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BDL-Accounting

Active
Private limited companyfounded 20251 yr activeSeugensveld 11, 9260 Wichelen, BelgiumKBO/BCE: BE 1024.778.274
Summary

BDL-Accounting has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €32,969 and a net result of €31,328. Its solvency ranks better than 54% of 76 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is < 0.1% (very low).

Overview

Activity
Certified accountants and tax accountants
NACE 69201
1 site
Size
€76,035total assets 2026
Equity
€32,969
Profit
€31,328
Turnover not published (abridged schema)
Financial health
95 Excellent Checked score 2026
Bankruptcy chance 12 m
< 0.1%
Structure
Accounts 2 d early0 of 1 deed read
Why 95+ Sector Legal and accounting activities (NACE 69)+ Liquidity: current ratio 1.77, cash €45,213+ Figures for FY 2026 (filed 29-09-2026)+ Size: total assets €76,035Show the evidence

Checked score

Score 2026
95 / 100
Excellent
Probability in this band: under 0.55%
Better than 61% of its sector peers (NACE 69, micro)
Performance against the sector, not lower risk
Financial strength
Strong
Solvency 68
equity 43.4% of total assets
Liquidity 71
short-term debt 56.6% · cash 59.5%
Profitability 100
return on assets 41.2%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (19,836 companies)
Last 24 months 07-2026: 0.3% 08-2026: 0.3%● 0.0% vs 07-2026 09-2026: 0.3%▲ +2.3% vs 08-2026highest value 10-2026: < 0.1%▼ -90.5% vs 09-2026lowest value
  • Sector Legal and accounting activities (NACE 69) lowers the probability
  • Liquidity: current ratio 1.77, cash €45,213 lowers the probability
  • Figures for FY 2026 (filed 29-09-2026) lowers the probability
  • Size: total assets €76,035 lowers the probability for this profile
Credit up to €3,000 at 30 days acceptable
Liquidity ample (current ratio 1.77; short-term debt: 56.6% and cash: 59.5% of total assets), but 56.6% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 69, micro). Better than this share of them on solvency 41%, liquidity 60%, profitability 82%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Sector Legal and accounting activities (NACE 69)
In the bankruptcy model this factor lowers the probability.
KBO
lowers risk · Liquidity: current ratio 1.77, cash €45,213
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Figures for FY 2026 (filed 29-09-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Size: total assets €76,035
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Young company
Founded in 2025, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
neutral · Latest accounts filed on time
The financial year that closed on 01-03-2026 was due by 01-10-2026 and was filed on 29-09-2026, 2 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2026
2 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2026 · abbreviated…

Key points

  • Caution: Among the weakest 18% on equitysector median €239,500 · 76 companies €32,969 View
  • Founded 15 months agofounded 26-06-2025 15 mo View
  • Total assets 2026first fiscal year filed €76,035 View

By topic

Financials

Fiscal year
2026
Total assets
€76,035
Profit
€31,328
Solvency
43.4%
Go to Financials

Company details

Sites
1
Legal form
Private limited company
Activity
Certified accountants and tax accountantsNACE 69201
Founded
26-06-2025
Year ends
01-03
Peppol
Reachable for e-invoices
Go to Company details

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