BDM Constructions
ActiveThe computed 12-month bankruptcy probability of BDM Constructions is 2.8% (moderate). The 2024 annual accounts show equity of €35k and a net result of €29k. Its solvency ranks better than 17% of 7446 sector peers (fiscal year 2024). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
52
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability87
Solvency43
Growth-
Track record67
Bankruptcy probability, 12 months
2.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity tight (current ratio 1.12; short-term debt: 82.3% and cash: 19.2% of total assets), and 82.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
17.7%
Return on assets
14.7%
Age of the figures
21 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 7446 sector peers (2024).
NBB · sector comparisonPosition among 7446 sector peers
Solvency
better than 17%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 06-10-2025, 67 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2024
67 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€35k
Total assets
€199k
Net result
€29k
Working capital
€20k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Balance-sheet composition
Assets €199k
Fixed assets
€15k
Current assets
€184k
Equity and liabilities €199k
Equity
€35k
Debt
€163k
Debt finances 82.3% of the balance-sheet total.
Key figures and ratios
EBITDA
€42k
Cash flow
€31k
Solvency
17.7%
Current ratio
1.12
Quick ratio
1.12
Debt / equity
4.64
ROE
83.0%
ROA
14.7%
Interest coverage
227.43
Debt
€163k
Debt ≤ 1 year
€163k
Income taxes
€11k
Filed annual accounts
As filed with the NBB · 2024
Balance sheet
Code2024
Assets
Total assets20/58€199k
Fixed assets21/28€15k
Tangible fixed assets22/27€15k
Furniture and vehicles24€15k
Current assets29/58€184k
Amounts receivable within one year40/41€145k
Trade receivables40€139k
Other amounts receivable41€7k
Cash at bank and in hand54/58€38k
Equity and liabilities
Total equity and liabilities10/49€199k
Equity10/15€35k
Contributions10/11€6k
Capital10€6k
Issued capital100€6k
Reserves13€29k
Distributable reserves133€29k
Profit (loss) carried forward14€702
Amounts payable17/49€163k
Amounts payable within one year42/48€163k
Trade debts44€138k
Suppliers440/4€138k
Taxes, remuneration and social security45€11k
Taxes450/3€11k
Other amounts payable47/48€14k
Income statement
Code2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k
Other operating charges640/8€3k
Gross operating margin9900€45k
Operating profit (loss)9901€41k
Financial charges65/66B€186
Recurring financial charges65€186
Profit (loss) for the period before taxes9903€40k
Income taxes67/77€11k
Profit (loss) for the period9904€29k
Profit (loss) for the period to be appropriated9905€29k
Appropriation of the result
Profit (loss) to be appropriated9906€29k
Transfer to equity691/2€29k
To other reserves6921€29k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
06-10
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 67 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Niklaas · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bruin de Beerlaan 39111 Sint-NiklaasGround area
363 m²
Building footprint
135 m²
Volume, LiDAR
1 m³
Parcel 46002C1187/00A000, Flanders · tallest building 0.1 m. Linked by address, not a title deed.
1 establishment unit
BDM Constructions
since 20242.357.493.641
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46002C1187/00A000 | Flanders | 363 m² | 1 · 135 m² | 0.1 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ECLIPS SOLAR ENERGY
BE 0526.938.741
Waregem · Eq €35k
ARTOITURE ET MULTISERVICES
BE 0699.565.285
Quévy · Eq €35k
RD Deceuninck
BE 1001.050.490
Roeselare · Eq €35k
JNTH Toiture
BE 1004.010.277
Ath · Eq €35k
OLPEX
BE 0782.576.204
Schaarbeek · Eq €35k
Of 8,563 companies in sector 43410 we hold annual accounts for 4,358. 3,502 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-02-2024
Fiscal year end31-12
Activities, NACEBEL
43410Roofing work
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.