Equity
€52,166 ▲ 2.6%
BDP paid out €12,000 in dividends. That is 90% of the 2025 profit.
BDP
Overview
Lifetime
3 annual accounts with figures on one time axispeak €39,821 (2023)
€25,130▼ 17.9%
peak €28,057 (2023)
€13,322▼ 40.2%
peak €52,166 (2025)
€52,166▲ 2.6%
€80,920▲ 312%
Board1 name since 2023
1 directorDE PAUW Bjorn
Documentsfilings and deeds
28-07-20263 days before the deadline
2025micro format
Gross margin from €30,594 to €25,130Result from €22,287 to €13,322Dividend €12,000Debts from €19,637 to €80,920Investments €45,827
Key points
from the 2025 annual accountsTurnover
≈ €73,000 estimated
The micro format states no turnover.
Debts
€80,920 ▲ 312%
Debts rose by €61,282 in 2025. A dividend stands under other debts on the balance sheet date until it is paid.
Investments
€45,827 10.1 × depreciation
Green is investment, beige is depreciation.
Liquidity
1.69 was 3.53 in 2024
Short-term debts rose from €19,637 to €53,535.
Filings
3 annual accounts 1 late
The 2024 accounts came 31 days late. The other two were filed on time.
Checked score
94
Excellent
Financially stronger than 51% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 48,568 companies (NACE 70, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025lowest value
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: 0.1%▲ +0.1 percentage points vs 07-2025highest value
09-2025: < 0.1%▼ -0.1 percentage points vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: 0.1%▲ +0.1 percentage points vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
1 of the last 3 accounts late
lowers risk
Sector: Activities of head offices; management consultancy activities (NACE 70)
Liquidity: current ratio 1.69, cash €52,465
Size: total assets €133,085
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 37% of them on solvency, 72% on liquidity, 48% on profitability and 47% on growth.
The bankruptcy probability was computed on 07-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as BDP has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of BDP itself is lower: 0.1% within 12 months. It rests on far more data about BDP than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for BDP. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €4,500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.69 (3.53 in 2024), above the usual 1.5. Short-term debt is 40.2% and cash 39.4% of total assets. However, 60.8% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
3 days early
2024
31 days late
2023
on the day
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 3 accounts on average 9 days after the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 1 August (3 of the last 3 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
08-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- DE PAUW Bjorn 250 sharesdeed of 12-04-2023
- SEGERS Dorien Mariette Maurice 250 sharesdeed of 12-04-2023
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0800538129
Incorporation
Founding capital of €500, 500 shares · Founders: DE PAUW Bjorn and SEGERS Dorien Mariette Maurice · Appointment: DE PAUW Bjorn (director) · published on 12-04-2023 · Gazette deed
First establishment
Albert Vanderkelenstraat 15, Lennik
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| BDP Lennik | €133,085 | €25,130 | 39.2% | - |
| H-H Consult Overijse | €134,284 | €27,700 | 27.4% | - |
| Trädtopp Tervuren | €135,179 | €24,056 | 79.9% | - |
| MIMIR COACHING & HR CONSULTING Tienen | €152,025 | €23,512 | 73.4% | - |
| Sobeing Tervuren | €116,552 | €27,174 | 81.3% | - |
| AMALEXI Asse | €145,355 | €24,245 | 22.3% | - |
| CCL Innovative Opportunities Overijse | €141,022 | €22,380 | 10.2% | - |
These companies have the same main activity as BDP: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €117,000 and €152,000, founded between 2022 and 2023.
Official details
Source: KBO- Status
- Active since 07-04-2023Normal situation
- Activity
- Business and other management consultancyNACE 70200and 1 other
- Establishment unit
- 2.345.945.8891750 Lennik, since 07-04-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 11-03-2026
Annual accounts 2025
- €25,130▼ 17.9%
- €13,322▼ 40.2%
- €52,166▲ 2.6%
- €133,085▲ 88.8%
- Filing
- Filed on 28-07-2026, 3 days before the end of the filing period
Insights on BDP
BDP files the micro format. That format states no turnover. The gross margin fell from €39,821 in 2023 to €25,130 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 28-07-2026, 3 days before the deadline€25,130
▼ 17.9%
€20,374
▼ 33.1%
€13,322
▼ 40.2%
€37,069
▼ 25.3%
39.2%
▼ 32.9 percentage points
1.69
▼ 1.84
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €73,000. Estimated: probably between €44,000 and €100,000.
Balance sheet
balance sheet total €133,085 on 31-12-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
39.2%
Higher than 37% of 39,360 companies in 2025.
1.69
Higher than 43% of 38,044 companies in 2025.
