BDLaw
ActiveBDLaw has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €90k and a net result of €64k. Its solvency ranks better than 72% of 12690 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
94
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+14
Growth78
Track record82
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days only on tighter terms
Liquidity ample (current ratio 4.14 against 2.52 in 2024; short-term debt: 24.1% and cash: 95.9% of total assets), and 24.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
75.9%
Return on assets
54%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
31 d late
2024
27 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€90k▲ 247%
2024 · €26k
2024: €26k
2024 → 2025
Total assets
€118k▲ 178%
2024 · €42k
2024: €42k
2024 → 2025
Net result
€64k▲ 156%
2024 · €25k
2024: €25k
2024 → 2025
Working capital
€89k▲ 255%
2024 · €25k
2024: €25k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€26k-€90k▲ 247%
Operating result€33k-€86k▲ 157%
Net result€25k-€64k▲ 156%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 157% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €118k
Fixed assets
€486▼ 35.4%
Current assets
€118k▲ 182%
Equity and liabilities €118k
Equity
€90k▲ 247%
Debt
€28k▲ 71.6%
The debt ratio falls from 39.0% to 24.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€86k▲
2024 · €33k
Cash flow
€64k▲
2024 · €25k
Solvency
75.9%▲
2024 · 61.0%
Current ratio
4.14▲
2024 · 2.52
Quick ratio
4.14▲
2024 · 2.52
Debt / equity
0.32▼
2024 · 0.64
ROE
71.1%▼
2024 · 96.1%
ROA
54.0%▼
2024 · 58.6%
Interest coverage
1033.38▼
2024 · 2540.96
Debt
€28k▲
2024 · €17k
Debt ≤ 1 year
€28k▲
2024 · €17k
Income taxes
€22k▲
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€42k€118k▲
Fixed assets21/28€753€486▼
Tangible fixed assets22/27€753€486▼
Furniture and vehicles24€753€486▼
Current assets29/58€42k€118k▲
Amounts receivable within one year40/41€3k€4k▲
Trade receivables40-€520
Other amounts receivable41€3k€4k▲
Cash at bank and in hand54/58€39k€113k▲
Equity and liabilities
Total equity and liabilities10/49€42k€118k▲
Equity10/15€26k€90k▲
Contributions10/11€1k€1k=
Reserves13€25k€89k▲
Distributable reserves133€25k€89k▲
Amounts payable17/49€17k€28k▲
Amounts payable within one year42/48€17k€28k▲
Trade debts44€659€230▼
Suppliers440/4€659€230▼
Taxes, remuneration and social security45€16k€28k▲
Taxes450/3€16k€28k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€47€267▲
Other operating charges640/8€387€400▲
Gross operating margin9900€34k€86k▲
Operating profit (loss)9901€33k€86k▲
Financial income75/76B€17€117▲
Recurring financial income75€17€117▲
Financial charges65/66B€13€83▲
Recurring financial charges65€13€83▲
Profit (loss) for the period before taxes9903€33k€86k▲
Income taxes67/77€8k€22k▲
Profit (loss) for the period9904€25k€64k▲
Profit (loss) for the period to be appropriated9905€25k€64k▲
Appropriation of the result
Profit (loss) to be appropriated9906€25k€64k▲
Transfer to equity691/2€25k€64k▲
To other reserves6921€25k€64k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
04-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Waterloosesteenweg 8011180 UkkelGround area
230 m²
Building footprint
88 m²
Volume, LiDAR
1,179 m³
Parcel 21612C0056/02Y091, Brussels · tallest building 20.8 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
BDLaw
since 20242.363.998.480
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21612C0056/02Y091 | Brussels | 230 m² | 1 · 88 m² | 20.8 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DELANLOI
BE 0780.730.036
Malle · Eq €90k
MANUEL HORBACH
BE 0689.577.750
Sint-Niklaas · Eq €90k
SPRL Fabienne TAINMONT
BE 0717.620.747
Ukkel · Eq €90k
Advocaat Manik Peferoen
BE 0740.868.578
Gent · Eq €90k
Luca FELTRIN LEGAL SERVICES
BE 1018.924.226
Elsene · Eq €90k
Of 22,051 companies in sector 69101 we hold annual accounts for 9,053. 7,542 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-09-2024
Fiscal year end31-12
Activities, NACEBEL
69101Activities of lawyers
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.