▲ 0.5%
2024 · €21k
2023: €5k
2024: €21k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€15k-€31k▲ 101%€30k▼ 2.1%
Operating result€17k-€21k▲ 22.7%€686▼ 96.8%
Net result€12k-€16k▲ 25.8%€-635
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 97% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €75k
Fixed assets
€31k▲ 97.1%
Current assets
€44k▲ 21.4%
Equity and liabilities €75k
Equity
€30k▼ 2.1%
Debt
€44k▲ 114%
The debt ratio rises from 40.1% to 59.4%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€11k▼
2024 · €28k
Cash flow
€9k▼
2024 · €22k
Solvency
40.6%▼
2024 · 59.9%
Current ratio
1.95▼
2024 · 2.42
Quick ratio
1.95▼
2024 · 2.08
Debt / equity
1.46▲
2024 · 0.67
ROE
-2.1%▼
2024 · 50.3%
ROA
-0.9%▼
2024 · 30.1%
Interest coverage
10.27▼
2024 · 17.49
Debt
€44k▲
2024 · €21k
Debt ≤ 1 year
€22k▲
2024 · €15k
Debt > 1 year
€22k▲
2024 · €6k
Income taxes
€515▼
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€52k€75k▲
Fixed assets21/28€16k€31k▲
Tangible fixed assets22/27€15k€31k▲
Plant, machinery and equipment23€6k€4k▼
Furniture and vehicles24€10k€27k▲
Financial fixed assets28€350€350=
Current assets29/58€36k€44k▲
Stocks and contracts in progress3€5k-
Stocks30/36€5k-
Amounts receivable within one year40/41€10k€11k▲
Trade receivables40€652€4k▲
Other amounts receivable41€9k€7k▼
Cash at bank and in hand54/58€19k€33k▲
Deferred charges and accrued income490/1€2k-
Equity and liabilities
Total equity and liabilities10/49€52k€75k▲
Equity10/15€31k€30k▼
Contributions10/11€3k€3k=
Profit (loss) carried forward14€28k€27k▼
Amounts payable17/49€21k€44k▲
Amounts payable after more than one year17€6k€22k▲
Financial debts170/4€6k€22k▲
Amounts payable within one year42/48€15k€22k▲
Current portion of amounts payable after more than one year42€4k€7k▲
Trade debts44€5k€7k▲
Suppliers440/4€5k€7k▲
Taxes, remuneration and social security45€2k€4k▲
Taxes450/3-€2k
Remuneration and social security454/9€2k€2k▲
Other amounts payable47/48€4k€4k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€10k▲
Other operating charges640/8€763€1k▲
Gross operating margin9900€28k€12k▼
Operating profit (loss)9901€21k€686▼
Financial income75/76B-€231
Recurring financial income75-€231
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€20k€-120▼
Income taxes67/77€4k€515▼
Profit (loss) for the period9904€16k€-635▼
Profit (loss) for the period to be appropriated9905€16k€-635▼
Appropriation of the result
Profit (loss) to be appropriated9906€28k€27k▼
Profit (loss) brought forward from the previous period14P€12k€28k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-635 ▼104%
Net result drops to €-635, the lowest in the series.
16-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2023net €16k ▲25.8%
Operating result €21k, net result €16k, both a record.
15-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wezembeek-Oppem · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lange Eikstraat 461970 Wezembeek-OppemGround area
520 m²
Building footprint
325 m²
Volume, LiDAR
2,867 m³
Parcel 22006A0114/00P000, Flanders · tallest building 14.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
BDP PLAFONNAGE
since 20232.344.860.281
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22006A0114/00P000 | Flanders | 520 m² | 1 · 325 m² | 14.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Lodewyckx Construct
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Balen · Eq €30k
ERPA CLEANING
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Havecon Serres
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Of 2,452 companies in sector 41003 we hold annual accounts for 1,055. 659 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-05-2023
Fiscal year end31-12
Activities, NACEBEL
41003General construction of other non-residential buildings
43310Plastering work
43110Demolition
43211General electrical installation work
43222Installation of electric heating, air conditioning, cooling and ventilation
43230Insulation installation
43291Specialised construction activities
43332Laying of wooden floor and wall coverings
43422Screed work
81210General cleaning of buildings
81220Other building cleaning and industrial cleaning
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:plafonnage.bd@gmail.com
Phone:0487125541