10.0%
Higher than 42% of 38,516 companies in 2025.
BDP
Middle half of the sector
80% of the sector
Micro accounts in head offices and management consultancy (NACE 70)
Net result: middle half · Equity: middle half · Balance sheet total: middle half · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 | 2023 |
|---|---|---|---|---|
| Balance sheet: assets | ||||
20/58 |
133,085 | 70,481 | 58,733 | |
21/28 |
42,481 | 1,199 | - | |
22/27 |
42,481 | 1,199 | - | |
23 |
3,638 | - | - | |
24 |
38,843 | 1,199 | - | |
29/58 |
90,605 | 69,282 | 58,733 | |
3 |
- | 3,359 | - | |
30/36 |
- | 3,359 | - | |
40/41 |
37,958 | 21,249 | 23,859 | |
40 |
27,616 | 15,413 | 23,859 | |
41 |
10,342 | 5,835 | - | |
54/58 |
52,465 | 44,080 | 34,486 | |
490/1 |
182 | 594 | 388 | |
| Balance sheet: equity and liabilities | ||||
10/49 |
133,085 | 70,481 | 58,733 | |
10/15 |
52,166 | 50,844 | 28,557 | |
10/11 |
500 | 500 | 500 | |
14 |
51,666 | 50,344 | 28,057 | |
17/49 |
80,920 | 19,637 | 30,176 | |
17 |
27,384 | - | - | |
170/4 |
27,384 | - | - | |
42/48 |
53,535 | 19,637 | 30,176 | |
42 |
7,018 | - | - | |
44 |
20,510 | 10,845 | 10,812 | |
440/4 |
20,510 | 10,845 | 10,812 | |
46 |
6,625 | - | - | |
45 |
2,537 | 3,438 | 15,997 | |
450/3 |
2,537 | 1,191 | 15,997 | |
454/9 |
- | 2,247 | - | |
47/48 |
16,845 | 5,354 | 3,367 | |
| Income statement | ||||
9900 |
25,130 | 30,594 | 39,821 | |
630 |
4,545 | 23 | - | |
640/8 |
210 | 120 | - | |
9901 |
20,374 | 30,450 | 39,821 | |
75/76B |
48 | 32 | - | |
75 |
48 | 32 | - | |
65/66B |
2,761 | 2,231 | 1,936 | |
65 |
2,761 | 2,231 | 1,936 | |
9903 |
17,662 | 28,251 | 37,885 | |
67/77 |
4,340 | 5,965 | 9,828 | |
9904 |
13,322 | 22,287 | 28,057 | |
9905 |
13,322 | 22,287 | 28,057 | |
| Appropriation of the result | ||||
9906 |
63,666 | 50,344 | 28,057 | |
14P |
50,344 | 28,057 | - | |
694/7 |
12,000 | - | - | |
694 |
12,000 | - | - | |
| Document | ||||
The notes to these accounts have 6 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 28-07-2026.
Filings
each dot is a set of accounts, on the day it reached the National BankSubsidies and aid
Flemish government 2024 to 2025, 2 entries, €288 awarded, €206 paid
| Year | Entries | Awarded | Paid |
|---|---|---|---|
| 2025 | 1 | €165 | €83 |
| 2024 | 1 | €123 | €123 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 | 2023 |
|---|---|---|---|---|
| 24,920 | 30,474 | - | ||
| 17,867 | 22,310 | - | ||
| 45,827 | 1,222 | - | ||
| 8,385 | 9,595 | - | ||
| 37,069 | 49,645 | 28,557 | ||
| 39.2% | 72.1% | 48.6% | ||
| 1.69 | 3.53 | 1.95 | ||
| 1.69 | 3.36 | 1.95 | ||
| 1.55 | 0.39 | 1.06 | ||
| 25.5% | 43.8% | 98.2% | ||
| 10.0% | 31.6% | 47.8% | ||
| 9.03 | 13.66 | - |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 | 2024 | 2023 |
|---|---|---|---|
| Tangible fixed assets | €45,827 | €1,222 | - |
| €4,545 | €23 | - |
Source: notes to the 2023 to 2025 annual accounts (statement of fixed assets)
Insights on BDP
The operating result for 2025 is 33% lower than in 2024 and the lowest since 2023. It is the second fall in a row.
Debt's share of the balance-sheet total rises from 27.9% to 60.8%. Equity and debt are higher.
