BDK Group
ActiveSummary
BDK Group has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €63k and a net result of €62k. Its solvency ranks better than 54% of 4621 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
64
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency58
Growth-
Track record67
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity tight (current ratio 1.46; short-term debt: 66.7% and cash: 3.4% of total assets), and 66.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
33.1%
Return on assets
32.6%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
27 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, micro schema
Equity
€63k
Total assets
€190k
Net result
€62k
Working capital
€58k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €190k
Fixed assets
€5k
Current assets
€185k
Equity and liabilities €190k
Equity
€63k
Debt
€127k
Debt finances 66.9% of the balance-sheet total.
Key figures and ratios
EBITDA
€81k
Cash flow
€62k
Current ratio
1.46
Debt to equity
2.02
ROE
98.4%
ROA
32.6%
Interest coverage
315.14
Debt ≤ 1 year
€127k
Income taxes
€23k
Staff costs
€70k
Filed annual accounts As filed with the NBB · 2025 · 43 lines
Balance sheet
Code2025
Assets
Total assets20/58€190k
Fixed assets21/28€5k
Tangible fixed assets22/27€5k
Plant, machinery and equipment23€4k
Furniture and vehicles24€1k
Current assets29/58€185k
Amounts receivable within one year40/41€93k
Other amounts receivable41€93k
Cash at bank and in hand54/58€7k
Deferred charges and accrued income490/1€85k
Equity and liabilities
Total equity and liabilities10/49€190k
Equity10/15€63k
Contributions10/11€1k
Reserves13€60k
Distributable reserves133€60k
Profit (loss) carried forward14€2k
Amounts payable17/49€127k
Amounts payable within one year42/48€127k
Financial debts43€9k
Credit institutions430/8€9k
Trade debts44€21k
Suppliers440/4€21k
Advances received on contracts in progress46€50k
Taxes, remuneration and social security45€47k
Taxes450/3€33k
Remuneration and social security454/9€14k
Accrued charges and deferred income492/3€401
Income statement
Code2025
Remuneration, social security and pensions62€70k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€519
Other operating charges640/8€4k
Gross operating margin9900€155k
Operating profit (loss)9901€81k
Financial income75/76B€4k
Recurring financial income75€4k
Financial charges65/66B€259
Recurring financial charges65€259
Profit (loss) for the period before taxes9903€85k
Income taxes67/77€23k
Profit (loss) for the period9904€62k
Profit (loss) for the period to be appropriated9905€62k
Appropriation of the result
Profit (loss) to be appropriated9906€62k
Transfer to equity691/2€60k
To other reserves6921€60k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
NBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Genk · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Weg naar As 3873600 GenkGround area
138 m²
Parcel 71303B0347/00E004, Flanders. Linked by address, not a title deed.
1 establishment unit
Kapsalon Derya
since 20242.366.384.185
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71303B0347/00E004 | Flanders | 138 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Hinderpremie bij openbare werken
Recognitions · licences · registrations
Dual-learning approval
3 live approvals · 1 endedHaarverzorging duaal (so)
Kapper (vwo)
Kapper-stylist duaal (so)
Show 1 ended approval
Kapper (so)
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Of 21,748 companies in sector 96210 we hold annual accounts for 2,833. 2,025 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-10-2024
Fiscal year end31-12
Activities, NACEBEL 2025
96210Hairdressing and barber services
33120Repair and maintenance of machinery
33200Installation of industrial machinery and equipment
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.