BDH - GESTION
ActiveSummary
BDH - GESTION has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €677k and a net result of €230k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 17% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability73▼-6
Solvency35▼-1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity short (current ratio 0.06 against 0.49 in 2024; short-term debt: 65.5% and cash: 0.9% of total assets), and 89.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
10.3%
Return on assets
3.5%
Age of the figures
15 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 31694 sector peers (2025).
NBB · sector comparisonPosition among 31694 sector peers
Solvency
better than 17%
← weakest
strongest →
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €677k
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 06-02-2026, 6 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
6 d late
2024
59 d late
2023
on the day
2022
50 d early
2021
26 d early
2020
2 d early
2019
7 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€677k▲ 51.3%
2024 · €448k
2019: €-179k
2020: €-541k
2021: €-226k
2022: €-114k
2023: €132k
2024: €448k
2019 → 2025
Total assets
€6.59M▲ 64.9%
2024 · €3.99M
2019: €4.19M
2020: €4.33M
2021: €4.26M
2022: €4.00M
2023: €4.09M
2024: €3.99M
2019 → 2025
Net result
€230k▼ 27.1%
2024 · €315k
2019: €-185k
2020: €-362k
2021: €315k
2022: €112k
2023: €247k
2024: €315k
2019 → 2025
Working capital
€-4.06M▼ 318%
2024 · €-971k
2019: €-1.60M
2020: €-2.18M
2021: €-1.57M
2022: €-1.52M
2023: €-1.28M
2024: €-971k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-226k-€-114k▲ 49.4%€132k€448k▲ 238%€677k▲ 51.3%
Operating result€367k-€129k▼ 64.8%€286k▲ 122%€468k▲ 63.3%€348k▼ 25.7%
Net result€315k-€112k▼ 64.6%€247k▲ 121%€315k▲ 27.7%€230k▼ 27.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 26% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €6.59M
Fixed assets
€6.34M ▲ 107%
Current assets
€250k ▼ 73.4%
Equity and liabilities €6.59M
Equity
€677k ▲ 51.3%
Debt
€5.91M ▲ 66.6%
Debt's share of the balance-sheet total rises from 88.8% to 89.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€538k▼
2024 · €655k
Cash flow
€420k▼
2024 · €502k
Current ratio
0.06▼
2024 · 0.49
Debt to equity
8.72▲
2024 · 7.92
ROE
33.9%▼
2024 · 70.4%
ROA
3.5%▼
2024 · 7.9%
Interest coverage
14.66▼
2024 · 17.87
Debt ≤ 1 year
€4.31M▲
2024 · €1.91M
Debt > 1 year
€1.60M▼
2024 · €1.64M
Income taxes
€81k▼
2024 · €116k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet
Code20242025
Assets
Total assets20/58€3.99M€6.59M▲
Fixed assets21/28€3.05M€6.34M▲
Tangible fixed assets22/27€3.01M€3.63M▲
Land and buildings22€2.69M€3.23M▲
Plant, machinery and equipment23€311k€394k▲
Furniture and vehicles24€6k€3k▼
Financial fixed assets28€44k€2.71M▲
Current assets29/58€938k€250k▼
Amounts receivable within one year40/41€766k€189k▼
Trade receivables40€58k€57k▼
Other amounts receivable41€708k€132k▼
Cash at bank and in hand54/58€172k€61k▼
Equity and liabilities
Total equity and liabilities10/49€3.99M€6.59M▲
Equity10/15€448k€677k▲
Contributions10/11€50k€50k=
Reserves13€5k€5k=
Non-distributable reserves130/1€5k€5k=
Reserves not available under the articles1311€5k€5k=
Profit (loss) carried forward14€393k€622k▲
Amounts payable17/49€3.55M€5.91M▲
Amounts payable after more than one year17€1.64M€1.60M▼
Financial debts170/4€1.64M€1.60M▼
Amounts payable within one year42/48€1.91M€4.31M▲
Current portion of amounts payable after more than one year42€193k€205k▲
Trade debts44€29k€97k▲
Suppliers440/4€29k€97k▲
Advances received on contracts in progress46€3k€3k=
Taxes, remuneration and social security45€143k€63k▼
Taxes450/3€143k€63k▼
Other amounts payable47/48€1.54M€3.94M▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€187k€190k▲
Other operating charges640/8€21k€74k▲
Gross operating margin9900€676k€612k▼
Operating profit (loss)9901€468k€348k▼
Financial charges65/66B€37k€37k▲
Recurring financial charges65€37k€37k▲
Profit (loss) for the period before taxes9903€431k€311k▼
Income taxes67/77€116k€81k▼
Profit (loss) for the period9904€315k€230k▼
Profit (loss) for the period to be appropriated9905€315k€230k▼
Appropriation of the result
Profit (loss) to be appropriated9906€393k€622k▲
Profit (loss) brought forward from the previous period14P€77k€393k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-09
State Gazette act
General meeting · Director resignation
Director discharge · Director appointment
06-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 6 days late
2025
30-06
Financial
Equity above €500kEq €677k ▲51.3%
5 profitable years in a row build equity to €677k.
31-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 59 days late
2024
30-06
Financial
Equity above €200kEq €448k ▲238%
4 profitable years in a row build equity to €448k.
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Equity above €100kEq €132k
3 profitable years in a row build equity to €132k.
2022
12-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
05-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Back to profitnet €315k
Net result €315k after 2 loss-making years.
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Weakest financial yearnet €-362k
Net result drops to €-362k, the lowest in the series; recovery starts the following year.
Show earlier events
24-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
07-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
04-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
25-11
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Evere · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kolonel Bourgstraat 127-1291140 EvereGround area
3,304 m²
Building footprint
1,528 m²
Volume, LiDAR
18,106 m³
Parcel 21372C0123/00R000, Brussels · tallest building 21.8 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Kolonel Bourgstraat 127, 1140 Evere
since 20102.186.464.429
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21372C0123/00R000 | Brussels | 3,304 m² | 1 · 1,528 m² | 21.8 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
GLOBOCON
BE 0879.467.227
Rumst · Eq €677,244
JOSIM
BE 0865.713.518
Hasselt · Eq €677,183
MANKIND
BE 0629.999.954
Puurs-Sint-Amands · Eq €677,179
Meuninck Marketing Company
BE 0739.589.267
Aalter · Eq €677,086
Blue Ridge Consulting
BE 0744.577.047
Oostende · Eq €677,418
Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 31,879 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-02-2010
Fiscal year end30-06
Abbreviation FR
BDH
Activities, NACEBEL 2025
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.