Board & ownership
Board
1 director, since incorporationDirector (not named in the articles)
appointed by deed of 12-04-2023
term without a fixed end
listed in the 2025 annual accounts, filed on 28-07-2026
Mandates through the years
1 name, the dashed line is todayDE PAUW Bjorn
Director (not named in the articles)
Director (not named in the articles)
Board
Mandates as a list
- DE PAUW Bjorn
- Director (not named in the articles), appointed by deed of 12-04-2023, still in office
Control
Founders
DE PAUW Bjorn, SEGERS Dorien Mariette Maurice
This company
BDP
Equity €52,166
Profit €13,322 in 2025
Capital
- Contribution
- €500
- Shares
- 500
- Contribution per share
- €1
- Equity per share
- €104 in 2025
- Source
- deed of 12-04-2023
Articles of association
deed of 12-04-2023 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Fourth Saturday of May at 19:00
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
Shareholders
At incorporation
deed of 12-04-2023 ↗
- DE PAUW Bjorn 250 shares (50%) · €250
- SEGERS Dorien Mariette Maurice 250 shares (50%) · €250
Network & group
No group
BDP has no parent and no holdings in its annual accounts. DE PAUW Bjorn is the only director. BDP shares no director with another company.
Timeline
Timeline
7 events since 2023Filings
Financial
Establishments
2023202420252026
Deadline for the 2026 accounts: 31-07-2027
2026
Annual accounts 2025 filed NBBmicro format · 3 days before the deadline
Registered in the Peppol Directory Reachable for e-invoices through 0208:0800538129
2025
Weakest financial year net €13,322 ▼40.2% The net result drops to €13,322, the lowest from 2023 to 2025.
Annual accounts 2024 filed PDFmicro format · 31 days late
2024
Annual accounts 2023 filed PDFmicro format · on the deadline day
2023
IncorporationFounding capital of €500, 500 shares · Founders: DE PAUW Bjorn and SEGERS Dorien Mariette Maurice · Appointment: DE PAUW Bjorn (director) · published on 12-04-20238 points ▸
- Founder, DE PAUW Bjorn
- Founder, SEGERS Dorien Mariette Maurice
- Founding capital, €500, 500 shares
- DE PAUW Bjorn holds 250 shares
- SEGERS Dorien Mariette Maurice holds 250 shares
- Registered office clause, Albert Vanderkelenstraat 15, 1750 Lennik
- Board rule, 1
- Director appointment, DE PAUW Bjorn (director (not named in the articles))
- The deed holds 4 more points.
First establishment Albert Vanderkelenstraat 15, Lennik
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
On 7 April 2023, BDP was incorporated as a private limited company by two natural persons, with a starting capital of €500.12 DE PAUW Bjorn is director of the company, appointed by deed of 12-04-2023.2 Total assets went from €58,733 in 2023 to €133,085 in 2025.3
Company details
Identity
- Enterprise number
- 0800.538.129
- VAT number
- BE 0800.538.129
- Peppol ID
- 0208:0800538129
- Other Peppol ID
- 9925:BE0800538129
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 07-04-2023
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Fourth Saturday of May at 19:00deed of 12-04-2023 (in Dutch)
- Peppol
- Reachable since 11-03-2026Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- BDP in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 12-04-2023 (in Dutch)
- Name clauseThe company operates under this name according to its articles.
- BDP Solutionsdeed of 12-04-2023 (in Dutch)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Vlaams Gewest”deed of 12-04-2023 (in Dutch)
Activities
NACEBEL 202570200
Business and other management consultancy main activity
Codes under NACEBEL 2008
70220
Business consulting main activity
71121
Engineering activities
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Het verlenen van adviezen en diensten aan derden en dit in de meest ruime zin van het woord; Adviseren, uitvoeren en coördineren van…”deed of 12-04-2023 (in Dutch)
7 activities
- Het verlenen van adviezen en diensten aan derden en dit in de meest ruime zin van het woord;
- Adviseren, uitvoeren en coördineren van opdrachten en projecten m.b.t. openbare en private nutsleidingen;
- Adviseren en uitvoeren van elektriciteitswerken en -installaties van alle aard;
- Het opnemen van bestuursmandaten in vennootschappen.
- Het verlenen van adviezen van technische aard, in de ruimste zin en meer specifiek het verlenen van adviezen voor firma’s die openbaar werk, private bouw- en wegenis- en grondwerken uitvoeren;
- Het geven van lezingen en verzorgen van informatiesessies.
- Journalistieke werkzaamheden.
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Albert Vanderkelenstraat 15 registered office 1750 Lennik | 07-04-2023 | 2.345.945.889 |
Buildings and parcels at the address
- Ground area
- 355 m²
- Buildings
- 133 m²
- Volume, LiDAR
- 908 m³
- Tallest building
- 12.2 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 23072E0060/00C002 | 355 m² | 1 · 133 m² | 12.2 m · 3 |